How to claim insurance in hdfc regalia card ??

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third.i.fina...

Can u pls explain about the insurance provided ... and how to claim it. 

hdfcregaliacard-insurance

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Deal Cadet Deal Cadet
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Finance Mentor Finance Mentor
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Only for overseas travel and emergency medical cover. It's a group insurance policy. Following are the policy wordings for Infinia. 

Comprehensive Protection

The Card provides the following complimentary insurance covers:

a. Accidental death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs 3 crore

b. Medical emergency cover: The card holder is covered up to Rs 50 lakh against medical emergencies

during travel abroad

c. Credit shield: The outstanding amount on the Infinia credit card is covered to an extent of Rs 9 lakh

in case of accidental death and permanent disability

d. Lost Card Liability: Cover upto Rs 9 Lakh available for Primary Card Holder

Claim Procedure:

Intimation of Claim to be provided within 60 days from the date of loss by the insured. Documents to be

submitted to HDFC ERGO within 130 days from the date of loss.

Contact details:

a. Toll Free: +800 08250825 (International Toll Free - accessible from outside India) / 01204507250

(Chargeable)

b. Email: [email protected]

c. Address: A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park, Andheri Kurla

Road, Andheri East. Mumbai 400059

Terms & Conditions:

• All the above insurance covers are available to the Primary card holder only

• Air Accident cover will be activated if the tickets are purchased using HDFC Bank Infinia credit cards

• Travel Insurance will be activated if the tickets are purchased using HDFC Bank Infinia credit cards

• Travel Insurance provided under the policy shall not be valid for procuring a travel visa

• Travel Insurance provided shall be valid only for International Travel, subject to travel origination from India

• Maximum Trip Duration is restricted to 30 Days

Please note that all the above insurance covers will be available only after the Card member activates

his/her HDFC Bank Infinia Credit Card. Activation is defined as first purchase at a retail outlet or cash

withdrawal from an ATM using the HDFC Bank Infinia Credit Card. These insurance covers are not provided

by HDFC Bank. Additional Exclusions / Limitations are applicable as per the policy of the insurance company

with whom HDFC Bank has tied up for providing these covers. Please contact the insurance company for detailed T&Cs 

Deal Lieutenant Deal Lieutenant
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1. Intimation of Claim to be provided within 60 days from the date of loss by the

insured. Documents to be submitted to HDFC ERGO within 130 days from the

date of loss.

2. Contact details:

a. For Emergency Medical Expenses - Toll Free: +800 08250825

(International Toll Free - accessible from outside India) / 01204507250

(Chargeable)

b. Email: [email protected]

c. Address: A&H Claims Inward Team, HDFC Ergo GIC Ltd., 6th Floor, Leela

Business Park, Andheri Kurla Road, Andheri East. Mumbai 400059

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is the image clear ?

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Still the thing is not clear to me... Do they provide insurance only when tickets are bought through them?

What i had an accident at home and got a fracture. Will I be given any compensation

Deal Cadet Deal Cadet
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Yes that how it works. 

Particular insurance only works when you're travelling and you have used their card for the booking. 

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Medical emergencies is given only during travel after booking the tickets.. Right?

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Do people even claim these things

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