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How is Freecharge Plus credit card?

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roh464

Screenshot_2022-05-27-22-44-07-77_a1fb5cb21d04d8868d297217146781fe
I just got approval for freecharge plus credit card based on my flipkart card. Does this card gives cashback on Insurance payment(LIC) ? Any convenience fees applicable for other bills in freecharge? Looking at the features provided, it is a very good card. But why this card not so popular like ACE?
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Deal Newbie Deal Newbie
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they charge convenience fees on bill payment before max limit of CB was 500 rs now its unlimited but with convenience fees 

Tech Guru Tech Guru
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very good beginners card. Annual spend of 50k can be easily achieved. But since you have Flipkart Axis card, I ld like to advise you to close the freecharge card. 

Beacon Beacon
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I am looking for a card for bill payment..so flipkart card cannot be compared to this? 5% vs 1.5%.. Also if insurance payment allowed via credit card in freecharge(need to confirm)it is the best card available as ace gives only 2% cashback..My total bills around 50k/year(including insurance payment)..so it gives around 2500 cashback and annual fee waived off at 50k..

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Generous Generous
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@Scorpion

Pro DealBaba Pro DealBaba
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Axis freecharge vs axis airtel which one is better?

Finance Ninja Finance Ninja
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Airtel anyday

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Finance Mentor Finance Mentor
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After applying from FC app and doing vkyc, got mail from axis_system on 5/7/22 regards processing of application at 11am:

Thank you for applying for Axis Bank Credit Card, the final decision will be communicated within 72 hours

FC app says:

KYC successful. Your application is being processed.

3 days have passed, no update yet. Those who have applied and received FC axis card please share your experience regarding approval time.

No call or agent visit yet. Not an active Axis customer but held secured card and account for 3 years and closed in 2012 without any dispute.

Helpful Helpful
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Is cashback rounded down in this card? Eg: if I spend 99, do we get Rs. 1 or 0?
Entertainer Entertainer
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What is the best way to pay LIC payment? I mean which mode/card gives good cashback? I have to pay 6k monthly for myself for LIC. 
Finance Mentor Finance Mentor
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My Personal Feeling Is that this card is a Hidden Gem , which Looters and Dimers Shouldn't be aware of 😜

Blogger Blogger
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Competition is between Axis ace & Axis Freecharge plus

Both giving 5 % on recharge and bill payments.
Spend waiver - Ace 2 L and Freecharge only 50k
Other spends - Ace gives 2%

Since i hold SCB Ultimate, I opted for Freecharge plus instead of Ace, as my other spends are done in SCB card.

So the choice depends on the best rewarding card one holds.
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Finance Mentor Finance Mentor
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Hello Guys I have 2 Freecharge Accounts earlier this card used to show for both accounts but now not showing in one account after I started paying bills using that account.

My query is regarding the addresses asked during the application process on freecharge app, they are asking for residential address as well as office address and telling office address can't be same as residential address, The name linked to the account is of my Mother though no other details are linked... 

How to proceed in this case, My mom's Aadhar linked mobile Number is also different from the one used for the freecharge account. 

@Rajrox @ansh7 @bikidas2060 @shraaj @G0LDENHEART @kmehtab @roh464 @Scorpion @smartyshubham23304 @Santhu4444 @agnivo007

Tech Guru Tech Guru
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You can open a fd at your local axis branch n take an axis credit card against it 🙂

Finance Mentor Finance Mentor
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@beastboy Axis is the unruly bastard child (govt+private pedigree) and can bend rules without justification on a case by case basis even by each individual employee having a mind of their own when it comes to work... no logic works.

Finance Mentor Finance Mentor
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@bikidas2060 that involves opening a savings account and the saga starts unfolding...

He already has a card anyway.

Finance Mentor Finance Mentor
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https://cdn0.desidime.com/attachments/photos/813310/original/Screenshot20221007093644com.freecharge.android.jpg?1665115792

https://cdn0.desidime.com/attachments/photos/813311/original/Screenshot20221007093625com.freecharge.android.jpg?1665115796

@agnivo007 @bikidas2060 , I assume both of you are holding the Freecharge Plus Axis credit card , For completing the application on freecharge app what office details should i fill , as we dont have any office and my Mom is a housewife , did all of you got this option and filled genuinie Office details , also mentioned in Screenshot that KYC docs will be collected , will Axis guys come to collect documents for this preapproved card in the App.

Tech Guru Tech Guru
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Bhai genuine office address is needed. 🙂 As per their tnc home address n office address can't be same. That's why I am telling you to take an fd backed card. 🙂

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Finance Mentor Finance Mentor
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@beastboy I don't have card, applied it through app but it was stuck as orphan application and left all hope and don't bother to reapply again.

I thought you already had this card. Also note if you are not residing at permanent address (option there in SS), chance of rejection is high as they do vkyc and expect aadhar address to match. For office address, modify your current address a bit and use your home address. That's what I can suggest...

Savings Mentor Savings Mentor
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I am being offered this Freecharge Plus credit card now in the FC app. It says joining fees 0 and ₹250 cashback on digital card issuance + ₹700 vouchers on physical card delivery. Zero annual fee on 50K spends otherwise ₹350.

Are wallet loads counted as spends even though not eligible for cashback? Tell me some tricks to achieve 50K annual spends. My bills are much lower than 50K FOR ONE CREDIT CARD because I split them across 5-6 different CCs.

Finance Ninja Finance Ninja
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Does this cc give 5% cb on lic payments on freecharge app?

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