HDFC launch (CSC) Small Business Moneyback RuPay Credit Card

Finance Ninja

HDFC launch (CSC) Small Business Moneyback RuPay Credit Card:


Card Type

Reward Point + CashBack

  • Up to 50 days interest free credit period
  • Earn Reward Points for every Rs 150 spent:
    -- 4 Reward Points on online spends.
    -- 2 Reward Points on all other expenses (Except fuel)
  • Get 5X Reward Points on Fuel (Maximum 1000 points in a month)
    ​​​​​​​Terms and Conditions
  • Redeem Reward points for CashBack. 100 Reward Points = Rs 20
Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Dining Benefit

Save upto 20% on dining bills paid through DineoutPAY. Maximum discount per card per month is 300 Rs.
​​​​​​​Click here
for more details
Refer T&C

Annual Spend Based Benefit
  • Earn 1000 Bonus Reward Points on annual spends of Rs. 90,000
  • Click here for Important Terms and Conditions of Annual spends benefit program
Renewal Offer

Spend Rs. 25,000 in 12 Months and get Renewal Fee waived for next renewal year.

Reward Point/CashBack Redemption & Validity
  • Accumulated Reward Points can be redeemed for CashBack (100 Reward Points = Rs. 20) (min. redemption amount should be Rs. 2500)
  • Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
    ​​​​​​​Click here for further details.
  • Reward redemption fee of Rs. 99 per request will be applicable on all redemptions.

    With effect from 1st January 2023:

  • Rent payment and Education related transactions will not earn reward points.
  • Reward points earned on Grocery transactions will be capped to 1,000 per month.
  • Redemption of Travel Reward Points will be capped at 50,000 points per month.

Thanks to @pikkuboss for sharing the card pic.

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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@abhishek012 bro which rupay CC is most rewarding in terms of return or cashback percentage?

Finance Ninja Finance Ninja
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Apply for RuPay Regalia or Tata Neu RuPay Infinity Credit card.

RuPay Moneyback+ also available.
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