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How to stop credit card sales calls even on full dnd?

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Pro DealBaba
kartikxxx
Anyone knows any way to stop these credit call sales call?

Kotak is on next level, they call u 10times a day for credit card.

Earlier they used to call, sir this is service call hope u are happy n shit, then come to point that kotak is giving ore approved blah blah.

Now a days, sir, need to confirm ur adress, kotak is giving u card, pls confirm..
And even if u cut call u will get sms, thank you for ur interest, we have processed ur card, just click on the link for confirmation like wtf!


M fed of trai complaints, blocking these endless numbers.

If anyone knows a way out, do share it
Tia
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Deal Cadet Deal Cadet
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+1 . i am daily getting minimum 3 calls on personal loan ivr.  daily i complaint the number in dnd and also Block the number with help of truecaller.gets call from new number the next day sweat

Deal Newbie Deal Newbie
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Use TruCaller and it will show if the incoming is Spam Reported. Helped my Mom in not picking Spam Calls

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Finance Ninja Finance Ninja
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email to Kotak team

Pro DealBaba Pro DealBaba
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Isn't it increases the calls volume?

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Finance Mentor Finance Mentor
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In the same boat.... 

Generous Generous
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Same thing from RBL for me. I think culprit is PaisaBazaar and BankBazaar, since I started checking CIBIL with them, this has increased. Min 3 calls everyday and around 10 sms for loans daily.

Deal Newbie Deal Newbie
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same man 😓 Paisabaazar shares data probably and apparently overrides DND with Tnc we may overlook while installing or logging in the app.

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Benevolent Benevolent
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google's default dailer has the option to block the spam calls and it works like magic.
Generous Generous
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But it also blocks calls from sbi number when our card gets blocked

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Deal Cadet Deal Cadet
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When they call from normal number I have been answering and then blocking no_mouth

Deal Subedar Deal Subedar
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You are not alone every single day I receive multiple calls credit cards sales person. These calls are  mostly from third party card agents who are after meeting their sales target.

Deal Cadet Deal Cadet
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Yes and even though i block them immediately since these are third party we can't even complain to banks as they say we have no control over third party promotional calls selling our products

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Critic Critic
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Can anyone tell exact format of reporting spam SMS via 1909?

Helpful Helpful
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f

Benevolent Benevolent
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If they start with "this is a service call", I start by replying "then make sure you only talk about service related issues and nothing about any commercial offer like card loan etc and also note that this call is getting recorded and can be used as evidence" - normally they do not continue. If they still say anything about card/loan, I just start asking in  a sarcastic tone if they are illiterate and do not understand what I said. That definitely does the trick.

If they start saying I am calling from yxz bank, I start with "I do not need credit card do not any loan and do not need any card upgrade, if you have anything else continue otherwise just disconnect". IF they still try talking about loan/card, then I switch to asking if they are illiterate.

And of course, immediately after the call, I just block the no.

They are invading our privacy. So they do not deserve our courtesy.

Pro DealBaba Pro DealBaba
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But that's very rude, isn't it worried

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Benevolent Benevolent
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+1

Min of 3-4 calls per day 😞😣

Deal Subedar Deal Subedar
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In the same boat for IndusInd pre-approved personal loan.

on the positive side, from last week, receiving the calls from same lines so it's getting blocked but notification marks the present.

Deal Captain Deal Captain
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Same with me.... almost all 10 calls in a day. Even after blocking multiple numbers
Generous Generous
Admin
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1. Get your mobile phone and dial 1909 

2. Once the call is connected, select your preferred language. 

3. Now, select the "Activate DND" option from the IVRS menu. 

4. Select the "Activate Full DND" option to stop most of the credit card calls. 

5. Select "5" to confirm your selection. 

6. Within 3 days, Full DND will be activated on your mobile number.

Pro DealBaba Pro DealBaba
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As the title says, "even on full dnd".

Dnd is just gimmicky these days.

Helpful Helpful
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Have you guys tried the contrarian approach here? - Tell them you want a card with atleast INR 15 lakh limit & the most premium card like Infinia, magnus, etc as LTF with the fee vouchers. Also, tell them that you should not receive any call or card blockage if dues are not paid on time. ALL these conditions (& maybe more demands if you want to add) needs to be on email from them. Only then will you allow for a CC application. If they still ask for email, ask them to send a whatsapp/sms first since they already have the number 😂😂 

Deal Newbie Deal Newbie
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Screenshot2023-03-18-13-32-04-482com.google.android.dialerTurn on Filter spam calls in Google dialer. But when you have a order delivery, turn it off, otherwise the delivery boy can't reach you.
Deal Newbie Deal Newbie
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It will not help, as banks outsources you Mobile number to 3rd party caller.

Best way is download trai's DND app and report the spammer and then block the number.

