HDFC Millennia Credit Card vs Regalia Which is Better ?

LTF millennia is the best all-rounder card. If you don't need forex/international travel related offers/services, forget regalia...

Why Regalia First? Why not Regalia?

Think regalia first is discontinued

Is HDFC Millenia offered as Rupay variant?

Millenia for cashback. Regalia for international lounge 😄

Millennia is like a Desi Wife, whom you don't want to leave and kind of Sarva Gunn Samapnn(All rounder). On other hand Regalia is like that bahar wali OR GF whom you want to have only for fun 😜

If you choose Regalia then apply for RuPay variant.

RuPay Regalia is linked with UPI and also get rewards point and milestone benefit using UPI spend.

Tips: pay any other bank credit card bill via amazon using your RuPay CC link UPI.

If you don't book flights or hotels often then settle with Millennia. Regalia is only for frequent travellers