ICICI best credit card after apay card

By default they activate 49 plan and change of plan from imobile doesnt work/disappears in few days. Moreove, customer care is clueless in change of plan

How to get mine credit card

au lit provides same offer and lakh guna better in credit limit

in au lit spend  7500 and get 500 back for 3 months

I did not even know this CC existed. The "5% cashback on Key Brands: Amazon Prime, Big Basket, BookMyShow, Gaana, Grofers, Inox, Ola, PVR, Swiggy, Zomato" capped at Rs 200/month for the PRO 49 plan looks pretty neat.

I have the ICICI Sapphiro LTF (due to long relationship and salary account) myself and an add-on card for my brother. I save at least Rs 600 every month through Complimentary Tickets (1+1) offer twice a month per card on BookMyShow alone assuming each ticket is at least Rs 150. Theoretically, I can save upto 2000 since the Complimentary Tickets offer works for tickets priced up to Rs 500. I do use it often for ICICI specific offers on other merchants (Amazon, Flipkart, PayTM and even Tata Neu). They also gave me a DragonPass for airport lounge access that I have yet to use though. The reward points ratio is not great but I have other cards to cover for that.

ansh7 wrote:

By default they activate 49 plan and change of plan from imobile doesnt work/disappears in few days. Moreove, customer care is clueless in change of plan

I don't know how this default plan works

But the option to change for the next  month works flawlessly

monu.tanwar123262 wrote:

au lit provides same offer and lakh guna better in credit limit

But it can't provide icici instant bank discount

This thread is not about best credit card

This is basically about getting a card just for instant discount,but with better rewards compared to platinum and mmt platinum

nipun1188 wrote:

How to get mine credit card

Call them and they will take a request

monu.tanwar123262 wrote:

in au lit spend  7500 and get 500 back for 3 months

22sumit wrote:
You need to spend 7500 each month to get 500 cb each month for the activated offer period ie 3 months.

anantnitish wrote:

Call them and they will take a request

nipun1188 wrote:
Is it ltf. Like no joining or annual fees
I need icici card just for online offers

anantnitish wrote:
By default they usually activate 49/149 plan (although i have seen a card with starter plan by default)

But for the next months u can choose ur plan (starter/49/149)

Why it can replace platinum credit card? Platinum card is lifetime free credit card

nipun1188 wrote:
49/149 annually? Ans whats starter plan?

ansh7 wrote:

Why it can replace platinum credit card? Platinum card is lifetime free credit card

But it doesn't give any rewards along with instant discount whatsoever,does it ?

The starter plan(free) of this cc gives 1% upto 100 per month

anantnitish wrote:

But it doesn't give any rewards along with instant discount whatsoever,does it ?

The starter plan(free) of this cc gives 1% upto 100 per month

Who said platinum card doesnt provide any reward. It gives 4 rp per 200 rs spent. And coming to mine card.. mine card has limit of Rs 100 per month and for redemption u need atleast 1500 minecash, so to redeem your reward you need to wait for more than year

ansh7 wrote:

Who said platinum card doesnt provide any reward. It gives 4 rp per 200 rs spent. And coming to mine card.. mine card has limit of Rs 100 per month and for redemption u need atleast 1500 minecash, so to redeem your reward you need to wait for more than year

anantnitish wrote:
Yeah right, one needs 1500 minecash to redeem 
I don't think it will take a year though
ICICI banks is generally visible every month on eCommerce platform
One can plan accordingly and activate 49/149 plan and get spend based waiver also

Btw i didn't know platinum card giving reward points also
1rp ?

When you are getting max 100 per month then why it wont take more than a year to reach 1500?

Yes platinum (and almost all icici cc) gives 4 reward point per Rs 200 spent. 4 point = 1 Rs

ansh7 wrote:

When you are getting max 100 per month then why it wont take more than a year to reach 1500?

Yes platinum (and almost all icici cc) gives 4 reward point per Rs 200 spent. 4 point = 1 Rs

I am being offered this card on Netbanking. But the ₹49 starter plan has no railway or airport lounge access which cards like Coral LTF or Rubyx LTF have.

anantnitish wrote:
Considering one never subscribes for a plan then definitely it will take years to complete

Should i remind you? Comparison here is going on starter plan only

some1anywhere wrote:

I am being offered this card on Netbanking. But the ₹49 starter plan has no railway or airport lounge access which cards like Coral LTF or Rubyx LTF have.

only LTF cards r better if offered

platinum -LTF

MMT-LTF+rail lounges

ansh7 wrote:

By default they activate 49 plan and change of plan from imobile doesnt work/disappears in few days. Moreove, customer care is clueless in change of plan

anantnitish wrote:

But it doesn't give any rewards along with instant discount whatsoever,does it ?

The starter plan(free) of this cc gives 1% upto 100 per month

If reward points along with instant discount needed then coral cc is best. Reward rate is not great but it is 0.5 % but without any upper limit and completely ltf. 

Bk100 wrote:

If reward points along with instant discount needed then coral cc is best. Reward rate is not great but it is 0.5 % but without any upper limit and completely ltf. 

Snapz wrote:
Does Mine card work in ICICI instant discount offers? Amazon pay jaisa haal to nhi hai na?
@anantnitish

anantnitish wrote:
Coral cc is not Ltf for me

They give Coral ltf almost 99 % to all. Talk to cc they can give it ltf to you also.