hdfc optima secure health insurance missed to renew

34°
Deal Cadet
dealstaar
Hi,

I completed 2 years with this plan. The insurance expired on 31st December 2023.

Did not get any reminders also, Now I am unable to renew it online due to cut off.  Have written to hdfc support. Will they offer to renew or is it lapsed without any concession?

8 Comments  |  
7 Dimers
  • Sort By
Helpful Helpful
Link Copied

Don't they sent an email before 1 month of expiry date?

Deal Cadet Deal Cadet
Link Copied

They said will revert by Monday, hoping for policy continuation. In case I want to port to other will they consider the first 2 years?

Deal Subedar Deal Subedar
Link Copied

Premium increase drastically from 17k pre covid to 24k currently

Deal Subedar Deal Subedar
Link Copied

Very less possibility. Try mentioning in reminder email that you will switch company if no help provided in renewal 

Deal Cadet Deal Cadet
Link Copied

Same with me. No reminder.  Lapse

 They don't renew. 

I switched to Niva bupa 

Deal Cadet Deal Cadet
Link Copied

Is it good? I have taken Max life, what do you think about it? 

View 1 more reply
Deal Subedar Deal Subedar
Link Copied

date is past due grace period also. 

Talk to them and request for reinstatement of the policy, they will happily do it. 

They can ask for undertaking that you are in good health or something like that, but they will do it

replyuser
Click here to reply
Reply