Hdfc Milennia DC Cashback is capped at 1200

Deal Subedar
Guys I have done a lot of transactions with my hdfc dc since I got it. Today I Just checked in my hdfc bank app and my cashback showing was only 1200 so is it just capped at 1200 this means I have lost a lot of cashback due to this.
As I seen in benefits that we can earn 4800 cashback every year.

Please also tell in how much time the cashback comes after redeeming the cashback points

Your suggestions will be helpful
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It's 400 per month on bills and wallet load

That cumulates to 4800 p.a

Deal Subedar Deal Subedar
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Can you please tell when will I receive it in bank account after redemption

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