How is standard chartered smart credit card?

Today, i got a call (random call) acting as employee from sc bank, offering me ltf (jee ha) on the basis of my cibil (she has all the details,limits, no. Of cards worried i have).

She said, they will give limit (50% extra in my any other bank card, like if i have 1 lac limit then they will offer 1.5 lac).

Flat 2% cb upto 1500 every month on all transactions.
C2c trasfer facility.
3 months for payment (the due can be cleared within 3 months without any interest)

And ltf , i reconfirmed, she said yes.
I told her to put everything she said on mail, she agreed.(waiting for it though).
I forgot to ask whether it is pre approved or not.

Ps - sir ye card sabko nhi milta apka cibil mast hai isiliy de rhe hai, lelo grimacing

What she is saying is true?
Any hidden tnc?
How is this card, is it any good?
Can i use this in place of axis ace?
How she got all the private info? worried
Kahi fraud toh nhi?
Doc kya mangenge kyc ya income ke liy, mangenge ya nhi?

I know many questions, if u know ,pls try to answer, tia relaxedbr>
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Deal Lieutenant Deal Lieutenant
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SC's service is BS ,

Don't get the card.

Entertainer Entertainer
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Bs?  U mean bad horse?

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Pro Analyst Pro Analyst
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Lage haath Android Smartphone bhi maang lete yaar... stuck_out_tongue_closed_eyes stuck_out_tongue_winking_eye joy

Entertainer Entertainer
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Ios se kaam chal jayega cry

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Deal Cadet Deal Cadet
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Take it. Good 2% on all online spends with only exception of fuel transactions. Wallet load, insurance, NPS, rent are all included for online spends cashback.

LTF on this is a great deal.
I didn't have to send any documents though. Got ₹499 annual one. Waived off on 1.2L spends p.a, can manage easily.

The PostMighty The PostMighty
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Is it better than axis ace then?

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