https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9163454
Too many conditions with very little rewards.
HDFC Launched New Credit Card - HDFC Regalia Gold Credit Card
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Reasons
Vote down Reasons
- Product not good/not worth the price : 1
Joining Fee: Rs. 2,950 including GST
Joining Benefits:
1) Giftcard of Rs. 2,500 (not applicable if joining fee waived-off)
2) Club Vistara Silver Tier Membership and MakeMyTrip’s Black Elite Membership on Spending Rs.1 Lac or more in First 30 Days of Card Issuance
Renewal Fee: Rs. 2,950 including GST. Waived-off on Spending Rs.4 Lacs in a Year
Regular Benefits
Reward Points
1) 4 Reward Points on every Rs.150 retail spends including Insurance, Utilities and Education
2) 20 Reward Points on every Rs.150 Spend on Myntra, Nykaa, Reliance Digital, Marks & Spencers. Extra rewards points capped at 5000 per month.
3) Maximum 2,000 Reward Points per Day on Insurance
4) Maximum 2,000 Reward Points per Month on Grocery
5) No Reward Points on Fuel, Wallet Load, HDFC’s EasyEMI or SmartEMI, Rent, Housing Society Maintenance, Movers & Packers and Government Payments
6) 1% Charge on second rent payment in a month
Reward Redemption
1) Reward Points Validity: 2 Years
2) 1 Reward Point = Rs. 0.65 if Used on Regalia Gold Catalogue on SmartBuy or Rs. 0.50 if used on Flight/Hotel on HDFC SmartBuy Portal or 0.50 Airmile or Rs. 0.20 if want as Cash in Statement
Milestone Benefits
1) Rs.1500 Giftcard (Marriott Experience or Myntra or MMT Hotels or Marks & Spencer or Reliance Digital) on Spend of Rs. 1.5 Lacs in a Calendar Quarter
2) One Flight Voucher of Rs. 5,000 on Spend of Rs. 7.5 Lacs in a Year
Lounge Access
1) Domestic Lounges: 12 access in a year (Delhi, Mumbai, Kolkata Chennai, Bangalore, Hyderabad Pune, Cochin)
2) International Lounge: 6 free visits using Priority Pass for Self and Add-on card holders
Foreign Currency Markup: 2% + GST (= 2.36%)
Annual Spend based benefit
Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Terms & Conditions Apply
More details :
Expired
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Credit Card
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Created by : decideaim
They destroyed regalia, just trying to make up for that mistake with this card
Top Comments
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9163581
curiosityfreak2020980 wrote:Too many conditions with very little rewards.
Except Millenia everything else is trash in HDFC
SBI Airvistara 100x better than this with 3600 fee
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9164197
not much of a diff from Regalia... or is it?
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9164369
Any way to upgrade from regalia to regalia gold Marriott gift voucher useful for me
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9164650
Wrong Info..
The 5000 Flight is Twice. One on 5L Spend and Another on 7.5L Spend
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9165632
Vaastav wrote:Yes correctWrong Info..
The 5000 Flight is Twice. One on 5L Spend and Another on 7.5L Spend
Rs 5000 flight voucher on Rs 5 Lakhs spend in an anniversary year
Rs 5000 flight voucher on Rs 7.5 Lakhs spend in an anniversary year
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9165634
rn09 wrote:not much of a diff from Regalia... or is it?
Better than Regalia in term of below benefits:
- Better milestone benefits
- 5X partners
- Access to the new miles transfer partners like Aeroplan, Accor, LifeMiles etc.
- Gold catalog products at 65 paisa per RP
Retail Spends: 4 RP per Rs 150 ~1.3% return
Accelerated Spends: 20 RP per Rs 150 ~6.7% return
Accelerated spends partners are Marks & Spencer, Myntra, Reliance Digital and Nykaa. The cap is 5000 RP for the bonus points in this category.
Grocery Spends: Same reward rate as retail spends with a cap of 2000 RP per calendar month
Insurance Spends: Same reward rate as retail spends with a cap of 2000 RP per day
The accelerated spends at 20 RP per 150
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9167647
Examples of Gold catalog products?
