How much you lost during HDF Platinum DC error

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Deal Cadet
samm255

So how much reward points you guys lost during this invalid credentials error from Platinum DC? Have you already switched to Millennia DC?

Did you use any alternate method to pay your CC bill this month ?

I’ve three Bank CC so this is how I did this month.

SBI : Due Bill 63K, paid 50K through Jupiter UPI and got 500 Jewels. Still 13K left to pay.
AXIS : Due Bill Rs 2123, had to pay through netbanking so lost around 21 points.
HDFC : Due Bill Rs 1500, paid though Amazon UPI and got Rs50 as Cashback for CC bill payment offer so no loss here.
Since HDFC billpay is backed up today so paid 13K remaining due balance for SBI through Platinum DC.

So not much of loss for me. Please share your experience.

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Deal Cadet Deal Cadet
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you can recoup upto some extent by paying in advance if you are feeling so much pained

Deal Subedar Deal Subedar
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0 opportunity loss.
Most of my bill paid in advance. Holding millenia card as well 😇

Deal Cadet Deal Cadet
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Sudarshan61 wrote:

0 opportunity loss.
Most of my bill paid in advance. Holding millenia card as well 😇

What other options we do have if one doesn’t hold millennia dc in this situation?

Kolkata Knight Riders Kolkata Knight Riders
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Thanks to this thread, I realised that hdfc billpay via platinum dc is back up .

Also since I always try to pay well in advance, mostly even before cc bill generation. Didn’t effect me anything.

Deal Subedar Deal Subedar
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samm255 wrote:

What other options we do have if one doesn’t hold millennia dc in this situation?

Dhani, Jupiter, lot of other debit card gives reward of 0.25%+

Deal Cadet Deal Cadet
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Sudarshan61 wrote:

Dhani, Jupiter, lot of other debit card gives reward of 0.25%+

Luckily I signed up for Jupiter in Oct so I covered that Rs 500 cb through it but that is max limit. I also pay in advance that is why I was not in loss. I didn’t opt for Dhani as heard lots of controversy over dhani card. I think sbi Rupay card gives 0.25 cb? Any other card?

Deal Newbie Deal Newbie
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Where are you guys using the Jupiter UPI for paying the CC bills?

Deal Cadet Deal Cadet
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MrReese wrote:

Where are you guys using the Jupiter UPI for paying the CC bills?

Through Amazon pay.

Perfectionist Perfectionist
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Lost in thousands as don’t have HDFC account

Deal Subedar Deal Subedar
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This month 750 gone in drain. And this isn’t 1st time. Occasionally lost couple of hundreds many times as Bill pay gave many issues and was down many times. HDFC is a serial offender.

Deal Cadet Deal Cadet
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ULYSSES wrote:

This month 750 gone in drain. And this isn’t 1st time. Occasionally lost couple of hundreds many times as Bill pay gave many issues and was down many times. HDFC is a serial offender.

Looks like they are doing it on purpose?

Deal Newbie Deal Newbie
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Do I get 1% reward points with hdfc Rupay platinum debit card?

Deal Subedar Deal Subedar
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Can i use Mellennia DC to pay cc bill and receive 1% cb ?
@xxxyyyzzz

Deal Cadet Deal Cadet
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Yes, you need to load paytm wallet through Mellennia DC which gives 1% cb and then pay CC bill through paytm wallet. @akki.akki

Deal Subedar Deal Subedar
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samm255 wrote:

Yes, you need to load paytm wallet through Mellennia DC which gives 1% cb and then pay CC bill through paytm wallet. @akki.akki

can i avoid loading… what if i use hdfc cc bill pay option with mellnia dc ?

Deal Cadet Deal Cadet
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akki.akki wrote:

can i avoid loading… what if i use hdfc cc bill pay option with mellnia dc ?

You won’t get anything. Millennia only gves 1% cb on wallet load, not on bill payments and you can pay CC bill directly through rupay dc only in paytm.

Deal Subedar Deal Subedar
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samm255 wrote:

You won’t get anything. Millennia only gves 1% cb on wallet load, not on bill payments and you can pay CC bill directly through rupay dc only in paytm.

@xxxyyyzzz; check this response from samm.

Deal Subedar Deal Subedar
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Sudarshan61 wrote:

Dhani, Jupiter, lot of other debit card gives reward of 0.25%+

Jupiter card where to use for max benifit?

Deal Subedar Deal Subedar
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I lost 1% on 20k amex and 30k icici card payment. Paid through cred and just covered about rs. 100 By way of cashback

Deal Cadet Deal Cadet
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so the credit card payment through HDFC bill pay would be considered as a utility payment as I suppose 1% cashback for Easyshop platinum debit card is applicable only for spent on Telecom, Utilities.
Can we pay amex cc bill via bill pay as well ?

@samm255

Deal Cadet Deal Cadet
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IamRage wrote:

so the credit card payment through HDFC bill pay would be considered as a utility payment as I suppose 1% cashback for Easyshop platinum debit card is applicable only for spent on Telecom, Utilities.
Can we pay amex cc bill via bill pay as well ?

@samm255

yes, we get 1% cb on CC bill. I don’t have AMEX card but I think you can pay bill for amex as I can see it in cards options.

Deal Cadet Deal Cadet
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samm255 wrote:

yes, we get 1% cb on CC bill. I don’t have AMEX card but I think you can pay bill for amex as I can see it in cards options.

Oh nice, Thanks for this thread.

Deal Cadet Deal Cadet
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Yesterday I paid the bill and today got the reward points , that was fast.

Deal Cadet Deal Cadet
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i have an hdfc easy shop platinum debit card, but i have been paying all my credit card bills via cred n getting chillars for it..
could you plz explain briefly how i can get 1% cashback on all cc payments? thanks in advance!
i hv big payments coming up in dec. any limitations, any time constraints on the usage?

Deal Cadet Deal Cadet
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also, does any other bank’s dc gives such offer? or is it limited to hdfc only.

Deal Cadet Deal Cadet
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mprateek wrote:

i have an hdfc easy shop platinum debit card, but i have been paying all my credit card bills via cred n getting chillars for it..
could you plz explain briefly how i can get 1% cashback on all cc payments? thanks in advance!
i hv big payments coming up in dec. any limitations, any time constraints on the usage?

Pay CC bill through BillPay option in HDFC netbanking or mibile app and you’ll get 1% cb points. It doesn’t work on HDFC credit card, only works on non-HDFC cards, also there is max 750 cb points cap so you can pay 75000 in a month and then same next month etc.

Edit- in Netbanking or Mobile, you have to select your platinum debit card option, cb points are only through DC.

Deal Cadet Deal Cadet
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Thank you!

Deal Subedar Deal Subedar
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samm255 wrote:

You won’t get anything. Millennia only gves 1% cb on wallet load, not on bill payments and you can pay CC bill directly through rupay dc only in paytm.

Millenia dc also gives 2.5% on online spends. Wont that be counted here? Where all that online be applicable?
@Seinfeld @Fanil

Kolkata Knight Riders Kolkata Knight Riders
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amit3131 wrote:

Millenia dc also gives 2.5% on online spends. Wont that be counted here? Where all that online be applicable?
@Seinfeld @Fanil

No won’t be counted as 2.5% CB if you pay via HDFC Billpay using your millennia DC. I doubt that even if you’ll get the 1%.

No CashBack points for transactions on Fuel, Jewellery & Business Services including Credit Card Payment, Insurance Premium Payment & other Business Services

2.5% useful for normal online txns only. Say you bought medicines from PharmEasy of 1k , you’ll get 25 ₹ CB for that.

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