Help Regarding SBI SIMPLY CLICK

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Deal Subedar
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I have purchased an fridge from Amazon on 8th August through emi purchase but in statement still it’s showing full payment not an emi converted payment
When will it convert to emi?
It’s been 9 days please help my due date is 28 aug

35 Comments  |  
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You have screenshot and all right?

As per my knowledge it’ll get converted to EMI when your next statement is generated

You should see a credit of the same amount in your card account anytime soon

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Gaurav_G wrote:

You have screenshot and all right?

As per my knowledge it’ll get converted to EMI when your next statement is generated

Already statement generated with full payment not an emi converted payment

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Riggu03 wrote:

Already statement generated with full payment not an emi converted payment

Contact customer care it should have been done by now.

Do you see a credit of the same amount in your statement or card account?

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Gaurav_G wrote:

Contact customer care it should have been done by now.

Do you see a credit of the same amount in your statement or card account?

Yes not changed till now

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Riggu03 wrote:

Yes not changed till now

It’s there?

The credit of the same amount?

For example if you made a purchase of 10k Dr. There will be credit of 10k Cr. too

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Gaurav_G wrote:

It’s there?

The credit of the same amount?

For example if you made a purchase of 10k Dr. There will be credit of 10k Cr. too

No no credit statement there

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Riggu03 wrote:

No no credit statement there

Then I think you should call up customer care

It should have been there

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little off topic: did u get rewards point for this EMI transaction in ur simply click cc ?

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akki.akki wrote:

little off topic: did u get rewards point for this EMI transaction in ur simply click cc ?

Yes think so

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akki.akki wrote:

little off topic: did u get rewards point for this EMI transaction in ur simply click cc ?

Sbi credit reward pts instantly whether emi or not.

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Open sbi card app, open menu - benefits -- flexipay. Convert that amount into flexipay. Your amount will converted into emi.

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jambui wrote:

Sbi credit reward pts instantly whether emi or not.

Not true, they never give reward points for any transaction as long as they are not settled & it takes at least 2-3 days for any transaction status to change to settled in sbi cards.

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Something is definitely wrong here, contact cc as suggested above & preferably call them too.

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guest_999 wrote:

Not true, they never give reward points for any transaction as long as they are not settled & it takes at least 2-3 days for any transaction status to change to settled in sbi cards.

So you want reward pts even before it starts showing up in unbilled txns?

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jambui wrote:

So you want reward pts even before it starts showing up in unbilled txns?

You said reward points come instantly which can be mistaken for by someone as getting reward points on the same day as transaction. SBI cards give reward points as soon as transaction is settled(which takes 2-5 days), billed or unbilled comes later.

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pratap wrote:

Open sbi card app, open menu - benefits -- flexipay. Convert that amount into flexipay. Your amount will converted into emi.

Any charges if you convert to flexipay?

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Flexipay is option for emi, you have to pay interest on that amount which you want to convert. But when you opted for emi in amazon I think you already got discount equal to interest amount.

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pratap wrote:

Flexipay is option for emi, you have to pay interest on that amount which you want to convert. But when you opted for emi in amazon I think you already got discount equal to interest amount.

Yes I have made emi through Amazon but still it hasn’t been converted

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Riggu03 wrote:

Yes I have made emi through Amazon but still it hasn’t been converted

Don’t convert to flexipay without clearing status of amazon emi because flexipay will neither give you reward points nor any amazon emi benefits.

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guest_999 wrote:

Not true, they never give reward points for any transaction as long as they are not settled & it takes at least 2-3 days for any transaction status to change to settled in sbi cards.

little off topic: do sbi send txn alert over email ?

I have done couple of transactions on my new card but did not receive any transaction alert email. 

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akki.akki wrote:

little off topic: do sbi send txn alert over email ?

I have done couple of transactions on my new card but did not receive any transaction alert email. 

I do get transaction alert email but not for all transactions. The min transaction amt I got the alert for was ~2600.

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guest_999 wrote:

I do get transaction alert but not for all transactions. The min transaction amt I got the alert for was ~2600.

strange…as most of the other banks send alerts even for 1 re transaction.

and irony is SBI send every OTP on email.

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akki.akki wrote:

strange…as most of the other banks send alerts even for 1 re transaction.

and irony is SBI send every OTP on email.

I do get sms alert for even Rs.1 wallet load on sbi card. I guess sbi card email alert system is just different from other cards.

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guest_999 wrote:

I do get sms alert for even Rs.1 wallet load on sbi card. I guess sbi card email alert system is just different from other cards.

yes, its so different that sometimes i receive different otp on sms/email. smile

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akki.akki wrote:

yes, its so different that sometimes i receive different otp on sms/email. smile

I actually never check email, only sms when it comes to otp.

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First of all it debited 20270 and then added. Added message was “merchant credit emi booked”
Then after 5 days its debited 20270 message was “transfer to merchant emi”

@Gaurav_G
Its the procedure for this card?
Please your inputs

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Riggu03 wrote:

First of all it debited 20270 and then added. Added message was “merchant credit emi booked”
Then after 5 days its debited 20270 message was “transfer to merchant emi”

@Gaurav_G
Its the procedure for this card?
Please your inputs

Yes, that’s right! Credit booked against the purchase but the next debit is for blocking limit against emiti. smile

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