HDFC Pre-Approved Credit Card Offer Not Coming
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Hello dimers, I have opened a HDFC savings account on September,2019 and 6 months already passed still no credit card offer. I maintain 15k AMB I pay my 5K SBI Credit Card bill every month from my HDFC Debit Card and have 760 CIBIL Score but stll I havenot got any Credit Card Offer. 3 days back I applied for HDFC credit card through my NetBanking and they rejected my application on very next day without any reason. And they also made a Hard Inquiry on my CIBIL. So How to get pre-approved offer.
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Keep minimum 25K for quick pre approved card. Personal experience.
LTF mil jayega ???
Do fd. My brother applied with itr, it got rejected. He did a fd of 25k, got offer within 3 months.
17-18 years students without income flaunting their HDFC Regalia card in YouTube and I can’t get a basic Moneyback card 😭.
Already made a 25k FD in SBI for SimplyClick another 10k in ICICI. Now I have to beg again to my parents for 25k 😭😭😭.
1. Start an RD of Rs. 5000 per month for 6 months term.
2. Register on their “Billpay” service for any Utility payment and set standing instructions on your HDFC debit card.
3. Start using Payzapp wallet even for silly spends and load money in Payzapp wallet by HDFC debit card.
4. Start using Smartbuy for Flipkart & Amazon or Gift voucher or Flight/Hotel booking.
Within 1 month, an offer will be generated ! 
Ok I already have SBI Simplyclick card which have amazing reward points for online spends. I do all my family monthly expenses on this card. 3k electricity bill every month through Amazon (300 points for ₹75), ₹150 Dth recharge(Amazon), 1k Lic premium(Phonepe), 500-1000 medicine from Apollo. So I don’t use my HDFC debit card much if I use HDFC card then I will loose lots of reward points.
Ok I’ll go with FD way make a 25k FD then wait for 3-4 months.
Can premature withdrawal of fd possible via hdfc app ?
?
I received my hdfc pre approved ltf credit card, and on doing 3 trxns in month will receive 1500 amazon gv
After how many days? How much balance you maintain?
I have pre approved regalia card LTF with 1500amazon voucher and I have applied for it. Is there any thing I need to do to make it LTF?
well u already got LTF offer so no need to worry but just for future safety, add some utility bill payment in smartpay immediately, bill needs to be in ur name and make 4 consecutive payments.. thats what I was told by CC department..
I’m a current account holder at HDFC. Transactions of more than 50L+, 2 yrs old account, though no requirement of AMB, but usually on an average bal is around 50-70k. Still no pre-approved card offer 
Though I don’t need it anyways. ICICI gives pre-approved card offer easily.
How is your credit score ?? I am sure bank would be checking that along with your relationship with them ….
Also, which account do you hold with them .. if it’s classic or Imepria, contact your RM and they can help with credit card approvals .
@Pallab1997 why r u so desperate for hdfc credit card?? always remember gud things come to those who wait…. i got my hdfc cc in within 3 months from opening hdfc agri savings account … i made some huge transactions in first 3 months… i had no cibil history and ITR of 3 lakh… i got CC limit of 75k … basically hdfc considers ur transactions so u need to make some gud amount credit n debit…
my younger brother opened savings acc in january, he did not put a single penny in his acc for 10 months, not a single transaction and in the october he got a call from bank and they gave him a moneyback card with 30k limit…
hdfc is the most generous bank in giving credit cards.. i do not how u got unlucky… do not open a FD for hdfc credit card, make big transactions in ur account for 6 months straight and then apply again… DO NOT APPLY FOR CC ONLINE… APPLY THROUGH PHYSICAL MODE…
@Pallab1997, Maintain atleast 25-30k plus do an FD of the same amount if possible…You will get the pre-approved offers early…Also you can manually apply for Moneyback using your salary slip/ITR or on card to card with your SBI card…I also got my Moneyback using the SBI card…
I didn’t want to wait for the pre-approved offer so I applied for the Moneyback card within just 15 days of opening the savings account with HDFC & got the card easily within just 7 days after applying with the help from a customer care person on phone…They didn’t even do any sort of phone or physical verification for me…
Last November, 2019 I got the upgrade offer to Regalia showed in my netbanking but I became late in claiming the free upgrade as HDFC neither sent me any email or SMS regarding the available upgrade offer & I’m now waiting for them to show it again..
Better you apply directly using your SBI card from the branch but since they just rejected your card application when you applied via netbanking, you may have to wait another 3-6 months to start applying for it again…
I shouldn’t have applied through NetBanking better should have applied directly through branch 😭. The person who opened my account 6 months back I asked him while opening account that can I get a credit card while I’m a student without income. He told me either you have to hold an existing credit card or your account must have to be minimum 6 months old. That time he told me to come after 6 months he’ll get me a card without any income proof. Because of my branch very far from my home I’ve applied through NetBanking. Now I’ll try to make a 25-30k FD and wait for few months. Let’s see.
Maintain Almost 1L & They will Start Disturbing U For Pre-approved Credit Card.
Even The Account Was Hardly 3 Months Old
Ok I will visit branch end of this month and ask for credit card on card to card basis.
Well this time they haven’t send yet. Wait for few more days or a month.
Guy now finally I can get a HDFC Credit Card 100%🤩🤩🤩. Today afternoon I’m surfing Amazon app and I see banner for debit card emi upto 100k. Then I clicked on that banner. After clicking on that banner it’s showing congratulations you’re eligible for debit card emi on your HDFC debit card. Then I send a sms MYHDFC to 5676712 and received a sms that I’m eligible for a debit card emi of upto Rs.50k. Then I added a mobile(testing purpose) on my cart and in payment page it’s showing me all EMI plan on my card. 🤩🤩🤩
On YouTube I saw some videos that after buying anything with the HDFC Debit Card EMI and within the 1st payment of your monthly EMI amount you guaranteed 99% to get Credit Card offer in NetBanking.
