HDFC offering neu credit card without joining fee is it worth it ?

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Deal Subedar
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HDFC offering me neu credit card without joining fee i already hold a HDFC  millennia card Ltd is it worth taking neu card ?

#Offtopic what is the cool off period to apply indus ind card after decline ?
Thanks in advance pray
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Deal Subedar Deal Subedar
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1) FYF is quite common offer, you take it if it's benefits are worth for you.

2)180 days

Deal Cadet Deal Cadet
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Some folks are getting Neu card as LTF as well, saw in some twitter post

Helpful Helpful
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Don't take it and wait for about 2-3 months, they will offer it as LTF

Deal Subedar Deal Subedar
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Neucoins gets blocked frequently.  Only useful if LTF

Helpful Helpful
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only LTF worth it.

Tech Guru Tech Guru
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Ignore it unless your major spends are on tata websites like bigbasket/ 1mG/ Croma etc. rather take SBI CashBack card which is still FYF and gives better benefits even on tata partner websites

Helpful Helpful
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I took it as FYF, as I don't had any rupay credit card. 

Post Tycoon Post Tycoon
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I Applied 3 days back and I got yesterday approved It's first Year free and 2nd year onwards 499(Free if spends >1lac)

I applied this card because It's rupay and used for UPI payments

I think 1 lac will complete with in 3 to 4 months as UPI spends otherwise I'll close the card after 11 months

Deal Subedar Deal Subedar
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good idea
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Helpful Helpful
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Useless. They'll block your accikjt

Deal Subedar Deal Subedar
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who blocks the account ?
Deal Subedar Deal Subedar
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Agar postpe credit card bill 50500 hdfc tataneu rupay cc through pay karu to card block hoga kya?

@abhishek012

Thanks in advance

Finance Ninja Finance Ninja
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Card kyun block hoga. Bas hai HDFC wale confirmation call kar rahe hai after UPI transaction, woh call received kar lena.

Shayad isiliye kuch log bol rahe hai card block hua hai. LOL

Normal card transaction par bhi HDFC ka call aata hai. Nothing new.
Deal Cadet Deal Cadet
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i have linked neu infinity in bhim. how and what can i pay through upi-card linked account

Coupon Connoisseur Coupon Connoisseur
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I got a app notification mentioning Lifetime Free offer till 31st March, but while checking in app it only shows Nil only for Joining fee

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