FD backed Credit Card
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I am considering to use a credit card based on the FD for better leverage
What do you guys think about it?
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https://www.desidime.com/discussions/i-am-considering-to-use-a-credit-card-based-on-the-fd-for-better-leverage-what-do-you-guys-think-about-it?page=1#post_10037437
better leverage? you mean to get more credit limit? or how you define the term better leverage in your case? i am curious:)
https://www.desidime.com/discussions/i-am-considering-to-use-a-credit-card-based-on-the-fd-for-better-leverage-what-do-you-guys-think-about-it?page=1#post_10041109
Me too!
https://www.desidime.com/discussions/i-am-considering-to-use-a-credit-card-based-on-the-fd-for-better-leverage-what-do-you-guys-think-about-it?page=1#post_10036481
If you're not getting unsecured credit card, then it's a wise choice, IDFC First Bank Wow CC is a good option.
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if your credit score is in the gutters then only go for secured cc as beggars cannot be choosers.
wow is only good for 0% forx fee but only 1x limit, they do hard enquiry on cibil & have instances of refusal but thats expected of a scammy bank like idfc