HDFC Premier Banking - How to get easily upgraded to "Preferred banking" status category in HDFC Savings Account?

If you have high income than the expense i.e. Credit Card bills, and you properly show it on the ITR, then no issues.

Notice comes to those who declare 2-5 Lacs income and rotates 10+ Lac through CC.

This is where your relationship manager can help

Either you need a salary of 42 lacs per annum or you need good relations with your RM.

In my experience, if you have good balance and you use your existing hdfc credit card for like 8 lacs + per annum, you can get an infinia through your RM.

True nothing much after classic upgrade is there, hmm as far as I remember there are 2 things or 3 things which are very minute use for customer like 

1) locker charges varies like 25% off , 50% off and 100% off for classic, preferred and imeria (but rarely most of the account user uses locker and also it depends on availability)

2) credit card higher variant offers (which i think they will push quickly so we can get higher variant easily) 

3) loan processing fee might reduce (which i doubt they will reduce more than what they offer already in classic variant)

so effectively we can say 2 out of the 3 in the above are good for preferred and imperia

but as you said HDFC wont have loss, so ya its not loss for them but RM will have some Balance targets so RM might get affected if all the account holder under that particular RM dont maintain balances xD

Not sure RM will easily do upgrade, if we ask directly for preferred status, without any perks for them like FD or something else, 

why i say this is because  before i upgraded my account to classic via offer, i was already assigned the RM before itself (before getting classic status), at that time when I called the RM to confirm this offer and check on it, RM told I have to maintain 1 Lakh or 2 Lakh (in a way to make me not accept that offer lol) then i made my own decision to upgrade by myself using the offer and the RM didn't bothered after that... but initially that RM kinda tried to make me stay away from classic upgrade by scaring me saying like you have to maintain 1lakh or 2lakh balance in your account then only upgrade kinda thing 

by the way if anyone knows any other offers/features difference between classic vs preferred vs imperia , please update it (as it will help other dimers who are reading it later in future) 

It's the same platinum visa debit card (the one with 750₹ +GST charges) with classic/preferred/ imperia printed on the card itself..

Nothing fancy though

Thanks for the info:)), 

hmm classic banking mostly RM wont downgrade it even if we dont maintain 1 lakh regularly, 

but preferred banking will they downgrade to classic or basic, if 2 lakhs is not maintained? 

Any downgrading experience?