hdfc optima secure health insurance missed to renew

41°
Deal Cadet
dealstaar
Hi,

I completed 2 years with this plan. The insurance expired on 31st December 2023.

Did not get any reminders also, Now I am unable to renew it online due to cut off.  Have written to hdfc support. Will they offer to renew or is it lapsed without any concession?

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Deal Subedar Deal Subedar
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date is past due grace period also. 

Talk to them and request for reinstatement of the policy, they will happily do it. 

They can ask for undertaking that you are in good health or something like that, but they will do it

Deal Cadet Deal Cadet
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Same with me. No reminder.  Lapse

 They don't renew. 

I switched to Niva bupa 

Deal Cadet Deal Cadet
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Is it good? I have taken Max life, what do you think about it? 

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Deal Subedar Deal Subedar
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Very less possibility. Try mentioning in reminder email that you will switch company if no help provided in renewal 

Deal Subedar Deal Subedar
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Premium increase drastically from 17k pre covid to 24k currently

Deal Cadet Deal Cadet
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They said will revert by Monday, hoping for policy continuation. In case I want to port to other will they consider the first 2 years?

Helpful Helpful
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Don't they sent an email before 1 month of expiry date?

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