How does cashback get credited for HDFC smartbuy and smartpay?

282°
Beacon
charcoal

Hi, I recently created an HDFC salary account and got a platinum debit card with that. On the website, they mention that this card is eligible for 5% cashback on SmartPay (auto bill pay) and Smartbuy.

I have added 5 bills out of which 3 support SmartPay. Others are gas cylinder and credit card which have to be paid on demand so might not be eligible for the cashback. Also I had booked a train ticket using SmartBuy.

My question is how and when do we get the cashback for these payments? I don’t think I’ve got anything yet after a couple of bills paid and one train ticket booked.

There’s also a gift voucher on the basis of the no. of SmartPay bills, is that given after 12 months?

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
7 Comments  |  
3 Dimers
  • Sort By
Finance Ninja Finance Ninja
Link Copied

3 months.. smartpay cashback credited as cashback to account, smartbuy cashback credited as points on debit card need to redeemed from netbanking.. 3 months this also.. for that smartpay vouchers you need to wait 4-5 months

Beacon Beacon
Link Copied

Thanks man! That clears it up.

View 4 more replies
Beacon Beacon
Link Copied

@Fanil is the cashback also applicable on credit card payments even though that doesn’t come under SmartPay?

replyuser
Click here to reply
Reply