Health insurance for my family.. ( is pregnancy covered? )

127°
Deal Lieutenant
IamJavedSKhan

Hi Dimers,

I want to know best family plan insurance for
Me, my mother and my wife…

Also want to know that is pregnancy expenses covered in health insurance?

Is there any policy like that?

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Deal Lieutenant Deal Lieutenant
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If you have icici bank account.

You can opt for icici bank’s group health policy,
Which will offer pregnancy benefits from 2nd policy year onwards.

I’m not sure about this. Please see policy terms for clear info regarding this.

Deal Lieutenant Deal Lieutenant
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Thanks @ZNZ

Benevolent Benevolent
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@drjpatwa tagging insurance expert and a person who treats every customer like family Patwa sir.

Deal Cadet Deal Cadet
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Try in dbs digibank app if you have. Maternity covered from 2nd year.

Critic Critic
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In pregnancy/maternity, it’s mostly only the delivery/due is considered, not the babies vaccination or pre-delivery check-ups. This might vary from scheme/issuers though, basic ones consider claim for only this, higher variants might have better coverage.

Deal Cadet Deal Cadet
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there is a waiting period of 2 years in some 18 months check with insurance provider if they give vaccination and other benefits

Deal Cadet Deal Cadet
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Permanency is not included or has long waiting period in most of the policies is what I have observed. When asked to one agent, he suggest Pregnancy related policy in Star Health.

Tech Guru Tech Guru
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@IamJavedSKhan Are you a working professional for some corporate? Usually heath insurance packages from employer will have very less waiting period for Pregnancy.

Deal Lieutenant Deal Lieutenant
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Yes i used to work… But now i left that job..

Current company do not have any insurance policy for workers

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