what about future upgrades to Regalia/Diners black or Infinia, if you don't want these then stick to IOCL LTF
LEs also come with upgrades
Hi all
Recently, I got offer to upgrade my HDFC IOCL LTF Credit card to Millenia credit card (not LTF). The Millenia credit card is just free for 1st year & after that have to spend Rs. 1.00 lac annually for waiver of card fee of Rs. 1000/-+GST.
My annual spends through credit card are around 2.20 - 2.50 lacs. Now I am thinking Millenia is not so beneficial to me in the following scenario :-
Kindly share your opinions: Is it still beneficial me to close the HDFC LTF CC and get the Millenia credit card?
what about future upgrades to Regalia/Diners black or Infinia, if you don't want these then stick to IOCL LTF
LEs also come with upgrades
If you don't want, don't push through... if you want rupay variant, HDFC IOCL does it, you can request conversion for free...
IMO, ask via email support if they can convert millennia to LTF after upgrade by reaching some milesone, like 50k spend in 6 months, etc. options...
I use millennial, every quarter my spends go above 1L and I get reward points +1K gv per quarter.
You can get Millennia credit card LTF through C2C basis at branch, as far as I know you can hold two HDFC credit cards, (one core card + one co branded card)
kapaalaa wrote:You can get Millennia credit card LTF through C2C basis at branch, as far as I know you can hold two HDFC credit cards, (one core card + one co branded card)
Brother, how can we get millennia card LTF from the branch with C2C ?? Because whenever I go to the branch, they always tell about the fees of the Millennia Credit Card. They never told me that you can get millennia card LTF.
The best option can be getting ur card network converted into rupay
Just call them (on mailing them they told me that they have currently stopped network conversion but on call they did it without any fuss)
However i would have taken millennia
anantnitish wrote:Guys at [email protected] are giving that response.The best option can be getting ur card network converted into rupay
Just call them (on mailing them they told me that they have currently stopped network conversion but on call they did it without any fuss)
However i would have taken millennia
anantnitish wrote:You got millennia on RuPay ?The best option can be getting ur card network converted into rupay
Just call them (on mailing them they told me that they have currently stopped network conversion but on call they did it without any fuss)
However i would have taken millennia
@Swami007 conversion your HDFC IOCL CC (LTF) to RuPay variant and link with UPI (your card remain LTF).
you will get rewards point on UPI spend too.
Tips: pay any other banks credit card bill via Amazon using your RuPay CC link UPI and also get rewards point.
abhishek012 wrote:Nah nah
You got millennia on RuPay ?
abhishek012 wrote:@Swami007 conversion your HDFC IOCL CC (LTF) to RuPay variant and link with UPI (your card remain LTF).
you will get rewards point on UPI spend too.
Tips: pay any other banks credit card bill via Amazon using your RuPay CC link UPI and also get rewards point.
My HDFC IOCL credit card is Rupay variant.
sendhil.warrior304 wrote:No, vouchers are considered 1% cashback
Wrong... Regular user of that mode...
Swami007 wrote:Ok you can use this card for any other banks credit card bill pay via Amazon using your IOCL credit card link UPI and also get rewards.My HDFC IOCL credit card is Rupay variant.
I got in this statement...can vouch for it. I verify if every rupee spent is mapped to cb correctly... @sendhil.warrior304
PS - Amazon GV bought directly from amazon with mill.CC
Agnivo007 wrote:I got in this statement...can vouch for it. I verify if every rupee spent is mapped to cb correctly... @sendhil.warrior304
PS - Amazon GV bought directly from amazon with mill.CC
Is it possible to buy Amazon GV from Amazon App/website thru a cc? I got error every time. Am I missing something?
Unknown wrote:Is it possible to buy Amazon GV from Amazon App/website thru a cc? I got error every time. Am I missing something?
Yes possible
U getting what error?
If it says this method is not available then tgats because u crossed eligible limit on buying gvs using cc
Az allows 30k gvs per month using all cc combined
Its 40k per 60days and 50k per 90days block.
these limits works somewhat randomly
Anyone noticed Amazon recharge is coming as merchant name for recharge, I think this 5% cashback on recharge may stop now on millennia credit card
DimeDime wrote:
Guys at [email protected] are giving that response.
@Swami007 You can use [email protected] instead.
Converted my moneyback plus into rupay
But not getting any reward points
anantnitish wrote:What few days na, your old card rewards will also transfer to new RuPay card.Converted my moneyback plus into rupay
But not getting any reward points
abhishek012 wrote:Delivered
What few days na, your old card rewards will also transfer to new RuPay card.
Wait for physical card delivry.
anantnitish wrote:Ok, dnt worry you will get 10x rewards after next month transaction statement.
Delivered
Old card rewards was transferred the next day my card showed on hdfc app
Paid cc bill on Amazon (transection also settled) but no rewards received
For tata Plus card as soon as the transaction used to get settled i used to receive neucoins
anantnitish wrote:For MB+, RPs are credited in the first week of a calendar month. Neu CCs are the exception.Converted my moneyback plus into rupay
But not getting any reward points