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[WALLET ENCYCLOPEDIA] Bank Transfer Limits and Charges For Various Wallets (Comments Welcome)

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Deal Lieutenant
gurucoupon

Dosto,

I've seen a lot of people ask about the charges, daily limits, monthly limits, etc. as far as transferring funds in the different wallets to a bank account is concerned. So I thought to create a list with help from you amazing hunters/dimers. The list will be based on comments here & will be updated from time to time.

Let's share our knowledge. wink


Here is the Google spreadsheet which contains user-contributed wallet limits and charges: https://docs.google.com/spreadsheets/d/1vxTJ7tm... This spreadsheet will be maintained by "@gurucoupon":https://www.desidime.com/users...87 and "@DealSeeker":https://www.desidime.com/users/...42. Please tag either of these users when you want to contribute an update to the spreadsheet data.
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Deal Cadet Deal Cadet
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Is oxigen and oxicash same thing? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Perfectionist Perfectionist
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@afone wrote:

Is oxigen and oxicash same thing? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


Yes.

Deal Cadet Deal Cadet
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@DealSeeker wrote:

@afone wrote:

Is oxigen and oxicash same thing? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


Yes.


Thanks!

Also installed State bank buddy today, so will test both these apps tomorrow. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Colonel Deal Colonel
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@DealSeeker wrote:

@afone wrote:

Is oxigen and oxicash same thing? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


Yes.


Oxigen charges 3% for tranfer and oxicash not charging as of now, as per my experience https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Cadet Deal Cadet
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@FeelMyL0Ve wrote:

@DealSeeker wrote:

@afone wrote:

Is oxigen and oxicash same thing? https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


Yes.


Oxigen charges 3% for tranfer and oxicash not charging as of now, as per my experience https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


Yea that’s why I was wondering if both are same, as in if money added via oxigen app can be transferred using oxicash without any charge.

Dimer of The Year 2020 Dimer of The Year 2020
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@rajrocks wrote:

can anyone confirm whether oxigen has vcc like pockets/payzapp?
also can anyone pls tell which other wallets have vcc apart from above two?
I know in shmart we need to order one which is physical.


anyone, pls… https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Dimer of The Year 2020 Dimer of The Year 2020
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@getready wrote:

Yep i did recently for some payment via EBS gateway
Used it as Debit card but it should also work as credit card i guess?


bro, whats EBS?

Mobile Guru Mobile Guru
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@rajrocks wrote:

@getready wrote:

Yep i did recently for some payment via EBS gateway
Used it as Debit card but it should also work as credit card i guess?


bro, whats EBS?


Its just a payment gateway for some online merchants
https://www.e...n/

Dimer of The Year 2020 Dimer of The Year 2020
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@DealSeeker @gurucoupon Guys, Max transfer limit for sbi buddy is 10k only and not 20k & for shmart its 5500 and not 10k. Also a request can u include a column with vcc available for that wallet. Shall be useful for ppl. thx.

Perfectionist Perfectionist
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@rajrocks wrote:

@rajrocks wrote:

can anyone confirm whether oxigen has vcc like pockets/payzapp?
also can anyone pls tell which other wallets have vcc apart from above two?
I know in shmart we need to order one which is physical.


anyone, pls… https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


Not aware of any other wallet offering a VCC. As for Oxigen, I guess you missed this thread from me: http://www.desidime.com/forums/dost-and-dimes/t...

Dimer of The Year 2020 Dimer of The Year 2020
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@DealSeeker wrote:

Not aware of any other wallet offering a VCC. As for Oxigen, I guess you missed this thread from me: http://www.desidime.com/forums/dost-and-dimes/t...


bro when will it be available? any updates from ur contact?? https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Perfectionist Perfectionist
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@rajrocks wrote:

bro when will it be available? any updates from ur contact?? https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Nope. Even if he tells me, he will make me swear to not disclose it to anybody. Mainly because such accurate information is always known in a closed circle and public disclosure before the fact would cause any company a financial loss (think marketing, PR, etc.) apart from other negative effects.

