ICICI Coral LTF

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ariman

I have Coral Paid CC. Mailed customer care for LTF but denied. 

After few days, I mailed for cancellation of the card without mentioning any reason. 

Received reply " We request you to reconsider your decision of canceling your credit card. ICICI Bank Credit Card offer a host of benefits specially designed for our esteemed customers "

What should I do next ?

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Deal Cadet Deal Cadet
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ICICI has rubbish rewards points but decent tie up with merchants for offers.. 

If you dont want it as a primary, get it downgraded to a basic LTF card. 

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Deal Newbie Deal Newbie
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When it comes to reward points value, ICICI is the worst. Depending on your salary and monthly average expenses - switch to Axis Magnus, HDFC Infinia/Regalia, IDFC First Wealth 

PS: Answer to "which is the best card?" depends on how much you use the card.

Deal Cadet Deal Cadet
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ICICI has rubbish rewards points but decent tie up with merchants for offers.. 

If you dont want it as a primary, get it downgraded to a basic LTF card. 

Deal Subedar Deal Subedar
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Ask them to convert it to platinum ltf.... It is coral... Minus lounge access... Or mmt... In that u just have to pay joining fees of 499+gst then its ltf.... 

Deal Newbie Deal Newbie
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batmanBABA wrote:

Ask them to convert it to platinum ltf.... It is coral... Minus lounge access... Or mmt... In that u just have to pay joining fees of 499+gst then its ltf.... 

I have HPCL Coral too(paid), limit shared with Coral. HPCL was main card. I Use these mainly for 25% off on movie and 10% offer.

I don't need lounge so instead of downgrading the Coral to platinum should I close the coral ? Bcoz i already have hpcl coral for movie and 10% offer

Deal Subedar Deal Subedar
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ariman wrote:

I have HPCL Coral too(paid), limit shared with Coral. HPCL was main card. I Use these mainly for 25% off on movie and 10% offer.

I don't need lounge so instead of downgrading the Coral to platinum should I close the coral ? Bcoz i already have hpcl coral for movie and 10% offer

Keep a ltf icici card with you in case in future.. Icici withdraws hpcl coral benefits.. There are better cards for movies like axis myzone...which was ltf in sept... Again kffer can come...... And even signature debit cards from indusind which give 1+1 offers
Analyst Analyst
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batmanBABA wrote:
Keep a ltf icici card with you in case in future.. Icici withdraws hpcl coral benefits.. There are better cards for movies like axis myzone...which was ltf in sept... Again kffer can come...... And even signature debit cards from indusind which give 1+1 offers

slightly off topic: i too have a LTF icici platinum coral cc. earlier they used to give bogo offer on bookmyshow then moved to 25% discount in 2020 (hello covid 😂)

Now has it been withdrawn? coz whenever i enter my cc details in bms at designated time slot opening bms always says your card is not eligible for any offers 😡

Finance Ninja Finance Ninja
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I closed my coral 3 days ago as they didn't agree to make it ltf
Deal Newbie Deal Newbie
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Tanmayyy wrote:
I closed my coral 3 days ago as they didn't agree to make it ltf

What other ICICI card you have?

Deal Subedar Deal Subedar
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pingpong wrote:

slightly off topic: i too have a LTF icici platinum coral cc. earlier they used to give bogo offer on bookmyshow then moved to 25% discount in 2020 (hello covid 😂)

Now has it been withdrawn? coz whenever i enter my cc details in bms at designated time slot opening bms always says your card is not eligible for any offers 😡

Currently axis myzone is good for movies... Also.... Indusind signature debit cards too ofer 1+1

Deal Cadet Deal Cadet
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If you want to keep an icici card just for offers then get an mmt icici card which has a one time joining fee and is effectively ltf after that.


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