You are shortchanged there.
I also switched to regalia rupay but from mastercard.
The reward on rupay is good till spends around 18750 rupees, no rewards on upi after that.
Also you won't get rewards for less than 150 as it is card feature .
You can't transfer to people, can pay businesses, businesses can turn off credit card payment on the QR, which has increased nowadays.
Thankyou @Neversaynever for this information, but can you elaborate more on 18750 rupees. Will i not get rewards if I spend more and why?
raja.jodhani929 wrote:There is apparently a 500 reward points per statement cap on HDFC card on upi as far as I know. To get 500 reward points, you need to spend, 125 * rupees 150 sThankyou @Neversaynever for this information, but can you elaborate more on 18750 rupees. Will i not get rewards if I spend more and why?
Ok thankyou got it bro
Neversaynever wrote:You can also complete your Regalia milestone benefit using UPI transaction.You are shortchanged there.
I also switched to regalia rupay but from mastercard.
The reward on rupay is good till spends around 18750 rupees, no rewards on upi after that.
Also you won't get rewards for less than 150 as it is card feature .
You can't transfer to people, can pay businesses, businesses can turn off credit card payment on the QR, which has increased nowadays.
I added hdfc rupay upi credit card which is virtual. But not finding it much useful as i am not able to pay even in some petrol pump, local shops. Most of the big merchant cases i can use the other good CC itself.
abhishek012 wrote:
You can also complete your Regalia milestone benefit using UPI transaction.
HDFC sometimes also give you UPI spend based gift voucher offer.
for example - https://www.desidime.com/deals/hdfc-spend-on-ru...
@raja.jodhani929
Yes, the spend based upi offers as mentioned here but they are there for regular card users also otherwise.
And @raja.jodhani929 everything regarding MCC for regular use, applies to UPI also.
If you don't want spends but want rewards which would at end lead you into soup, contact the person I quoted here, he is kind of Wiz in the domain.
Rag_NLR wrote:I added hdfc rupay upi credit card which is virtual. But not finding it much useful as i am not able to pay even in some petrol pump, local shops. Most of the big merchant cases i can use the other good CC itself.
hdfc rupay upi credit card also eligible on HDFC bank sales discount offers, you can use there.
And wait 2 years, NPCI is creating Credit on UPI network, after few years many merchants will onboard.
