ICICI Coral LTF
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I have Coral Paid CC. Mailed customer care for LTF but denied.
After few days, I mailed for cancellation of the card without mentioning any reason.
Received reply " We request you to reconsider your decision of canceling your credit card. ICICI Bank Credit Card offer a host of benefits specially designed for our esteemed customers "
What should I do next ?
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ICICI has rubbish rewards points but decent tie up with merchants for offers..
If you dont want it as a primary, get it downgraded to a basic LTF card.
Ask them to convert it to platinum ltf.... It is coral... Minus lounge access... Or mmt... In that u just have to pay joining fees of 499+gst then its ltf....
I have HPCL Coral too(paid), limit shared with Coral. HPCL was main card. I Use these mainly for 25% off on movie and 10% offer.
I don't need lounge so instead of downgrading the Coral to platinum should I close the coral ? Bcoz i already have hpcl coral for movie and 10% offer
W*
What other ICICI card you have?
If you want to keep an icici card just for offers then get an mmt icici card which has a one time joining fee and is effectively ltf after that.
When it comes to reward points value, ICICI is the worst. Depending on your salary and monthly average expenses - switch to Axis Magnus, HDFC Infinia/Regalia, IDFC First Wealth
PS: Answer to "which is the best card?" depends on how much you use the card.