icici 3 credit cards spend Reached 13 Lacs in 9 months

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Post Tycoon
Siva1Bopparaju
Hi Dimers my Icici credit card(3 cards combined) Spends reached 13lacs(wallet loads using amazon pay card, shoppings, gift cards, some money rotation using rupay card ) from april 2023 to January 2024
May i get IT notice for this...!?
Im a govt salarid employee getting 5 lac annual income and im filing my IT from last 3 years..
What happens next any suggestions...!?
Help me to prepare my self for this...!?

Suggestion pls.. @abhishek012
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Generous Generous
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Somebody pls tag IT officer for a prompt reply.. 

Deal Lieutenant Deal Lieutenant
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You will get the notice, 10l spends is for all cards from a bank. Refer other articles to get answer for the notice

Helpful Helpful
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just ignore the notice and say 'kal ana'.

Deal Lieutenant Deal Lieutenant
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image

Deal Hunter Deal Hunter
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IT notice is user specific

Deal Cadet Deal Cadet
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I am smelling something black 😝😝😝

Deal Cadet Deal Cadet
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How to check how much we spent in this year?

Any way

Generous Generous
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Either by reaching to customer care or adding all the purchases using each month's statement.

Helpful Helpful
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don't worry, just stop spending on ICICI cards till march end by shifting your spends to any other bank cards. After march 31st you can start using again upto 10L on safer side. Just merely on one card spending crossing 10L by few lakhs, department will not take any action.

Deal Subedar Deal Subedar
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The notice is for how you paid for it with 5L income. If you have an answer for that, like from your savings or your spouse or parents footed the bill. There is no problem.

Being govt employee, it would be wise not to dabble in money rotation, if you do.

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