How is standard chartered smart credit card?

136°
Entertainer
kartikxxx
Today, i got a call (random call) acting as employee from sc bank, offering me ltf (jee ha) on the basis of my cibil (she has all the details,limits, no. Of cards worried i have).

She said, they will give limit (50% extra in my any other bank card, like if i have 1 lac limit then they will offer 1.5 lac).

Flat 2% cb upto 1500 every month on all transactions.
C2c trasfer facility.
3 months for payment (the due can be cleared within 3 months without any interest)

And ltf , i reconfirmed, she said yes.
I told her to put everything she said on mail, she agreed.(waiting for it though).
I forgot to ask whether it is pre approved or not.


Ps - sir ye card sabko nhi milta apka cibil mast hai isiliy de rhe hai, lelo grimacing

Query-
What she is saying is true?
Any hidden tnc?
How is this card, is it any good?
Can i use this in place of axis ace?
How she got all the private info? worried
Kahi fraud toh nhi?
Doc kya mangenge kyc ya income ke liy, mangenge ya nhi?


I know many questions, if u know ,pls try to answer, tia relaxedbr>
Expired
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Deal Lieutenant Deal Lieutenant
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SC's service is BS ,

Don't get the card.

Entertainer Entertainer
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Bs?  U mean bad horse?

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Pro Analyst Pro Analyst
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Lage haath Android Smartphone bhi maang lete yaar... stuck_out_tongue_closed_eyes stuck_out_tongue_winking_eye joy

Entertainer Entertainer
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Ios se kaam chal jayega cry

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Deal Cadet Deal Cadet
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Take it. Good 2% on all online spends with only exception of fuel transactions. Wallet load, insurance, NPS, rent are all included for online spends cashback.

LTF on this is a great deal.
I didn't have to send any documents though. Got ₹499 annual one. Waived off on 1.2L spends p.a, can manage easily.

The PostMighty The PostMighty
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Is it better than axis ace then?

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