Steps - How To Get a Credit Card Without Income Proof?

The IDFC FIRST WOW! Credit Card is a deposit-backed premium credit card. If you have a fixed deposit with IDFC FIRST Bank, it can be linked to the FIRST WOW! Credit Card as a lien. Credit card limits are determined by the value of the linked FD. And the good news is that the linked FD continues to earn interest income while you use it!

So, if you have an FD with IDFC FIRST Bank, you can get your FIRST WOW! Credit Card immediately.

· You must be an Indian citizen with a permanent address in the country,

· You must be at least 18 years of age,

· You must have a fixed deposit in your name with IDFC FIRST Bank in cumulative/re-invest and auto-renewed mode,

· The minimum FD amount required is Rs 2,000

You can get your FIRST WOW! Credit Card without income proof and with zero documentation! Just click on the “Apply Now” link, fill out the application form and disclose your FD amount. The bank contacts you for further verification to conduct the digital KYC formalities. Once the process is completed, your FIRST WOW! card reaches your doorsteps in a few days.

Benefits include:

Welcome benefit of up to Rs 1,000 as cashback,

· 4X rewards on every spend,

· Over 300 merchant offers and discounts at over 1500 restaurants,

· Zero forex markup fee,

· Credit limit of up to 100% of the FD value,

· Privileges like 1% fuel charge waiver, complimentary roadside assistance, personal accident cover, lost card liability cover and more.