https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564082
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hdfc millenia debit card in rupay variant?
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Is it possible to get hdfc millenia debit card in rupay variant? If yes what is the process?
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Top Comments
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564088
Being an old user, you should have tagged that guy 
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564095
prem4998 wrote:
Being an old user, you should have tagged that guy
I'm doing "that" for you... @abhishek012
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564108
Afaik, it's not even launched.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564125
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Agnivo007 wrote:I'm doing "that" for you... @abhishek012
HDFC bank announced RuPay Select debit card but after announced govt impose zero MDR on RuPay debit cards.
So, No higher variant debit card launch yet by HDFC bank.
Yes bank, Axis bank, ICICI & HDFC bank all 4 banks announced higher variant 2-3 RuPay debit cards but after 3 months govt impose zero MDR.
ICICI bank is unlucky bank, ICICI launch 3 Gemstone RuPay debit cards just 10 days before Zero MDR impose. ICICI is currently trying to hide the all 3 higher variant of RuPay Gemstone Debit Cards.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564481
On a side note, I recently reapplied for hdfc millenia credit card after 6 months of last card closure and immediately after seeing the status as approved I approached them to change the variant to rupay and they agreed...let's see what happens .fingers crossed
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564485
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564494
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abhishek012 wrote:They were given a reason not to trust rupay, quite whimsical, poor icici paid for itHDFC bank announced RuPay Select debit card but after announced govt impose zero MDR on RuPay debit cards.
So, No higher variant debit card launch yet by HDFC bank.
Yes bank, Axis bank, ICICI & HDFC bank all 4 banks announced higher variant 2-3 RuPay debit cards but after 3 months govt impose zero MDR.
ICICI bank is unlucky bank, ICICI launch 3 Gemstone RuPay debit cards just 10 days before Zero MDR impose. ICICI is currently trying to hide the all 3 higher variant of RuPay Gemstone Debit Cards.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564497
raj.azharuddin897 wrote:Will it still give 1% i doubt it. Also you won't get the Amazon Friday offer, as millenia is mid range and you will be given Rupay select, isn't it @abhishek012 bro ??
On a side note, I recently reapplied for hdfc millenia card after 6 months of last card closure and immediately after seeing the status as approved I approached them to change the variant the rupay and they agreed...let's see what happens .fingers crossed
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564501
They confirm master variant was being issued as per the mail..anyway rupay is better than master
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564503
raj.azharuddin897 wrote:ya rupay provides many offers now a days & if the millenia offers remain same. rupay millenia is worth it.
They confirm master variant was being issued as per the mail..anyway rupay is better than master
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564506
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decideaim wrote:i think it will give that as MDR charges on rupay cc is still there unlike dc's.
Will it still give 1% i doubt it. Also you won't get the Amazon Friday offer, as millenia is mid range and you will be given Rupay select, isn't it @abhishek012 bro ??
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564508
raj.azharuddin897 wrote:@abhishek012 will make a frame out of this
They confirm master variant was being issued as per the mail..anyway rupay is better than master
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564546
Actually it seems millenia is the only good card in hdfc..while applying I was getting other variant also like diner club privilege , money-back plus, some flight card and millenia card
So after comparing the offers I see millenia gives more benefits ..same goes for millenia debit card , one can easily earn ₹400 per month 
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564550
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abhishek012 wrote:HDFC bank announced RuPay Select debit card but after announced govt impose zero MDR on RuPay debit cards.
So, No higher variant debit card launch yet by HDFC bank.
Yes bank, Axis bank, ICICI & HDFC bank all 4 banks announced higher variant 2-3 RuPay debit cards but after 3 months govt impose zero MDR.
ICICI bank is unlucky bank, ICICI launch 3 Gemstone RuPay debit cards just 10 days before Zero MDR impose. ICICI is currently trying to hide the all 3 higher variant of RuPay Gemstone Debit Cards.
Got easyshop platinum rupay debit card from HDFC recently (in last 10 days)
That too without requesting.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564840
So according to material posted by @raj.azharuddin897 , they are issuing him a RuPay millennia? Post masked pic, when you receive...
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8564916
Yes rupay millenia credit card..I will post a pic once received..wondering if it is possible to get debit card too 🤔
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8565562
raj.azharuddin897 wrote:
Yes rupay millenia credit card..I will post a pic once received..wondering if it is possible to get debit card too 🤔
Yes, don't forget to share the pic because you will be the first person who got Millennia RuPay credit card.
By the way,if you get virtual card then share the first 6 digit number of your card. If card number start with 6 then 100% RuPay-Discover card.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8565589
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decideaim wrote:
Will it still give 1% i doubt it. Also you won't get the Amazon Friday offer, as millenia is mid range and you will be given Rupay select, isn't it @abhishek012 bro ??
If you get the card. You will get 1% CB.
CB offers is promotional offers. Banks tie-up with merchants to give cb.
Normally debit card maximum MDR is 0.9%.
If transaction under Rs2000 then max MDR is 0.4% only.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8565917
I wonder whether he'd have issues getting this card detected due to uncommon BIN... Teething toubles expected, hope for the best.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8565986
Agnivo007 wrote:??I wonder whether he'd have issues getting this card detected due to uncommon BIN... Teething toubles expected, hope for the best.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8566014
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abhishek012 wrote:
??
