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HDFC Reversing Tata Neu Rewards Points

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Deal Cadet
harish90
I have spent around 65k on my tata neu plus card, 90% of this are upi payments. Few days back, reward points were showing at around 450+ in my hdfc app, yesterday it was around 350 and today i can see the balance is only 241. It seems hdfc reversing points on money rotation transactions. Anyelse facing similar issue?IMG20230511102957
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Finance Ninja Finance Ninja
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Rewards point/Neu coins only eligible on selected merchant payment.

If HDFC found wallet loading or any type of rotation then your Rewards point/Neu coins will get reversed.

Deal Cadet Deal Cadet
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So they can detect the same even for UPI transactions? I have mainly done gpay transactions for paying cc bills.

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Deal Subedar Deal Subedar
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Haha I didn't get much extra coins, I guess they are filtering from last month itself. Some bugs are now being chased separately. What if the person has spent the coins as well. wink

Generous Generous
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No benifits here bank will reverse from future transactions

Finance Mentor Finance Mentor
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List of merchant categories/MCC where one doesn't get UPI CC payment rewards? @abhishek012

Finance Ninja Finance Ninja
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Check your credit card MITC file.
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Generous Generous
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They do add many coins with short expiry, check the transaction history, they might have  got lapsed.

Generous Generous
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The neu coins for card usage stays with card only and gets transferred to neu app after the few days of statement generation. And after transferring the neu coins to neu app, card summary will show 0 neu coins. If card summary shows some coins then it is for your unbilled transactions and not for last month's transaction.

Read the statement carefully to understand how much you earned this month and how much transferred (coins from previous month) to the neu app.

Further, people who think can use neu coins (earned from neu card transactions) even before the statement, it is not possible because neu coins earned from card usages will be transferred and available to use only after statement generation.

Deal Cadet Deal Cadet
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Yes talking about neucoins on unbilled transactions only

Crusader Crusader
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Off topic..

How to pay cc bill using neu infinity card..

Card already linked to Paytm, gpay and Bhim..

Deal Cadet Deal Cadet
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Sam question 

Deal Newbie Deal Newbie
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Not applicable for any govt. transaction,  insurance premiums,  rent pay etc.

Deal Cadet Deal Cadet
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how to pay cc bill thru rupay cc ??

Deal Cadet Deal Cadet
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Why are you rotating money? They will block your cards eventually

Deal Cadet Deal Cadet
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Taken the card only for rotating money..let it be..

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Deal Lieutenant Deal Lieutenant
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Its always risky with rotation, you might win some but be ready to loose some battles.

Blaze Blaze
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Just do honest transactions & stay away from such headaches.

Deal Cadet Deal Cadet
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Hdfc, not a believable and tata group is worse

Helpful Helpful
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They didn't give 200 neu coins for PayZapp wallet loading even they deducted 200 neu coins from total coins, I was expecting nearly 700 coins but they gave only 320 neu Coins.

Now I wouldn't use this card for neu Coins I will use only for Rupay offers.



Deal Newbie Deal Newbie
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Any thread to explain how to use tata neu coins efficiently?

Deal Cadet Deal Cadet
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Not precisely related to this,

but had been wondering what happens with 'Bonus NeuCoins' earned on my Tata Neu Infinity Card.. as it never reflects as credited to my NeuCoins wallet.. Can anyone throw some light? Will appreciate that.

Deal Cadet Deal Cadet
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Just analysed my statement and found that all the neucoins reversals were due to wallet load transactions(loaded to icici pockets). No other reversal observed. Got full 1% points on all other transactions including credit card bill payments

Deal Cadet Deal Cadet
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Mailed HDFC customer care and they credited back all rewards which were reversed due to Wallet load transactions

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