HDFC Launched New Credit Card - HDFC Regalia Gold Credit Card
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Rs. 2,950 including GST
1) Giftcard of Rs. 2,500 (not applicable if joining fee waived-off)
2) Club Vistara Silver Tier Membership and MakeMyTrip’s Black Elite Membership on Spending Rs.1 Lac or more in First 30 Days of Card Issuance
Rs. 2,950 including GST. Waived-off on Spending Rs.4 Lacs in a Year
Regular Benefits
1) 4 Reward Points on every Rs.150 retail spends including Insurance, Utilities and Education
2) 20 Reward Points on every Rs.150 Spend on Myntra, Nykaa, Reliance Digital, Marks & Spencers. Extra rewards points capped at 5000 per month.
3) Maximum 2,000 Reward Points per Day on Insurance
4) Maximum 2,000 Reward Points per Month on Grocery
5) No Reward Points on Fuel, Wallet Load, HDFC’s EasyEMI or SmartEMI, Rent, Housing Society Maintenance, Movers & Packers and Government Payments
6) 1% Charge on second rent payment in a month
1) Reward Points Validity: 2 Years
2) 1 Reward Point = Rs. 0.65 if Used on Regalia Gold Catalogue on SmartBuy or Rs. 0.50 if used on Flight/Hotel on HDFC SmartBuy Portal or 0.50 Airmile or Rs. 0.20 if want as Cash in Statement
1) Rs.1500 Giftcard (Marriott Experience or Myntra or MMT Hotels or Marks & Spencer or Reliance Digital) on Spend of Rs. 1.5 Lacs in a Calendar Quarter
2) One Flight Voucher of Rs. 5,000 on Spend of Rs. 7.5 Lacs in a Year
1) Domestic Lounges: 12 access in a year (Delhi, Mumbai, Kolkata Chennai, Bangalore, Hyderabad Pune, Cochin)
2) International Lounge: 6 free visits using Priority Pass for Self and Add-on card holders
Foreign Currency Markup: 2% + GST (= 2.36%)
Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Terms & Conditions Apply
More details :
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Created by : DeciDeaim
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Except Millenia everything else is trash in HDFC
SBI Airvistara 100x better than this with 3600 fee
Better than Regalia in term of below benefits:
- Better milestone benefits
- 5X partners
- Access to the new miles transfer partners like Aeroplan, Accor, LifeMiles etc.
- Gold catalog products at 65 paisa per RP
Retail Spends: 4 RP per Rs 150 ~1.3% return
Accelerated Spends: 20 RP per Rs 150 ~6.7% return
Accelerated spends partners are Marks & Spencer, Myntra, Reliance Digital and Nykaa. The cap is 5000 RP for the bonus points in this category.
Grocery Spends: Same reward rate as retail spends with a cap of 2000 RP per calendar month
Insurance Spends: Same reward rate as retail spends with a cap of 2000 RP per day
The accelerated spends at 20 RP per 150
Any way to upgrade from regalia to regalia gold Marriott gift voucher useful for me
Wrong Info..
The 5000 Flight is Twice. One on 5L Spend and Another on 7.5L Spend
Rs 5000 flight voucher on Rs 5 Lakhs spend in an anniversary year
Rs 5000 flight voucher on Rs 7.5 Lakhs spend in an anniversary year
Examples of Gold catalog products?
Unable to login.
Card ka photo nahi dia, so not apply
Millenia is way better .
Nahin chahiye... PERIOD.
Is this card available on Rupay platform as well? Any idea?
Regalia is good CC
Good
Joke by hdfc to me. They have offered a paid upgrade from ltf regalia to paid regalia with new name. Current card - visa emv sign regalia crd dom. Upgrade to- vis sign regalia bus dec.
Is there any difference
Millennia is better than this too....
Got regalia ltf and happy with uber vouchers @ 0.39/Rp
All my points keep getting expired every month as I rarely used HDFC cc in last 6mth. 2900 points down to 300 I checked today 
Direct statement credit by Axis is much better - zero hassle, nothing to remember
What is the minimum credit limit for this card?
I am getting second card option in my netbanking for HDFC Regila Gold ltf, currently have Millenia and tata neu should I go for that?
Pls tell how to set pin for hdfc add on credit card.
Showing this for me as 2nd card option have DCB
Annual Fees / Renewal Fees₹ 0
Lucky You !!!The fees gets waived off for annual spends above ₹4,00,000
Happy with my existing Regalia LTF card. 
Now CRM is being assigned if you have a corporate account or business account with HDFC , they offered me this card as LTF . You can reach out to them
None of the cards in the past many years I have found that can be bought on a C2C basis. Still struggling to get one credit card on C2C basis with no income details required. Is there any card that is LTF and is issued on the basis of your civil score and previous CC report? If any then pls share the exact link so that I can apply and get it without any hassle.
PS: I have an excellent cibil score and my HDFC CC is 3 yrs old too.
IMO, the reward structure of Regalia Gold is pretty good, if you can spend till the highest milestone of 7.5 Lacs it gives you a reward rate of around 3-3.5%
.
Here's the calculation of Reward Rate :
4 RP / ₹150 Spend (Base Value)
.
Assuming redemption value of ₹0.50
Total Spends : 7,50,000
RP Earned : 20,000
INR Value : ₹10,000
Milestone Earnings
Quarterly Milestone
₹1500 Voucher on 1.5L Spends
Total 1500 x 4 = ₹6000
Annual Milestone¹ of 5 Lacs
Flight Voucher worth ₹5000
Annual Milestone² of 7.5 Lacs
Flight Voucher worth ₹5000
Total Earnings :
- ₹10,000 [Reward Points]
- ₹16,000 [Vouchers]
₹26,000 on Spends of ₹7,50,000
+
Bonus : ₹2950 [Joining Fee Waiver]
Note : Only Basic RP value is considered, you can get more if spend is done on 5x Merchants / Accelerated Reward Partners (SmartBuy, etc)
How to redeem points " ) 1 Reward Point = Rs. 0.65 if Used on Regalia Gold Catalogue on SmartBuy" this category
Too many conditions with very little rewards.