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How is IndusInd Legend CC

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Bob_The_Builder

Hi anyone using IndusInd Bank's Legend Credit Card ? How's is it I am getting it pre-approved and without joining fees should I take it ?

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Deal Cadet Deal Cadet
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I am also getting the same is it worth

Deal Subedar Deal Subedar
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Only good for occasional sales discount, not rewarding card.

Deal Cadet Deal Cadet
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Second best domestic CC from IndusInd after Pinnacle.

May be a devaluation is around the corner like what happened with Iconia Amex.

Deal Cadet Deal Cadet
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beawre1 wrote:

I am also getting the same is it worth

it doesn’t have any charges or fees so m kinda considering it 

Deal Subedar Deal Subedar
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It gives 2% rewards on weekends which is good

Deal Cadet Deal Cadet
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depends on what all cards you have currently and if this card gives more benefit than your current cards. i have it only because its LTF.

Deal Cadet Deal Cadet
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Unknown wrote:

depends on what all cards you have currently and if this card gives more benefit than your current cards. i have it only because its LTF.

similarly I wanna get it just for LTF currently I have hdfc regalia, citi rewards, amazon pay, idfc select

Deal Subedar Deal Subedar
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are you getting the pre-approved offer via paisabazaar?

Deal Cadet Deal Cadet
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IamRage wrote:

are you getting the pre-approved offer via paisabazaar?

no directly from bank 

Deal Cadet Deal Cadet
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Bob_The_Builder wrote:

no directly from bank 

how???
u have any saving account with them or any other reason
please tell I also want that card

how to get idfc credit card?

Deal Cadet Deal Cadet
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There is a fake sms/WhatsApp message being circulated with such an offer, claiming to be directly from IndusInd Bank.

Beware. Make sure its genuine.


Sample message from the spammer :

Dear  xxxxxxxx


  Introducing Indusind Bank Legend Credit  Card
 
Don’t miss this card ! Limited cards available

0% interest on Cash withdrawal – No withdrawal charges – 90% you can withdraw your credit limit. 50 days interest free period on Cash

Lifetime free Card

  * Golf access
   * Buy 1 get one movie ticket
   * Airport lounge acess
   * Priority pass $99 worth
   * Concierge service
 
  Free Auto assist service anywhere in India !
 
   * 1.5% to 4% Cashback on every transaction.

   * 20% Swiggy discount
   12% cashback on Indigo
   *Exclusive offers on Samsung
  
  4000 rewards points bonus after 6 lakh spend in a year ! Equal to Rs. 4000 in cash credit !

For apply reply *YES



As you reply, these WhatsApp business account, would reply using non-standard font, probably to avoid detection by spam-filters.

Example reply:

ᴏᴋɪᴇ ᴍᴀy ɪ ᴋɴᴏᴡ ʜᴏᴡ ᴍᴜᴄʜ ᴜʀ ꜱᴀʟᴀʀy?


etc.

Deal Newbie Deal Newbie
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Do you get savings account with them?

Helpful Helpful
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i have pinnacle card 😄

Deal Cadet Deal Cadet
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adi22raj wrote:

how???
u have any saving account with them or any other reason
please tell I also want that card

how to get idfc credit card?

yes I have savings account with them ..

Deal Subedar Deal Subedar
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HiDEaL wrote:

There is a fake sms/WhatsApp message being circulated with such an offer, claiming to be directly from IndusInd Bank.

Beware. Make sure its genuine.


Sample message from the spammer :

Dear  xxxxxxxx


  Introducing Indusind Bank Legend Credit  Card
 
Don’t miss this card ! Limited cards available

0% interest on Cash withdrawal – No withdrawal charges – 90% you can withdraw your credit limit. 50 days interest free period on Cash

Lifetime free Card

  * Golf access
   * Buy 1 get one movie ticket
   * Airport lounge acess
   * Priority pass $99 worth
   * Concierge service
 
  Free Auto assist service anywhere in India !
 
   * 1.5% to 4% Cashback on every transaction.

   * 20% Swiggy discount
   12% cashback on Indigo
   *Exclusive offers on Samsung
  
  4000 rewards points bonus after 6 lakh spend in a year ! Equal to Rs. 4000 in cash credit !

