hdfc ncemi
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Hi I have bought a product at ncemi usijg hdfc ..and I want to pre close it..the charges are approx 442 ..which is a bit higher I feel..
There are other discussions In this forum which they mentioned it's very less..kind of..
Can some one comment on it.
There are other discussions In this forum which they mentioned it's very less..kind of..
Can some one comment on it.
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https://www.desidime.com/discussions/hdfc-ncemi?page=1#post_10013001
It is from last statement date. Its ideal to do ncemi just after your statement is generated to get lowest interest charges.
But since its done, close it now and take these charges before next statement is generated else you will have to pay gst on interest as well and it will keep getting expensive
https://www.desidime.com/discussions/hdfc-ncemi?page=1#post_10013005
After showing this charges u xan cancel it bcz they charge 199rs+ 46rs only nxt day check it 199rs will be reversed back I did in 2 days back
https://www.desidime.com/discussions/hdfc-ncemi?page=1#post_10018659
Update : I was charged 199 processing fees and 36 rs gst
Since I have cancelled processing fee got reversed and the intrest charged was not 442 as mentioned in app..it was below 20
updated the post..if helpful for someone..
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Call cc once and try your luck