Minimum order value is 5k for DC EMI but now I don’t have anything to buy. If I don’t purchase anything now will they removed my DC EMI offer later?
With in two 3 days you’ll get a call from hdfc agent that you have pre approved credit card.
Guys bought Vivo U10 3gb+32gb from Amazon with HDFC Debit Card EMI for 3 months for ₹7990. Order got sucessful but where can I see my EMI related details in HDFC app/NetBanking? Still no money deducted in my savings account.
please update here when you get cc offer
Guy’s 3 days back send a email to HDFC Credit Card department that why my application got rejected. So they replied this
“Dear Mr. Patra,
This is with reference to your e-mail regarding application on your HDFC Bank credit card account.
Thank you for your interest in the HDCF Bank International Credit Card. We are unable to process the application further, in the absence of the requisite income documents.
We request you to submit the appropriate documents as mentioned below :
For Salaried – Public Limited/Multinational/Private Limited/Proprietor Firm/ Partnership Firm
Form 16 or Duly Certified Salary Slip with Visiting card/Employee ID
For Salaried – Government / Public Sector
Latest Pay slip with Visiting card/Employee ID
OR
For Card holders of Standard chartered, Citibank, State Bank of India, HSBC, ABN, Deutsche Bank or Axis Bank ONLY
Photocopy of the Front of the credit card, with latest two months original statements.
Please forward a self attested copy of the document, to the address mentioned below.
HDFC Bank Cards Division
P.O.Box No.8654
Thiruvanmiyur P.O.
Chennai – 600 041
Alternatively, you could drop the completed form in the drop box at your nearest Branch addressed to the Manager – HDFC Bank Cards Division."
Now as I already hold SBI Credit Card(Limit 17k) mentioned above can should I apply again through branch or better wait for the pre-approved offers.
What should I do Dimers please give your opinion.
Don’t run behind credit card credit cards will follow you,
If you keep applying again and again they will keep rejecting, be patient if you need a credit card
My advice to you is open account in Axis bank keep around 25k for six months keep transacting twice thrice in a month after six month you will get two credit card offers with pre-approved limit
Download two apps keep them on your phone
one is Axis Mobile app another is Axis BHIM UPI app both apps provide pre-approved credit card without submitting any documents,
Axis Mobile app gives Axis Myzone Credit card
Axis BHIM UPI gives insta neo credit card within few minutes virtual card generated instantly card can be used online instantly physical card comes after 12 days
limit is provided based on high balances maintained in account for longer period,
You may have to wait longer than 6 months be calm and don’t apply yourself until pre-approved offers show in Axis BHIM UPI or Axis Mobile
can we get HDFC Dinners black with 1.3-1.5lac per month salary?
they need 1.75 L monthly minimum… Getting your existing HDFC card upgraded to diners club black is the easiest route… keep spending 5-6 Lakh plus yearly from existing card…
I put my savings as FD last year in May (Amount >25k). Never had any intention to take credit card. However they sent me a pre-approved Moneyback Credit Card last month with a low limit. Had no credit score (it shows no credit history). I planned to discontinue the card but they gave attractive gift voucher offers and I know why not make it LTF and do small transactions (less than 1L yearly) and repay on times my credit score will also be generated
Bro do u applied online or offline? Please tell me the procedure please?🙏
Edit: Deleted as I posted the question in another thread
You will need to create a normal savings account first, those minimum AMB 10k wala…I would prefer ICICI bank…
Just Go to your nearest ICICI bank branch & tell them that you want to create an FD of 60k & you want an Instant Credit Card based on your FD…
They will handle the rest…Sometimes they allow not to even maintain any AMB if you create an FD account with them but that’s totally upto them…
If you create an FD, you will be issued a Credit card instantly on the spot…Make sure you mention that you want an INSTANT CREDIT CARD based on your FD…You will NOT have to wait for any pre-approved offer as this Credit card will be a secured credit card & will always stay tied with your FD…If you close the FD, your card will also be closed…
Best wishes…
I am having dinners club miles cc and recently got upgrade for HDFC millennia can anyone suggest shall I go with millennia or stick with dinners ?
I applied recently for club mile and not approved but instead received millennia no call no communication regarding this varient change after receiving card received later from hdfc Chennai card division that this moment they can only issue millennia only and not club mile but as our relationship grow they will upgrade from millennia to club mile now I am confused which is higher varient club mile or millennia but according me millennia is lower then dinner
Guys please check this. is it pre approved credit card offer?
Check offer section in net banking login
Bhai transaction karo neft , imps bahut jada dost se papa se aur relative se neft karo apne account pe phir wapas kr do 1 se 2 din rakh k imps ya upi se
Today Finally After Waiting Of 2 Years 11 Month and 4 time mannual application (Rejected) Got Pre-Approved HDFC Millenia Card with 1 Lakh Limit 🥲🥲🥲. Got call from local HDFC Branch. HDFC Ne Rula Diya Aj 🥲.
In the meantime already got
ICICI Amazon Pay (LTF)
ICICI MakeMyTrip Platinum (LTF)
Axis Flipkart
Axis Myzone (LTF)
Axis Freecharge Plus
SBI BPCL Octane
IDFC First Millenia (LTF)
BOB Easy (LTF)
Let it cum.