I nearly closed 200 callers number till now

Deal Cadet Deal Cadet
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I'm also doing this. But some complaints are closed as not promotional or service call. I have the call recordings, is there any way to appeal?

Deal Cadet Deal Cadet
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Truecaller premium -> block someone manually -> message sender name. Give all the keywords and you are done.

Deal Captain Deal Captain
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Just tell them simply that you have the credit card or personal loan etc already from that bank. If they ask details, tell them you don't have it right away. Say thanks and cut the call. I too get a lot of these calls. I have responded in the above manner and nowadays I have stopped receiving majority of the sales calls.

Pro DealBaba Pro DealBaba
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I requested to delete my number from their database, that lady agreed.
Let's see if that works or not.
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Deal Newbie Deal Newbie
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If you are samsung users. In Phone App - Settings - Block spam calls by Hiya

Deal Cadet Deal Cadet
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Nowadays getting too many calls from sbi card.. If we attend ivr will say all their customer representatives are busy please hold, as if we called them... So annoyin😑

Pro DealBaba Pro DealBaba
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Never got single call from sbi, i  am thinking it is the best spam free bank scream.
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Benevolent Benevolent
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I just say i am watching reels don't disturb me.

Deal Cadet Deal Cadet
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In addition to above, you may follow these:

1. If you know multiple languages, answer in another one.

2. If xyz bank person calls, ask for which branch, branch code, Manager name, employee code etc. 3rd party callers will definitely fumble here and probably remove your number from list.

3. Just tell politely, that your number is in DND, and they can be prosecuted for calling. (Work with Newbie telecallers)

Critic Critic
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I always say just this, "mobile number linked with aadhaar is deactivated so can't do any ekyc/procedure that involves receiving otp on aadhaar linked number & lost physical copy of aadhaar long ago & no time to go to aadhaar centre to update mobile." After this one line, the call never last more than a few seconds & because I have been doing this for a long time my number is most likely removed from many such "prospective clients" lists. In fact I am pretty sure no such spam call will approve anything if the person is not willing to give aadhaar.

@Ramta_Jogi @panchabhut

Finance Mentor Finance Mentor
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Yeah but then what about automated IVR calls? Where u need to press this and that number & that follows up with another guy calling you up to proceed. 
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Deal Cadet Deal Cadet
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I started telling them, I work in a factory and get the cash at the end of the day. I don't have bank account. They feel sorry and disconnect. Hope this will help over the period of time and they update thier database as not a good lead joy

Deal Cadet Deal Cadet
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use teucaller premium, it works

Analyst Analyst
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I tried this many times 🤣🤣

Pro DealBaba Pro DealBaba
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Neee to try this 🤣
Pro DealBaba Pro DealBaba
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So again as daily i am bombarded with kotak calls for credit card, i firmly asked to activate dnc/dnd on my number as i don't want any card from kotak.

She was brilliant, she told me i have sent u a sms, click on it and at the end u will see option for activating dnd and i need to share the generated application number with her as she was staying online.

The message - " thank you for your interest in credit card, click link for completing your application". I disconnected.

How smart these ass are.

Pure fraudsters.

Later-

Called kotak bank by myself and asked to activate dnd, she said be on hold nd in. Next 10 sec ,she replied dnd activated.

Which clearly means all cc calls were from 3rd party.

@shraaj - mail sent by me which was given by you, indeed increased my call flows.
I was on a call from one employee for cc and in the background 3 calls are waiting to answer as i continues to disconnect one after another, and all are from kotak for cc.
I was fed up, i nearly answered 6 calls back to back. Oh man this is the level of bombardment.🤬

Finance Ninja Finance Ninja
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I am really sorry bro!

If,even after sending Proper E-mail they are not doing something then ,what can I do?

One of the Worst thing is ,Kotak Bank doesn't have SINGLE E-MAIL for Contact. You either need to be there Customer.

I don't know Why,People are madly in Love with this Pathetic Bank who doesn't have a Single E-mail (Offcourse,For Account Holders you have to Login to Net banking and then you can send them Email Internally)


Your Problem is with Third Party Agents where they have got your Number and Details. The Companies like IndiaLends,LendingBazar and Many Others are doing this kind of thing (This has Nothing to do with Kotak Mahindra Bank).

You either need to tell them manually that you don't have any Job/Business and not earning or abuse them so,that they don't make any further calls.

Post Tycoon Post Tycoon
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Play them..... mostly these Idiots call from a personal KYC done mobile phone numbers(non-commercial) .... now trick them..... add their numbers under porn video thread 😜......Spam ke badle Spam....it does wonders biggrin

Pro DealBaba Pro DealBaba
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I believe these are only outgoing numbers their incoming is dead.
But idea is good.
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