How to upgrade from ICICI Coral LTF to Sapphiro LTF

Deal Newbie


Can anyone please help me with getting Sapphiro LTF? Is it even possible to get it LTF?

Following are my details:

  • Have a Salary account with ICICI for the past 3-4 years.
  • Don't have a RM for the ICICI Account.
  • Have APay CC with 7.5L limit. only use it for amazon purchases, approx 6 lakh in the last 3 years
  • Have Coral Rupay LTF with 10L+ limit. spend avg 4-8K per month.
  • I used to keep money in my ICICI account, but don't keep more than 10K anymore in it, since i get better interest rate in IDFC SB account.

Why I am looking for Sapphiro?

    I recently got the hdfc tata neu for my upi txns because coral rewards are worthless and there is almost no benefits on coral CC. so looking to get the movie benefit given by Sapphiro.

    Note: I do not fulfil the alumni criteria for Sapphiro.

    Any advice would be helpful.

    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
    12 Dimers
    • Sort By
    Benevolent Benevolent
    Link Copied
    Its very very rare that u will get any LTF upgrade. Even I have ltf coral cc for so many years. but icici only gives paid upgrade.

    even reward rate for saphario cc is worst.
    on the other handand there are so many cc/dc which gives bogo offer, try to get Idfc select/wealth cc.
    Deal Newbie Deal Newbie
    Link Copied

    yep, I am trying for idfc wealth as well. have emailed my RM. let's see if I get it. 

    2 questions

    1. can i hold both Select & Wealth ( since I already have Select CC)

    2. what other CCs give BOGO movie offer with good max ticket amount (₹400+)

    View 8 more replies
    Deal Cadet Deal Cadet
    Link Copied

    You can check BookMyShow to find out which cards can give you Bogo offers and other discounts. 
    Then you can start your journey to get those cards. 

    For eg: IndusInd Visa Signature Exclusive debit card gives Bogo upto 500. And you can open this saving account with 0 average balance requirement if you have IndusInd Pinnacle Credit Card. 

    Generous Generous
    Link Copied

    I got pre approved ltf ovrr phone call .i had coral rupay. But no use.. of sapphiro

    Commentator Commentator
    Link Copied
    Similar way, I got Rubyx combo.
    View 5 more replies
    Helpful Helpful
    Link Copied

    If you check through their application portal, sometimes on the basis of salary, company and college they do offer it ltf. Give it a shot. 

    Deal Cadet Deal Cadet
    Link Copied

    ICICI provide sapphiro LTF based on  internal set criteria of inhand salary of more than Rs 2 lacs per month.

    Deal Newbie Deal Newbie
    Link Copied

    I qualify for this. how do i proceed to get it?

    View 1 more reply
    Super Stud Super Stud
    Link Copied

    I'm getting 2 Pre approved offers from icici

    1. MMT

    2. RUBYX

    Thoughts on this.....?

    Finance Mentor Finance Mentor
    Link Copied

    I hold apay icici and after a month, inquired about what offers I have and most astonishingly, all were LTF on the web page, didn't apply (maybe a technical error) so backed off myself, I should have gone through I guess...

    Click here to reply