HDFC Millennia Credit Card Smartbuy cashback
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I recently got the Millennia cc and the leaflet that comes with it says
5% on certain sites capped at 1000/cycle
1% capped at 1000.
Max cashback = 2000/billing cycle
How does the smartbuy cashback work? Is there a cap on it? Does it count towards the 5% up to 1000 cap? or is it over the 2000 that is mentioned?
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https://www.desidime.com/discussions/hdfc-millennia-credit-card-smartbuy-cashback?page=1#post_9058224
Thanks.. so its
5% upto 1000/cycle for those sites+smarbuy combined
and not
5 % upto 1000 for those sites + 5% upto 1000 for smartbuy
5% upto 1000/cycle for those sites+smarbuy combined
and not
5 % upto 1000 for those sites + 5% upto 1000 for smartbuy
https://www.desidime.com/discussions/hdfc-millennia-credit-card-smartbuy-cashback?page=1#post_9058274
Smartbuy has different rates, some are 1% others can be 5% too but the upper cap is 1000 for that(separate). I guess some vouchers from gyftr will get you 5%. Not sure if the usual 1% would be applicable or not. Not fully confident. Maybe someone else can add/correct. Rest you can refer https://offers.smartbuy.hdfcbank.com/offer_deta...
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It depends. Example: If using flipkart directly, you would get 5% rp but when using flipkart via smartbuy, you would get 5%+1% smartbuy. This 5% would definitely be counted towards the 1000 cap. In the statement, you would see 2 separate sections, one for the usual 1 or 5% reward points and another for smartbuy.