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How is IndusInd Legend CC

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Bob_The_Builder

Hi anyone using IndusInd Bank's Legend Credit Card ? How's is it I am getting it pre-approved and without joining fees should I take it ?

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Deal Cadet Deal Cadet
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I am also getting the same is it worth

Deal Cadet Deal Cadet
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it doesn’t have any charges or fees so m kinda considering it 

Deal Subedar Deal Subedar
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Only good for occasional sales discount, not rewarding card.

Helpful Helpful
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Second best domestic CC from IndusInd after Pinnacle.

May be a devaluation is around the corner like what happened with Iconia Amex.

Helpful Helpful
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It gives 2% rewards on weekends which is good

Deal Cadet Deal Cadet
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depends on what all cards you have currently and if this card gives more benefit than your current cards. i have it only because its LTF.

Deal Cadet Deal Cadet
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similarly I wanna get it just for LTF currently I have hdfc regalia, citi rewards, amazon pay, idfc select

Coupon Connoisseur Coupon Connoisseur
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are you getting the pre-approved offer via paisabazaar?

Deal Cadet Deal Cadet
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no directly from bank 

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Deal Cadet Deal Cadet
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There is a fake sms/WhatsApp message being circulated with such an offer, claiming to be directly from IndusInd Bank.

Beware. Make sure its genuine.


Sample message from the spammer :

Dear  xxxxxxxx


  Introducing Indusind Bank Legend Credit  Card
 
Don’t miss this card ! Limited cards available

0% interest on Cash withdrawal – No withdrawal charges – 90% you can withdraw your credit limit. 50 days interest free period on Cash

Lifetime free Card

  * Golf access
   * Buy 1 get one movie ticket
   * Airport lounge acess
   * Priority pass $99 worth
   * Concierge service
 
  Free Auto assist service anywhere in India !
 
   * 1.5% to 4% Cashback on every transaction.

   * 20% Swiggy discount
   12% cashback on Indigo
   *Exclusive offers on Samsung
  
  4000 rewards points bonus after 6 lakh spend in a year ! Equal to Rs. 4000 in cash credit !

For apply reply *YES



As you reply, these WhatsApp business account, would reply using non-standard font, probably to avoid detection by spam-filters.

Example reply:

ᴏᴋɪᴇ ᴍᴀy ɪ ᴋɴᴏᴡ ʜᴏᴡ ᴍᴜᴄʜ ᴜʀ ꜱᴀʟᴀʀy?


etc.

Deal Subedar Deal Subedar
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Applied through same message, and got it

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Deal Newbie Deal Newbie
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Do you get savings account with them?

Pro Deal Legend Pro Deal Legend
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i have pinnacle card 😄

Deal Cadet Deal Cadet
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I’ve also received a similar call today regarding LTF Indusind legend credit card, is it really worth it?

Or any other better cards in IndusInd?

Deal Cadet Deal Cadet
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I tried checking eligible pre-approved cards todays on the easycredit page which was redirect through email… anyways it shows 15k fees +gst on Legend card not showing free card as mentioned in the mail therefore not gonna apply they are not sure themselves what they are offering 😂

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Vanguard Vanguard
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The agent who had processed my application for Legend a few months ago has confirmed that the card is offered as LTF without any joining fees. If anyone is interested in applying for the card, I can share the contact no. privately and you can sort out all the doubts with the agent, directly. 

Deal Cadet Deal Cadet
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Please dm

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Deal Cadet Deal Cadet
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Please dm

Deal Cadet Deal Cadet
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Apply if you are getting it as a LTF, using it from last six months, no issues. Reward rate is 1% on weekdays, 2% on weekends, 0.70% on wallet loads.

Coupon Connoisseur Coupon Connoisseur
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Recently got IndusInd Legend card also received complimentary EazyDiner prime membership for one year.

Membership is only available to new issuance of IndusInd bank legend credit card effective Dec 1st, 2021 as per TnC

Deal Cadet Deal Cadet
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fees ? Ltf ?

