Health insurance for MOTHER age 50

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Deal Subedar
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Hi guys, need help in choosing best insurance for my mother. age is 52. have sugar and bp. i don’t care if the premium is 25k or 40k

suggest me the best who wont deny the claim when in need

online has too many policies so i was confused. *please share your personal experiences *

THANKS IN ADVANCE

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Commenting for visibility.. I don’t have knowledge in this domain.

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Corporate plans are best
Second best – given by banks

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My mom is insured with Apollo health/Hdfc and i am paying around 8.5k as premium. Let me know if you are interested i’ll share the executive’s no for your reference so you can get complete clarity. smile

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BAT_MAN wrote:

Corporate plans are best
Second best – given by banks

Correct – Corporate plans are best majority of the times depending upon T&C.

But Given by banks are second best? (Seriously ? rolleyes ). It should be last option…

Particularly when he is saying premium is not the problem with him, individual policy is best for him. I think HDFC Optima restore is best suitable for OP’s requirement but unfortunately they won’t issue this plan to diabetic patients….
@Demondealer

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drjpatwa wrote:

Correct – Corporate plans are best majority of the times depending upon T&C.

But Given by banks are second best? (Seriously ? rolleyes ). It should be last option…

Particularly when he is saying premium is not the problem with him, individual policy is best for him. I think HDFC Optima restore is best suitable for OP’s requirement but unfortunately they won’t issue this plan to diabetic patients….
@Demondealer

For bank provided ones, waiting periods are reduced and sometimes waived off
That is the only reason I prefer bank plans over individual

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drjpatwa wrote:

Correct – Corporate plans are best majority of the times depending upon T&C.

But Given by banks are second best? (Seriously ? rolleyes ). It should be last option…

Particularly when he is saying premium is not the problem with him, individual policy is best for him. I think HDFC Optima restore is best suitable for OP’s requirement but unfortunately they won’t issue this plan to diabetic patients….
@Demondealer

what is a Corporate plans. these are provided to job holders?

can you suggest me the best insurance plan for my mother 🙏

ps: i have already went though your thread about insurances. But as you have more experience in this field i would like to take your suggestion

thanks in advance 🙏

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