How to apply for HDFC DCB

Adding my query here.

I hold Regalia CC with credit limit of 5L.

How do I upgrade to Diners Club Black or Infinia ??

People get DCB/ Infinia

Me be like:  Abey! yaha kya krrr rhe ho fir 😂

Adding my query too..
Im having a money-back card with 2 lac limit.
Got it on September last week of 2021..
I want to upgrade to millennia cc..

Ps : I applied through bank employee and she told that she will upgrade it in November..
But when I called her last time she said..keep using the card and ull get the upgrade soon..
Is there any time frame for upgrade?
Also how much time should be kept between applying two credit cards..
Im interested in icici platinum Ltf cc.. and want to apply for it

It’s easy to achieve DCB’s annual fee waiver by spending 5L in a year. But for Infinia you need to spend 10L in a year. Getting LTF is also difficult. So i would say get DCB. I don’t see much benefit in Infinia vs DCB if you are not heavy traveller/spender. (Except metal form factor)

Assuming Regalia First is LTF, I would suggest first bumping up your credit limit in existing Regalia First to good amount. Wait for few months. Then ask customer care/ Chennai office to issue DCB by using part of the existing credit limit. Say Diners card is not supported in my area shop’s POS. If they oblige, then you get to keep both cards.  No harm in opening HDFC SB account also. That way you can use your RM help.

If you are eligible apply for upgrade via brach or send upgrade form if your card is 3 month old. Having dcb will give you minimum 5 lacs credit limit. In future if your credit limit enhance then go for infinia.

For everyone who need DCB card you need to cross 5lac limit plus need to spend 5lac+ in last one year on existing card. Your year start from the card expiry month. 

Similarly it’s 8lac limit and 10lac spending for infinia. 

What is the best credit card for buying jewellery so that ee can earn some cashback?