For apply reply *YES



As you reply, these WhatsApp business account, would reply using non-standard font, probably to avoid detection by spam-filters.

Example reply:

ᴏᴋɪᴇ ᴍᴀy ɪ ᴋɴᴏᴡ ʜᴏᴡ ᴍᴜᴄʜ ᴜʀ ꜱᴀʟᴀʀy?


etc.

Applied through same message, and got it

Cool Cool
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I’ve also received a similar call today regarding LTF Indusind legend credit card, is it really worth it?

Or any other better cards in IndusInd?

Deal Cadet Deal Cadet
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BBal wrote:

I’ve also received a similar call today regarding LTF Indusind legend credit card, is it really worth it?

Or any other better cards in IndusInd?

I tried checking eligible pre-approved cards todays on the easycredit page which was redirect through email… anyways it shows 15k fees +gst on Legend card not showing free card as mentioned in the mail therefore not gonna apply they are not sure themselves what they are offering 😂

Deal Subedar Deal Subedar
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Bob_The_Builder wrote:

I tried checking eligible pre-approved cards todays on the easycredit page which was redirect through email… anyways it shows 15k fees +gst on Legend card not showing free card as mentioned in the mail therefore not gonna apply they are not sure themselves what they are offering 😂

If you got mail from indusind then they will provide as ltf only.
I had applied through mail only a year ago and got as ltf

Deal Cadet Deal Cadet
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MasterAnimesh wrote:

If you got mail from indusind then they will provide as ltf only.
I had applied through mail only a year ago and got as ltf

LTF is not issue here IndusInd cards doesn’t have any annual fees so basically they are free only but here they are charging 15k joining fees despite of mentioning NIL joining fees on the offer email.

Deal Cadet Deal Cadet
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Dealo wrote:

Applied through same message, and got it

The only issue is that, they are NOT official channels. And the cards are going to incur hefty joining fees (as regular subscription), not LTF as promised.

How long have you got your card? Have you received the first statement? 

A big surprise may be waiting for you at the month end.

Deal Subedar Deal Subedar
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HiDEaL wrote:

The only issue is that, they are NOT official channels. And the cards are going to incur hefty joining fees (as regular subscription), not LTF as promised.

I first got ltf confirmation on mail. Mail was from original indusind id. Then only shared the documents. Using since 2 months, no joining fees.

Deal Subedar Deal Subedar
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HiDEaL wrote:

The only issue is that, they are NOT official channels. And the cards are going to incur hefty joining fees (as regular subscription), not LTF as promised.

How long have you got your card? Have you received the first statement? 

Yes, recieved and even paid the first statment. 2nd statement will come on 23rd this month.

P.S: I had same doubt. But when i read there website, joining fees was 10k & if you pay joining fees you will get complimentary stay at oberoi for 2 with breakfast and dinner. (In Mumbai, it’s cost definitely more than 10k). So it’s like even worth it. smile. As, it’s was my 1st credit card, Happy to get it.

Deal Subedar Deal Subedar
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Bob_The_Builder wrote:

LTF is not issue here IndusInd cards doesn’t have any annual fees so basically they are free only but here they are charging 15k joining fees despite of mentioning NIL joining fees on the offer email.

Nope you don’t have to pay any joining fee also if you got mail as ltf

Cool Cool
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The agent who had processed my application for Legend a few months ago has confirmed that the card is offered as LTF without any joining fees. If anyone is interested in applying for the card, I can share the contact no. privately and you can sort out all the doubts with the agent, directly. 

Deal Cadet Deal Cadet
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Ransome wrote:

The agent who had processed my application for Legend a few months ago has confirmed that the card is offered as LTF without any joining fees. If anyone is interested in applying for the card, I can share the contact no. privately and you can sort out all the doubts with the agent, directly. 

Please dm

Deal Newbie Deal Newbie
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Ransome wrote:

The agent who had processed my application for Legend a few months ago has confirmed that the card is offered as LTF without any joining fees. If anyone is interested in applying for the card, I can share the contact no. privately and you can sort out all the doubts with the agent, directly. 

Please dm

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