Dimer of The Year 2020 Dimer of The Year 2020
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@DealSeeker wrote:

@rajrocks wrote:

bro when will it be available? any updates from ur contact?? https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


Nope. Even if he tells me, he will make me swear to not disclose it to anybody. Mainly because such accurate information is always known in a closed circle and public disclosure before the fact would cause any company a financial loss (think marketing, PR, etc.) apart from other negative effects.


I agree but do notify us the second its officially public…. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif

Dimer of The Year 2020 Dimer of The Year 2020
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@rajrocks wrote:

I agree but do notify us the second its officially public…. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif


@DealSeeker
Bro, time to announce…. https://cdn3.desidime.com/assets/textile-editor/icon_wink.gif
https://i.imgur.com/AuhOtxC.jpg

Deal Cadet Deal Cadet
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Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@AF-1 wrote:

Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


any charges for transferring amount to bank account? and is it IMPS or NEFT transfer?

Deal Cadet Deal Cadet
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@Cherry wrote:

@AF-1 wrote:

Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


any charges for transferring amount to bank account? and is it IMPS or NEFT transfer?


IMPS, no charges. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Deal Lieutenant Deal Lieutenant
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@AF-1 wrote:

@Cherry wrote:

@AF-1 wrote:

Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


any charges for transferring amount to bank account? and is it IMPS or NEFT transfer?


IMPS, no charges. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


thanks for clarifying.. just now installed it on iOS..

Deal Cadet Deal Cadet
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@Cherry wrote:

@AF-1 wrote:

@Cherry wrote:

@AF-1 wrote:

Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


any charges for transferring amount to bank account? and is it IMPS or NEFT transfer?


IMPS, no charges. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


thanks for clarifying.. just now installed it on iOS..


I hope iOS app is designed better. In android app everytime there is number field like card number, acc. no. you have to manually switch to numbers as it is by default on text mode. Not sure why didn’t they set those fields to number type itself. https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif

Deal Lieutenant Deal Lieutenant
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@AF-1 wrote:

@Cherry wrote:

@AF-1 wrote:

@Cherry wrote:

@AF-1 wrote:

Tested the State bank buddy today by adding funds using pockets VCC and just now did IMPS (IFSC) and the amount was transferred instantly. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


any charges for transferring amount to bank account? and is it IMPS or NEFT transfer?


IMPS, no charges. https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif


thanks for clarifying.. just now installed it on iOS..


I hope iOS app is designed better. In android app everytime there is number field like card number, acc. no. you have to manually switch to numbers as it is by default on text mode. Not sure why didn’t they set those fields to number type itself. https://cdn2.desidime.com/assets/textile-editor/icon_rolleyes.gif


look and feel is better.. but i am unable to add money to wallet. when i click the add money in the taskbar it opens up some promotions page… and when i click the add money button, it shows options of adding money through IMPS, net banking and debit card but there is no option to proceed further.. i dont see any proceed or enter option to go further..

Deal Cadet Deal Cadet
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@Cherry wrote:

look and feel is better.. but i am unable to add money to wallet. when i click the add money in the taskbar it opens up some promotions page… and when i click the add money button, it shows options of adding money through IMPS, net banking and debit card but there is no option to proceed further.. i dont see any proceed or enter option to go further..


Once you select payment option, it will display some text and a continue button under it. See if you can scroll it a bit down to find that button? I also had the same issue with andoird app. First needed to lose focus from that amount field and hence get rid of the keyboard.

Deal Lieutenant Deal Lieutenant
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@AF-1 wrote:

@Cherry wrote:

look and feel is better.. but i am unable to add money to wallet. when i click the add money in the taskbar it opens up some promotions page… and when i click the add money button, it shows options of adding money through IMPS, net banking and debit card but there is no option to proceed further.. i dont see any proceed or enter option to go further..


