HDFC Infinia/Diners Club Black Credit Card Devalue

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Finance Ninja
abhishek012

HDFC Infinia/Diners Club Black Credit Card Devalue:

Alert: HDFC Change of Transfer Ratio of RP's!

Wef from 15th Jan 2024, the Transfer Ratio shall be changed to 2:1 for the following:

ALL Accor

Turkish Airlines

Avianca's Lifemiles

You will now need 2 HDFC RP to get 1 mile/point at the above mentioned programs.

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Finance Ninja Finance Ninja
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Why not ?

Many users convert their reward points to miles and then sell their accounts or some buys purchased your miles. You will get good return compare with normal gift voucher/cash etc conversion.
Benevolent Benevolent
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@abhishek012 I never use RPs on those 2 cards for GCs / cash redemption. I use them for flight and hotel bookings on SmartBuy which I believe gives the best value, probably even more than miles conversion. People think SmartBuy shows jacked up prices but in my experience (I booked 3 flight tickets and 3 hotels last month) the rates are mostly better if not the same as any travel site.
Also, as I said, understanding miles conversion requires expertise. So far I haven't had the inclination to try it. I also believe miles conversion is useful for international airlines which I don't use. Lastly, trading miles involves a bit of risk and bargaining which I rather avoid.
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Benevolent Benevolent
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Source?

Finance Ninja Finance Ninja
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GBTHtkLacAATueP

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Benevolent Benevolent
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Phew. Bach gaye! (Got saved). I have never used miles conversion on these cards. Don't think many people will be affected. It requires some special expertise to properly do these miles conversions and get good value out of it.

Finance Ninja Finance Ninja
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Why not ?

Many users convert their reward points to miles and then sell their accounts or some buys purchased your miles. You will get good return compare with normal gift voucher/cash etc conversion.
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Deal Cadet Deal Cadet
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Any Idea how to get Infinia Card?

Deal Cadet Deal Cadet
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Any idea how to get Infinia/DCB LTF?

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