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9167777
guest_999 wrote:Examples of Gold catalog products?
Unable to login.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9167785
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zenithyadav wrote:Better than Regalia in term of below benefits:
- Better milestone benefits
- 5X partners
- Access to the new miles transfer partners like Aeroplan, Accor, LifeMiles etc.
- Gold catalog products at 65 paisa per RP
Retail Spends: 4 RP per Rs 150 ~1.3% return
Accelerated Spends: 20 RP per Rs 150 ~6.7% return
Accelerated spends partners are Marks & Spencer, Myntra, Reliance Digital and Nykaa. The cap is 5000 RP for the bonus points in this category.
Grocery Spends: Same reward rate as retail spends with a cap of 2000 RP per calendar month
Insurance Spends: Same reward rate as retail spends with a cap of 2000 RP per day
The accelerated spends at 20 RP per 150
Not only those. Regalia Gold card holders are also entitled to access the EnCalm lounges in Delhi Airport. So far you could access it only with Infinia and DCB
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9167925
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Ramta_Jogi wrote:You mean only top end cards from major banks like axis magnus, sbi elite etc or this lounge only for infinia/dcb users?Not only those. Regalia Gold card holders are also entitled to access the EnCalm lounges in Delhi Airport. So far you could access it only with Infinia and DCB
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9167940
Card ka photo nahi dia, so not apply
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168000
Millenia is way better .
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168256
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caks2006407 wrote:Except Millenia everything else is trash in HDFC
SBI Airvistara 100x better than this with 3600 fee
thanks , just got call from hdfc for LTF millenia card.
i think its time to get a second credit card.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168282
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168582
Nahin chahiye... PERIOD.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168583
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168588
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Ramta_Jogi wrote:
I meant within HDFC card network, only Infina & DCB holders could access these new lounges (atleast till Mar 5)
This information isn't correct. I have a regalia credit cc with hdfc and was able to access encalm lounge with the same.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168597
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coupondiscussion wrote:They refused my partner, holding retail Regalia, in Intl T3 departure lounge EnCalm around Feb end. I had to get her in using Infinia PP (along with Infinia CC for me) and then had to use DCB for yet another acquaintance who was refused on business Regalia.This information isn't correct. I have a regalia credit cc with hdfc and was able to access encalm lounge with the same.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168600
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Maybe they changed there t&c now.
Ramta_Jogi wrote:I did use my regalia card a week back to get access to the lounge in t3 Airport.
They refused my partner, holding retail Regalia, in Intl T3 departure lounge EnCalm around Feb end. I had to get her in using Infinia PP (along with Infinia CC for me) and then had to use DCB for yet another acquaintance who was refused on business Regalia.
Maybe they changed there t&c now.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168651
Means more marketing call...
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168669
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coupondiscussion wrote:
I did use my regalia card a week back to get access to the lounge in t3 Airport.
Maybe they changed there t&c now.
So, first you partially read comment to tell that one is incorrect, even though he already mentioned "atleast till March 5" in his original comment.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168676
Everything that glitters is not gold
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168700
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Didn't read the dates properly and definitely did not mean to offend anyone.
Anyways, now the Regalia cards are working in the t3 airports as well.
UniqueDimer wrote:Apologies bro !So, first you partially read comment to tell that one is incorrect, even though he already mentioned "atleast till March 5" in his original comment.
Didn't read the dates properly and definitely did not mean to offend anyone.
Anyways, now the Regalia cards are working in the t3 airports as well.
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9168715
Is this card available on Rupay platform as well? Any idea?
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9169376
Regalia is good CC
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9169831
Good
https://www.desidime.com/discussions/hdfc-launched-new-credit-card-hdfc-regalia-gold-credit-card?page=1#post_9170191
Joke by hdfc to me. They have offered a paid upgrade from ltf regalia to paid regalia with new name. Current card - visa emv sign regalia crd dom. Upgrade to- vis sign regalia bus dec.
Is there any difference
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Except Millenia everything else is trash in HDFC
SBI Airvistara 100x better than this with 3600 fee
Too many conditions with very little rewards.