Most billing systems (mainly online) would be unaware of rupay millennia initially I guess, offers not applying or card not supported errors, etc...
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8566097
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First HDFC bank integrate offers, repayment etc on all new BIN numbers and then start issuing cards.
For example - HDFC added bank offers, repayment on this bin number 652894 and 652895 in year 2018 or 2019.
Just last month i got to know 652894 is HDFC RuPay Regalia card BIN number.
Last year September month HDFC bank got this 3 new BIN number 652908, 652915 and 652916.
All HDFC offers and repayment are applied on this BIN numbers.
Just 3 months back, HDFC bank start issuing RuPay Moneyback+ and RuPay Freedom New credit card on this BIN numbers 652908 and 652915.
Im not 100% sure but i think this is HDFC RuPay Millennia Credit card, if HDFC Millennia available on RuPay - 652916.
Agnivo007 wrote:HDFC bank is best bank.Most billing systems (mainly online) would be unaware of rupay millennia initially I guess, offers not applying or card not supported errors, etc...
First HDFC bank integrate offers, repayment etc on all new BIN numbers and then start issuing cards.
For example - HDFC added bank offers, repayment on this bin number 652894 and 652895 in year 2018 or 2019.
Just last month i got to know 652894 is HDFC RuPay Regalia card BIN number.
Last year September month HDFC bank got this 3 new BIN number 652908, 652915 and 652916.
All HDFC offers and repayment are applied on this BIN numbers.
Just 3 months back, HDFC bank start issuing RuPay Moneyback+ and RuPay Freedom New credit card on this BIN numbers 652908 and 652915.
Im not 100% sure but i think this is HDFC RuPay Millennia Credit card, if HDFC Millennia available on RuPay - 652916.
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568339
Card dispatched yesterday and today I see it is added in netbanking starting with 518159
Which variant is this?
Meanwhile I didn't receive any update from cc escalation team, let me follow up
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568341
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568364
raj.azharuddin897 wrote:How to get rupay varient just a mail?
Card dispatched yesterday and today I see it is added in netbanking starting with 518159 Which variant is this? Meanwhile I didn't receive any update from cc escalation team, let me follow up
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568369
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nandamuri.balakrishna wrote:I am trying bro to get one..I will update once I get it
How to get rupay varient just a mail?
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568374
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not number 
only varient
raj.azharuddin897 wrote:Update here after getting the card
I am trying bro to get one..I will update once I get it
not number only varient
https://www.desidime.com/discussions/hdfc-millenia-debit-card-in-rupay-variant?page=1#post_8568420
raj.azharuddin897 wrote:Mastercard 😨😨
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Actually, Some misinformation has spread everywhere. RuPay dnt have lower MDR fees -
When RuPay debit card was launched. RuPay charged 1% MDR compare with Visa/mastercard debit card charged upto 3% MDR.
Later, Visa/mastercard debit card also reduced to 1% MDR to stay in competition.
Now misinformation has spread from here, banks and normal people still thinking RuPay card charge lower MDR fees. which is now 100% wrong info (you will find many article posted on internet, twitter everywhere and people are comparing RuPay ahs lower MDR fees 1% Vs visa/master 3% MDR). 😀😀
It's become history now.
As per latest RBI guidelines, All debit cards (RuPay/Visa/Mastercard debit card) charge 0.4% MDR upto 2k transaction and above 2k transaction charge 0.9% MDR.
RuPay credit card charge same MDR fees like any other Visa/mastercard credit card 2% to 3% depend on card variant.
Some RuPay debit card also charge more than 1% MDR from merchants on selected categories same like visa/mastercard debit card (these MDR charges are allowed with special arrangement between banks and merchants).
One more thing, currently, RuPay debit card zero MDR only for merchants. Banks still get MDR fees from govt. Govt announced Rs 1,500 crore-scheme to pay RuPay debit card/UPI MDR fees to banks. Recently, RuPay paid 700 crores to all RuPay debit card issuer/acquirer banks.
In fact, RuPay charge very low network switching fees from banks compare with Visa/mastercard. Also banks dnt need to pay any other types of fees for RuPay card like annual/quarterly fees, BIN issuing fees, network maintenance fees, also no penalty to banks for bad services.
Last thing is HDFC, ICICI, SBI etc are the owner of RuPay card. The more RuPay cards they issue, the more profit bank will make in future.
First HDFC bank integrate offers, repayment etc on all new BIN numbers and then start issuing cards.
For example - HDFC added bank offers, repayment on this bin number 652894 and 652895 in year 2018 or 2019.
Just last month i got to know 652894 is HDFC RuPay Regalia card BIN number.
Last year September month HDFC bank got this 3 new BIN number 652908, 652915 and 652916.
All HDFC offers and repayment are applied on this BIN numbers.
Just 3 months back, HDFC bank start issuing RuPay Moneyback+ and RuPay Freedom New credit card on this BIN numbers 652908 and 652915.
Im not 100% sure but i think this is HDFC RuPay Millennia Credit card, if HDFC Millennia available on RuPay - 652916.
If you get the card. You will get 1% CB.
CB offers is promotional offers. Banks tie-up with merchants to give cb.
Normally debit card maximum MDR is 0.9%.
If transaction under Rs2000 then max MDR is 0.4% only.