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HDFC Millenia debit card

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Compilation of HDFC Millenia debit card monthly cashback, offers, rewards, benefits etc in one place

HDFC Millenia debit card users Because of confusion I able to utilize only upto max 400cb on wallet load of 40K in paytm, for rest need proper guidance

1) 2.5% CB for online shopping amount capping? Any shopping site which is excluded or any trick like any wallet transaction counted in shopping?

2) Wallet load and Offline shopping 1% max 400 capping, how exactly it's work total 400 CB or 400 plus 400 equal to 800 total?

3) How to purchase Amazon GV from SmartBuy from SmartBuy website, Payzapp app, or Mobile banking app, any registration required for first time user?

4) Buying from SmartBuy provide us 5% for anything or some product is excluded, max CB capping?

5) How we can get 10% CB for purchasing Amazon GV after 90 days when Millenia DC provide 2.5% and SmartBuy 5% collectively it's 7.5% isn't it and max CB capping for Amazon GV?

6) I don't remember that 100K or 50K spend quarterly milestone is for CC or DC also

7) Any spend base offer for new Millenia DC on card activation like CC?

8) some lights on complimentary Insurance, Airport lounge etc

9) anything I'm missing you would like to add?

10) So overall monthly aggregated total Cashback we can earn from HDFC Millenia debit card?

Thanks in advance pray 💐
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Pro Tech Guru Pro Tech Guru
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I think you have asked too many points for single questions. For Lounge access/Deatails check on Hdfc card benefits. Now Monthly Debit Card Cashback Max Cap of Rs 400 Irrespective of category you will get total 400 Cashback Only. {If Wallet Load then 1% If other shopping then 2.5% If Smartbuy Received in OTP / statement then 5%) Smartbuy You Can understand It like Affiliate (And It give 5% CB and in sale this time it was 10%) When You buy Instant Vouchers It comes under Smartbuy Where you get 5% Upto 1000 Example : 1. If You added 40000 To Paytm Wallet (You will get 400 Card Benefits ) + No Smartbuy Rewards 2. If You added 40000 To Paytm wallet (You will get 400 card benefit ) and In same month you purchased Amazon gv from Smartbuy Instant Voucher (Here you will get 5% Smartbuy Upto 1000 And No Millennia Card CB because limit reached of 400 ) 3. If you Normal Txn on any merchant Worth of 10000 (You got 2.5% CB Means 250 Rs) And Added 20000 To Paytm Wallet (You will get 150 Cb because after 150 limit reached of 400) 4. In a month you only purchased gift card of 10000 (You will get 5% Card Benefit Of 400 { Limit Reached} + 5% means 500 Smartbuy CB (Smartbuy limit is 1000) If any combination Left Let me know
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Pro Tech Guru Pro Tech Guru
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I think you have asked too many points for single questions. For Lounge access/Deatails check on Hdfc card benefits. Now Monthly Debit Card Cashback Max Cap of Rs 400 Irrespective of category you will get total 400 Cashback Only. {If Wallet Load then 1% If other shopping then 2.5% If Smartbuy Received in OTP / statement then 5%) Smartbuy You Can understand It like Affiliate (And It give 5% CB and in sale this time it was 10%) When You buy Instant Vouchers It comes under Smartbuy Where you get 5% Upto 1000 Example : 1. If You added 40000 To Paytm Wallet (You will get 400 Card Benefits ) + No Smartbuy Rewards 2. If You added 40000 To Paytm wallet (You will get 400 card benefit ) and In same month you purchased Amazon gv from Smartbuy Instant Voucher (Here you will get 5% Smartbuy Upto 1000 And No Millennia Card CB because limit reached of 400 ) 3. If you Normal Txn on any merchant Worth of 10000 (You got 2.5% CB Means 250 Rs) And Added 20000 To Paytm Wallet (You will get 150 Cb because after 150 limit reached of 400) 4. In a month you only purchased gift card of 10000 (You will get 5% Card Benefit Of 400 { Limit Reached} + 5% means 500 Smartbuy CB (Smartbuy limit is 1000) If any combination Left Let me know
Deal Subedar Deal Subedar
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Good and detailed information bro. Good effort and appreciated as it helps many

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Super Stud Super Stud
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@sauravDD thanks a lot for answering bro pray l had doubt will any dimer would like to answer after looking so many points Karma pending plus1 So in short 400 is card CB limit irrespective of what we do online shopping, wallet load, and will receive 5% instead of 2.5% (but max 400 CB limit) if shopped thru SB, SB 5% cap 1K pm normally and 10% occasionally.

some points still uncleared like point No. 3 – 4 any product excluded what about bill payment thru SB, point 6 – 7 and point No 10 so overall we can earn 1400 from Millenia DC every month 400 card CB limit and 1K SB limit right, and is it mandatory to use HDFC DC or netbanking payment mode for SB offer eligibility or using part/full Amazon pay balance or any other mode is OK?

Pro Tech Guru Pro Tech Guru
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When you shop through smartbuy on amazon.in recharges amazon pay bill payment and gift card excluded(as excluded on other affiliate) . Yes you can earn 1400/Month. Only Debit card so if u want to buy amazon gv buy from gyftr.com/instantvoucher And make sure to use only one card in only one account Else you card will be blocked for using on instantvouchers

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Deal Subedar Deal Subedar
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No Amazon GVs on Smartbuy / gyftr ? It says “NO BRAND AVAILABLE

Is it temporary or permanent?

This used to be my favorite bookmark.

https://www.gyftr.com/instantvouchers/amazon-gi...

Benevolent Benevolent
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Hope it’s temporary…else have to rethink about my HDFC card

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Deal Newbie Deal Newbie
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Can someone also please explain in detail how to buy Amazon GV from smartbuy and when do we get the cashback Millenia and smartbuy cb

Super Stud Super Stud
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+1

Deal Subedar Deal Subedar
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@sauravDD bro any idea of if millenia dc gives any cb on dhani load?

Pro Tech Guru Pro Tech Guru
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Not sure bro

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Helpful Helpful
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Do millenia dc offers any reward or cash back on credit card bill payment?

Deal Cadet Deal Cadet
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No

Deal Cadet Deal Cadet
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Is there any way to change statement cycle of hdfc credit card? @Baaap

Benevolent Benevolent
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Yes. Call customer care.

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Helpful Helpful
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Is there any reward/cashback on paying Children school fee online through Millenia Debit Card?

Helpful Helpful
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To fully utilize the monthly CB limit of Rs. 400/- of the HDFC MIllenia Debit card,  how much amount of Amazon GVs vouchers I have to buy on SB/Gyftr? 

Deal Cadet Deal Cadet
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8000. 5% of 8000 is 400.

Helpful Helpful
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Rewards points earned would be extra or they will also be included in the monthly CB limit of Rs. 400/-? 

Super Stud Super Stud
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You don’t earn RP in millenia debit card, monthly overall card limit is 400/- cashback

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Like Magnet Like Magnet
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I have a query regarding rewards on buying GC from smartbuy.

1. Out of 5+5% cashback , 5% is credited to DC reward and rest 5% is credited to smartbuy account or in debit card rewards. Right?

2. In my smartbuy account : It shows no saved cards in “Save cards for points redemption”
Will there be any issue?

replyuser
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