How would you divide your 1-2 Lakh capital portfolio .. for next 15 years for good returns.. so i was thing to invest in below business, which is the future or can grow.. please share yours...
1 bank
1 insurance / investment stocks
1 fmgc
1 motor
1 EV's ( I think we are the last generation to use petrol & oils)
1 CAMS , Defence stocks , AI i.e Tataelexi etc ..
Please share your ideas and views .. it will be helpful...
@bikidas2060 @Vinayvickey @aniruddha.rathi @_Munna_michael_ @quantum @UniqueDimer @hotchap @androgame @justforcoupon
will IT sector grow in coming decades ?
Bhai give me some time.
1 bank HDFC
1 insurance / investment stocks ICICIGI and Star health
1 fmgc ITC
1 motor M&M
1 EV's ( I think we are the last generation to use petrol & oils) Tata
Misc. engineering Siemens (It is still going strong)
1)BOB
2)LICI & PAYTM
3)ITC
4)M&M
5)HEROMOTO
Miscellaneous - RIL
Why ppf is excluded?
Because he is asking for businesses with future growth and PPF is fixed income investment AFAIK.
based on Covid experience, I am sure we are the first generation to see such man made catastrophic blunders without even firing a single bullet so 15yrs is a big uncertainty now and my suggestion is to have max 4-5yrs as the max/future investment period and try to make investment based on the current situation then and there where you can ensure you are reaping decent profits (9-10%), if you are looking for safe investments then small finance banks have the best interest rates for 2-3yrs (Jana gives 8.15% for 500days, Shriram gives 8.18% for 50months etc) where you get 8-9% interest rates/10-11% effective yield for 4-5yrs investments..
if you want for 15yrs period then the above points suggested by fellow dimers are fine.. banks -- SBI (public) & ICICI/HDFC (private) are the safest banks as of now as suggested by RBI so should be fine for next 15yrs (hopefully 😉)
It will be an academic exercise only. Buy & hold is not a good strategy. We have to keep up to date with our investments. If one can’t do that… better to invest in ETF or MF.
PPF, Stocks and Gold
Gold can be used for emergency purpose
i will just pick one Stock , if my capital below 5 Lacs
I am getting infosys already at 52 week low.. its best time to invest 50% amount now.. near 1200
and 50% near 900-950 ... after 4 years minimum target 2200+
CC: @bikidas2060
I would divide as follows
Diversified FMCG - ITC
Construction - L&T
Auto Ancillary - Samwardhana Motherson
NBFC power - REC/PFC
Green Energy - NTPC/IOC
Misc - GM Breweries 
Can add 1 sugar sector, 1 metal sector and 1 Defense as well for LT.
1 bank HDFC
1 insurance / investment stocks ICICIGI and Star health
1 fmgc ITC
1 motor M&M
1 EV's ( I think we are the last generation to use petrol & oils) Tata
Misc. engineering Siemens (It is still going strong)
agar rescission ka risk ha toh ppf is not best ..(aapka paisa kam interest par block ho jaega)
aur agar optimistic hokar positive socho then Infosys ne always best returns banakar diya ha
reliance Infosys , HDFC & LT
ye 4 India ke solid pillar ha always stand in any conditions
Offcourse u can split ur funds, par sraa infosys mai lagana bewakoofi hogi
i am waiting for invest big amount if share price comes at all time lows
missed in covid mostly due to lack of funds
agar recession main Lows par mile toh lagana ha bass darna nhi