Once you select payment option, it will display some text and a continue button under it. See if you can scroll it a bit down to find that button? I also had the same issue with andoird app. First needed to lose focus from that amount field and hence get rid of the keyboard.


I tried to scroll down and see, but still i am unable to find the continue button.. i tried clicking the entire screen as well hoping continue may be hidden for some reason but nothing happened. I will leave feedback on appstore… lets see what they come up with.. meanwhile if any other user is able to add money using iOS app, pls enlighten me on the steps you followed..

Deal Cadet Deal Cadet
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@Cherry wrote:

I tried to scroll down and see, but still i am unable to find the continue button.. i tried clicking the entire screen as well hoping continue may be hidden for some reason but nothing happened. I will leave feedback on appstore… lets see what they come up with.. meanwhile if any other user is able to add money using iOS app, pls enlighten me on the steps you followed..


Well then, it may be another design flaw in the app, seems like a really rushed job overall. We might see a better version after couple of revisions. So, yea do leave the feedback so they will fix it in next version.

Deal Cadet Deal Cadet
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i better prefer refund direct to bank account .:-P

Dimer of The Year 2020 Dimer of The Year 2020
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Guys. getting this error while transferring to bank in payu. any idea?
“Selected payee not available at this time, Please refresh this page or try after some time.”

Deal Subedar Deal Subedar
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@gurucoupon wrote:

Again … mobikwik has updated the monthly limit of transfer to bank a/c to 1000 https://cdn2.desidime.com/assets/textile-editor/icon_evil.gif

Cross checked with 2 different mobile numbers and different a/c

If any one will confirm the above thing is wrong then i’ll revert back.

Updating the file with 1000 monthly limit

cc @DealSeeker


Hey Buddy…Messaged mobikwik on twitter and checked manually as well

The changes they have done are :

1) Max/Min transfer in a day=500
2) Max Transfer in a month 2000

Have already transferred 1500 in last three days…500 on 10th ,11 and 12th
https://i.imgur.com/w4JhF...pg

Deal Lieutenant Deal Lieutenant
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Hey Buddy…Messaged mobikwik on twitter and checked manually as well

The changes they have done are :

1) Max/Min transfer in a day=500
2) Max Transfer in a month 2000

Have already transferred 1500 in last three days…500 on 10th ,11 and 12th
http://i.imgur.com/w4JhF...pg


Thanks @gaurav9656 … updated to 2000

… lets see if somebody else also facing same issue as me.. then will update back to 1000

cc @DealSeeker

Deal Subedar Deal Subedar
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@gurucoupon wrote:

Hey Buddy…Messaged mobikwik on twitter and checked manually as well

The changes they have done are :

1) Max/Min transfer in a day=500
2) Max Transfer in a month 2000

Have already transferred 1500 in last three days…500 on 10th ,11 and 12th
http://i.imgur.com/w4JhF...pg


Thanks @gaurav9656 … updated to 2000

… lets see if somebody else also facing same issue as me.. then will update back to 1000

cc @DealSeeker
In. My opinion rather a complete month its 30-31 day cycle… As I was having something similar last month… Does that explain your scenario??

Deal Lieutenant Deal Lieutenant
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@gaurav9656 I did the some transaction last month august on 12th, 29th 30th from one account and 15th 28th 31st on another account.

then this month i did transaction on 5th , 7th and from another account on 3rd and 6th.

So both the a/c failed with monthly limit https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif

Deal Subedar Deal Subedar
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@gurucoupon wrote:

@gaurav9656 I did the some transaction last month august on 12th, 29th 30th from one account and 15th 28th 31st on another account.

then this month i did transaction on 5th , 7th and from another account on 3rd and 6th.

So both the a/c failed with monthly limit https://cdn3.desidime.com/assets/textile-editor/icon_sad.gif


was sum of (some transactions)=2000 ??
If yes this so makes sense….Their counter is 30/31 days …Once its over you can do the transaction…for 1st account do try today/tomorrow….I think it should work for 500.

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