How to save money while purchasing petrol

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Deal Cadet
the_dev
Is there a way to save money using a card or wallet, if yes then please share?

Also let me know things to keep in mind while purchasing petrol.
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Deal Cadet Deal Cadet
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I use the following for my fuel transactions! Some months i need 15k to 20k fuel purchase and this is how I maximise the cashback and rewards on my purchases.

Citi IOCL: 2.67% return as reward points and 1% as surcharge waiver but only at limited IOCL outlets that too mostly in tier 1 and tier 2 cities. Rewards can be used directly to adjust any fuel purchase above 250. You get a message after purchase to adjust the purchase using points if the amount is above 250 and less than equal to the reward point balance.

Axis IOCL: 4% cashback in terms of Edge reward points. 1% fuel surcharge waiver. The best part is that till date i have used this card at the most remote pumps you can imagine and yet i have always received the surcharge waiver and reward points. Only issue is rewards can only be redeemed for vouchers. You can get better reward redemption options if you have better variant Axis cards.

Park+ IOCL vouchers: You can buy IOCL vouchers from Park+. There is always a 50/100 discount ongoing on purchase of 1000 rupee vouchers. If you have one card then once in a month you can use it to purchase 1500 IOCL vouchers at 1350.

Amex Gold: It gives you reward points also on fuel transactions at any petrol outlet at the rate of 1 point for every 50 rupees. Only 1% surcharge waiver is limited to HPCL outlets. For 6 transactions of 1000 or more in a month you get extra 1000 Reward Points. So for a fuel purchase of 6000 in a month you get 1120 Reward Points. Which when redeemed as cashback in statement equals to 280 Rupees at 0.25 value for each point. Giving you a good cashback value of 4.67% + 1% surcharge waiver if used at HPCL outlets. Making it effectively 5.67% which is better than any other fuel cashback cards. Also if you can get better value out of the reward points if you redeem them for 18k and 24k gold collection of brand vouchers or inter miles or transfer points for hotel bookings.

Deal Captain Deal Captain
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So, motamoti 3% (considering max possible reward) on your 15k fuel comes to 450 (max to max if all Gods are in good mood) after all this magazmaari and jaddojahad.
Badhiya h bhai.
Deal Cadet Deal Cadet
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@weed

Bro isme kaunsa science hai? CITI IOCL has list of IOCL outlets! I simply spent 10 mins to search the ones near my place in the cities i stay and the routes i take. Now only when I visit those outlets i use the CITI IOCL. Axis i have never had to worry about the outlet as i said which clearly your not so smart ass tryna act cool missed out on.

And jab log CC discussion platform pe uneducated buddhi ke saath comments padthe hai tho unko sab kuch mota moti hi lagta hai. 2.67% on Citi IOCL upto 10k of fuel spend. 4% on Axis upto 5k of spends and 4.67% on Gold Charge upto 6k of spend.

267 cashback on 10k Citi IOCL

200 rewards on 5k Axis IOCL

Min 280 cashback on 6k Amex Gold Charge

Furthermore 1% cashback on cc payment of 21k i.e 210. Plus don’t forget the interest free period of upto 48 days that one enjoys.

So with a little presence of mind, 957 is what you save for 21000 of fuel spends mota moti kaunsa debit card tujhe 210 liter pe 10 litre free petrol deta hai bhai?

21 Comments  |  
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How much u spend per month?

Bike or car?

Deal Cadet Deal Cadet
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Scooty

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Deal Major Deal Major
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Vote for petrol baba stuck_out_tongue_winking_eye

Deal Cadet Deal Cadet
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I use the following for my fuel transactions! Some months i need 15k to 20k fuel purchase and this is how I maximise the cashback and rewards on my purchases.

Citi IOCL: 2.67% return as reward points and 1% as surcharge waiver but only at limited IOCL outlets that too mostly in tier 1 and tier 2 cities. Rewards can be used directly to adjust any fuel purchase above 250. You get a message after purchase to adjust the purchase using points if the amount is above 250 and less than equal to the reward point balance.

Axis IOCL: 4% cashback in terms of Edge reward points. 1% fuel surcharge waiver. The best part is that till date i have used this card at the most remote pumps you can imagine and yet i have always received the surcharge waiver and reward points. Only issue is rewards can only be redeemed for vouchers. You can get better reward redemption options if you have better variant Axis cards.

Park+ IOCL vouchers: You can buy IOCL vouchers from Park+. There is always a 50/100 discount ongoing on purchase of 1000 rupee vouchers. If you have one card then once in a month you can use it to purchase 1500 IOCL vouchers at 1350.

Amex Gold: It gives you reward points also on fuel transactions at any petrol outlet at the rate of 1 point for every 50 rupees. Only 1% surcharge waiver is limited to HPCL outlets. For 6 transactions of 1000 or more in a month you get extra 1000 Reward Points. So for a fuel purchase of 6000 in a month you get 1120 Reward Points. Which when redeemed as cashback in statement equals to 280 Rupees at 0.25 value for each point. Giving you a good cashback value of 4.67% + 1% surcharge waiver if used at HPCL outlets. Making it effectively 5.67% which is better than any other fuel cashback cards. Also if you can get better value out of the reward points if you redeem them for 18k and 24k gold collection of brand vouchers or inter miles or transfer points for hotel bookings.

Deal Captain Deal Captain
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So, motamoti 3% (considering max possible reward) on your 15k fuel comes to 450 (max to max if all Gods are in good mood) after all this magazmaari and jaddojahad.
Badhiya h bhai.
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Use junio. Once in a while they give 3 percent.

Benevolent Benevolent
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Indus Indie acct. Complete VKYC. Add 50K initially to reach Megastar and get physical DC. Then zero bal.

3% CB on fuel UPI / DC swipe

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Any other benefits like

Will we get rp 4 cc bill pay ?

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Deal Newbie Deal Newbie
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Park + give 10% voucher monthly 8-10k fill you petrol

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Where to check in app for this offer?

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