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HDFC vs IDFC saving account

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Deal Cadet
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Which account is better is terms of service, offers and getting a credit card? Need to open an account urgently and can’t decide between the two.

Update: opened IDFC account, video kyc also done. So fast 🤩

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HDFC Gold speciale account no pesky sales calls, free debit card and imps transactions, direct line to the RM

Deal Cadet Deal Cadet
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Looking for something regular.

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Benevolent Benevolent
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What sort of services you are expecting? If those are branch services open in a bank with closer branch

Deal Cadet Deal Cadet
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Both banks have branch near by. This would be my primary account since ICICI closed my account today. Hence looking for good service and offers

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Deal Hunter Deal Hunter
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IDFC is good. HDFC is market leader.

Pro Mobile Guru Pro Mobile Guru
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With them since January 2020.

Really liked their service and customer centric approach.

Also, you get monthly interest and CC is powerful with reward points on wallet load, No cap.

Also promotions every now and them for spend based reward. Even though interest rates have reduced, still they are very competent and amongst the best in market.

Helpful Helpful
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IDFC First Bank.

Good service, good netbanking, LTF credit cards.

PM for referral for credit cards or bank acocunts.

Finance Ninja Finance Ninja
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Nevermind,
He opened IDFC yesterday 😅.

Deal Captain Deal Captain
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I’m being offered IDFC classic credit card, should I take it?
Or put more money and wait for other cards??
Is the card worth it?

Finance Ninja Finance Ninja
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Where are you getting it from?
My friend was getting idfc millenia and his application was rejected in Last stage

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Deal Cadet Deal Cadet
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Yes she had been very very lucky. I got her an ICICI add on card and my credit card account started to reflect on her CIBIL which automatically improved her CIBIL. With that she got OneCard. OneCard got her IDFC Select card with a limit in 6 figures and with that she got Amazon Pay ICICI with no income proof same limit as IDFC. I wish I had a luck like her.

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My wife got the IDFC credit card (pre-approved) by just keeping money and doing transactions in her IDFC First savings account. She has no CIBIL history. This is her first ever credit card.

She opened her account 4 months ago.

Deal Captain Deal Captain
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What amount in account and what card, only if you want to tell

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