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Deal Cadet Deal Cadet
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the minimum requirement for an indusind legend card?

getting this card from paisa bazaar pre-approved and fees will be waived off.

minimum limit for c2c?

Helpful Helpful
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you are saying it’s pre approved. However, attach a card having good available limit. Rest leave it to indusind to do.

Deal Cadet Deal Cadet
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How to redeem points . I have 2200. When i go to https://www.indusmoments.com...sp; all buy require mix of points + cash payment

Deal Cadet Deal Cadet
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Can anyone comment which is good – indusind legend vs indusind pinnacle credit card ?

Finance Mentor Finance Mentor
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Pinnacle

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Deal Cadet Deal Cadet
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Got a call from IndusInd Customer Care (am already a savings a/c holder). They were offering me Legend  LTF for 3L limit. I asked them to give me 2.5L and it was approved within 10 min

Deal Cadet Deal Cadet
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you should have asked for 3.5L then it would have been different story .. what about the joining fees ??

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Deal Cadet Deal Cadet
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Any way to track application status? Applied though paisabazaar , received 2 verification calls from Indusind and cibil enquiry also done but till now no message received for approval.

Deal Cadet Deal Cadet
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call customer care directly and give your reference no. which you got while applying … 

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Deal Cadet Deal Cadet
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I received the card 2 days back and got to say it’s a really good card for LTF. Since it’s Visa Signature you get all it’s platform offers, free Priority Pass lounge (overseas only), concierge,1+1 on BMS, auto assist etc.. Rewards structure also seems decent 1% weekdays and 2% weekends.

Coupon Connoisseur Coupon Connoisseur
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any useful platform offers for visa signature except 50% on bookmyshow 😜
seems like a devaluation is on the way as well as they are just giving it away like hotcakes 😌
hope you got your 1 year complimentary eazy dinner membership. 

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Coupon Connoisseur Coupon Connoisseur
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@SumanTmpl @Ramta_Jogi does Indusind sends monthly card statement over email or we have to download via netbanking?
Statement was generated on 5th Feb but yet to receive the mail 

Finance Mentor Finance Mentor
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No idea. No longer have account.

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Deal Cadet Deal Cadet
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sad news for people thinking of cash redemption of indusind rewards due to upcoming devaluation - 
With effect from 15th March 2022, 1 Reward Point = Rs. 0.75 of cash value

https://www.indusind.com/in/en/personal/cash-cr...

Coupon Connoisseur Coupon Connoisseur
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lol just 2 days back I mentioned a devaluation might be becoming didn’t think it might come this fast 😝

already they  charge 100+Gst for redemption now reducing the value 

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Deal Cadet Deal Cadet
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still with 2% cashback on weekends its a better card then many .. 👍

Coupon Connoisseur Coupon Connoisseur
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it is only 1.5% from 15th march for cash redemption

for voucher redemption the 20:80 criteria is there for most of the useful ones

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Super Stud Super Stud
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Do we earn for wallet load?

Coupon Connoisseur Coupon Connoisseur
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One good thing I noticed is that you get the points if the amount is 25+ like if you spend (126-175) you get 3 points and for (176-225) you get 4 points (not sure if there is a min spend haven’t tried anything less than 100 yet).
and one negative thing is that for one of my hotel transaction it took merchant as ‘miscellaneous’ and gave only 2 points for 350+ transaction and for another transaction it took merchant as ‘hotels & resorts’ and gave proper 2x points

have used this card only for weekend spends as of now

Deal Cadet Deal Cadet
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I applied via Paisabazaar 7 days ago and no update after that.. Anyone knows how much time it takes?

Deal Cadet Deal Cadet
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Also, I got whatsapp message from this number - 8860808293 claiming to be from paisabazaar and not responding now after VKYC.

Wingman Wingman
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Whether in Indusind lengend credit card there is no cash withdrawal charges. Anyone please confirm
Deal Cadet Deal Cadet
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nothing like that they will charge you never withdraw cash from any cc 

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