help in searching for high yield saving account at home
now that idfc has decrease interest rate so friends banks which are giving good savings interest % are jana bank, rbl bank, equitas, bandhan bank. @UDEMYCOURSES bro posted full kyc for jana bank https://janadigi.com/onboarding/w...me jana bank has no imps free and dc card issuance is complusary with fee. Any one know about other banks in the list whether they provide full kyc at home, charges, service etc.
idfc customer care has become very rude they said that a person need to visit branch to close account.if i do rtgs and make account empty then can they harm me with a notice to pay non mab due?
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if we leave it as it is then can they issue letter to claim outstanding and hurt cibil score?
@kukdookoo also check once if account cannot be closed in maybe 1 year or something.
Some banks( i think hdfc) charge you if account closed within one year of opening
idfc cs on phone did not ask for any charge 
@caks2006407 has some info about equitas bank. Also stop jumping banks so often because once you close an acc then very little chance of opening acc in same bank in future or getting a credit card from them in future. Interest rates will keep changing & even the banks you are jumping to may change it in next few months depending on economic situation.
But don’t we have the right to keep our money in the bank that I feel has good features?
idfc closed my ac due to dorment but after a year gave one card with a good credit limit so i depends on pan card and cibil score
your account was zero balance?
…choose any bank….modiji will reduce all saving rates to 2%….fd rates to 3.5%….
….then you have no option other than buying stocks….
which bank gives highest interest on SA?
savings accounts are dead my friend after deducting inflation you are loosing money by keeping it in savings accounts…. fd,ppf etc all interest rates are down under bjp govt acche din enjoy karo 👍
deposit money only in commercial banks rather than new small finances banks. Rbi will not let commerial banks to dead. Yes bank and lakshmi vikas bank
Yes Bank FD rates
yes bro
How do you know they close the account? unhone koi msg bheja?
Obviously if you don’t maintain balance, you need to pay charges for it.
better to decide a good day to go branch and close account. go with PAN, Aadhar, other account cheque (may be to do NEFT for remaining balance), IDFC debit card, chequebook.
so account can be closed in one go.