Hdfc money back plus credit card features

85°
Deal Subedar
nirmaltvd

My wife got hdfc money back plus credit card with 30000 limit.

On welcome package, 10x reward points showing.

What is the benefits of this card.

Please help how to get maximum rewards, 

Where to use, how ....

Please share 

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Deal Cadet Deal Cadet
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yes moneyback and freedom are worst base cards from HDFC:) butttt keep using it minimum at the least then you might get offered upgrade in future (not guaranteed) but still worth a try to keep HDFC card in usage for it

I am just using my moneyback just for the sake of using it , in hope for future upgrades:) (but many says its not possible like a cursed card once you got it.. there is no way to upgraded have to wait and see)

 

Benevolent Benevolent
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my friend got after 1+ yrs with very moderate spends
MoneyBackPlus(09-Jun-22) 40K
LE:40KTo80K  20-Jan-24
Upgraded2VisaMillenia 20/Feb/24
@DimeEarner
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Deal Cadet Deal Cadet
Link Copied

yes moneyback and freedom are worst base cards from HDFC:) butttt keep using it minimum at the least then you might get offered upgrade in future (not guaranteed) but still worth a try to keep HDFC card in usage for it

I am just using my moneyback just for the sake of using it , in hope for future upgrades:) (but many says its not possible like a cursed card once you got it.. there is no way to upgraded have to wait and see)

 

Benevolent Benevolent
Link Copied
my friend got after 1+ yrs with very moderate spends
MoneyBackPlus(09-Jun-22) 40K
LE:40KTo80K  20-Jan-24
Upgraded2VisaMillenia 20/Feb/24
@DimeEarner
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Deal Subedar Deal Subedar
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I heard after getting MB+ they don't offer LE and upgrade too

Although benifits are also not much aggressive 

Post Emperor Post Emperor
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3.33% upto Rs 625 /month on amazon and flipkart.

Deal Lieutenant Deal Lieutenant
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I think on amazon and some other brands it gives 3.3%, base reward 0.3%, 500 voucher on 50K milestone in one quarter 

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