HDFC LTF Credit Card Upgrade

137°
Vanguard
sushrutji29544
Hi dimers,
  HDFC is offering me a credit card upgrade. My previous card was LTF and the upgrade is coming with FYF only.
So, has HDFC ever offered anyone LTF upgrade as well? Or all the upgrades are paid only(as told by customer care)
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Deal Subedar Deal Subedar
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My friend had Moneyback+ as LTF, he got millenia as an upgrade LTF as well. This was last year though.

Benevolent Benevolent
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millennia paid is better than moneyback LTF, if you can utilize it properly

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Wingman Wingman
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Reject upgrade. They are offering me the same as my Regalia First LTF is expiring in few months. Am asking for the same card If upgrade card is not LTF

Vanguard Vanguard
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Yeah will do the same.
Deal Subedar Deal Subedar
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What card you have now? And what is the upgrade?

Vanguard Vanguard
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I have moneyback + now as LTF, got upgrade to FYF millenia

Deal Subedar Deal Subedar
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My friend had Moneyback+ as LTF, he got millenia as an upgrade LTF as well. This was last year though.

Benevolent Benevolent
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millennia paid is better than moneyback LTF, if you can utilize it properly

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Helpful Helpful
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Most probably the MB+ and Regalia are getting phased out (Millinea/Regalia gold).
If you dont upgrade, they would automatically upgrade them with same fee structure of existing card.

Deal Newbie Deal Newbie
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What is the source of this information? 
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Hotshot Hotshot
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I too hold Moneyback LTF and they are offering Regalia Gold FYF. Earlier they offered Millennia FYF, now Regalia Gold FYF. Don't know why they aren't offering LTF cards.

Generous Generous
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I'm currently getting Regalia Gold FYF against Regalia LTF, not taking it.

Generous Generous
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Same, getting Regalia Gold FYF against Millennia LTF. I was not going for it, but this devaluation is making me think once. May be wait and watch.
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