How does cashback get credited for HDFC smartbuy and smartpay?

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Last Comment 2022-02-27

2022-02-23

Hi, I recently created an HDFC salary account and got a platinum debit card with that. On the website, they mention that this card is eligible for 5% cashback on SmartPay (auto bill pay) and Smartbuy.

I have added 5 bills out of which 3 support SmartPay. Others are gas cylinder and credit card which have to be paid on demand so might not be eligible for the cashback. Also I had booked a train ticket using SmartBuy.

My question is how and when do we get the cashback for these payments? I don’t think I’ve got anything yet after a couple of bills paid and one train ticket booked.

There’s also a gift voucher on the basis of the no. of SmartPay bills, is that given after 12 months?

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https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8282312

Fanil

2022-02-23

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3 months.. smartpay cashback credited as cashback to account, smartbuy cashback credited as points on debit card need to redeemed from netbanking.. 3 months this also.. for that smartpay vouchers you need to wait 4-5 months

https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8283122

charcoal

2022-02-24

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Fanil wrote:
3 months.. smartpay cashback credited as cashback to account, smartbuy cashback credited as points on debit card need to redeemed from netbanking.. 3 months this also.. for that smartpay vouchers you need to wait 4-5 months

Thanks man! That clears it up.

https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8283808

Fanil

2022-02-24

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charcoal wrote:
Thanks man! That clears it up.

No problem.. glad i could help

https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8287743

Tjs15

2022-02-26

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Fanil wrote:
No problem.. glad i could help

bro can you please help me with this query..
if i buy something from amazon via smartbuy, and make partial payment using amazon pay balance and rest using hdfc card, will i get 5% cashback for the amount paid using card? also whats the max cashback and are there any exclusions like smartphones or gold etc

https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8287991

Fanil

2022-02-26

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Tjs15 wrote:
bro can you please help me with this query..
if i buy something from amazon via smartbuy, and make partial payment using amazon pay balance and rest using hdfc card, will i get 5% cashback for the amount paid using card? also whats the max cashback and are there any exclusions like smartphones or gold etc

Yes you shall get 5% cashback on the remainder amount paid by card. You get max 1k cashback per calendar month for any hdfc card (except regalia diners privilege dcb & infinia). I know that it’s excluded for gold , silver, add money & bill payments but for phones it’s not

https://www.desidime.com/discussions/how-does-cashback-get-credited-for-hdfc-smartbuy-and-smartpay?page=1#post_8288036

Tjs15

2022-02-26

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Fanil wrote:
Yes you shall get 5% cashback on the remainder amount paid by card. You get max 1k cashback per calendar month for any hdfc card (except regalia diners privilege dcb & infinia). I know that it’s excluded for gold , silver, add money & bill payments but for phones it’s not

thanks alot bro