icici 3 credit cards spend Reached 13 Lacs in 9 months

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Last Comment 2024-01-04

2024-01-04

Hi Dimers my Icici credit card(3 cards combined) Spends reached 13lacs(wallet loads using amazon pay card, shoppings, gift cards, some money rotation using rupay card ) from april 2023 to January 2024
May i get IT notice for this...!?
Im a govt salarid employee getting 5 lac annual income and im filing my IT from last 3 years..
What happens next any suggestions...!?
Help me to prepare my self for this...!?

Suggestion pls.. @abhishek012

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https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798575

IndianDimer

2024-01-04

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Somebody pls tag IT officer for a prompt reply..

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798588

legend101

2024-01-04

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You will get the notice, 10l spends is for all cards from a bank. Refer other articles to get answer for the notice

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798609

ABHIMANYU2.0

2024-01-04

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just ignore the notice and say 'kal ana'.

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798618

HasdaChehra

2024-01-04

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https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798633

rohant

2024-01-04

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IT notice is user specific

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798682

arko1983650

2024-01-04

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I am smelling something black 😝😝😝

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798709

root24

2024-01-04

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How to check how much we spent in this year?

Any way

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798723

Ahtsham

2024-01-04

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Either by reaching to customer care or adding all the purchases using each month's statement.

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798835

narayana1dd249

2024-01-04

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don't worry, just stop spending on ICICI cards till march end by shifting your spends to any other bank cards. After march 31st you can start using again upto 10L on safer side. Just merely on one card spending crossing 10L by few lakhs, department will not take any action.

https://www.desidime.com/discussions/icici-3-credit-cards-spend-reached-13-lacs-in-9-months?page=1#post_9798845

Demon_slayer

2024-01-04

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The notice is for how you paid for it with 5L income. If you have an answer for that, like from your savings or your spouse or parents footed the bill. There is no problem.

Being govt employee, it would be wise not to dabble in money rotation, if you do.