ICICI credit card

don't close, then you will be again starting from the scratch. They will increase it eventually.

I was given pre approved LTF Coral with 60K limit last year in march.

In sept, 2022 my limit was increased from 60k to 5.10 lakhs.

Keep doing transactions, utilising atleast 30% limit will help.

How much are you utilizing the limit? ICICI perhaps gives very good LE every year.

Any other relation with ICICI apart the CC? 

chipi wrote:

don't close, then you will be again starting from the scratch. They will increase it eventually.

I was given pre approved LTF Coral with 60K limit last year in march.

In sept, 2022 my limit was increased from 60k to 5.10 lakhs.

Keep doing transactions, utilising atleast 30% limit will help.

I have been using this card for more than 2 years and kept utilization ratio between 60-80%. I am also getting card upgrade option. 

Rajkotian wrote:

How much are you utilizing the limit? ICICI perhaps gives very good LE every year.

Any other relation with ICICI apart the CC? 

Kept utilization between 60-80%. Had salary account with them. Now changed to HDFC.

Raman997 wrote:
Kept utilization between 60-80%. Had salary account with them. Now changed to HDFC.

Ditch them for a few months, I heard that that trick is working with ICICI 😉
You closed the Salary Account, I don't know how much it may affect them to offer the LE.

Rajkotian wrote:
Ditch them for a few months, I heard that that trick is working with ICICI 😉
You closed the Salary Account, I don't know how much it may affect them to offer the LE.

But they haven't converted my account to normal savings account yet.
What about BOB card? Should I try this with BOB also?

Raman997 wrote:
But they haven't converted my account to normal savings account yet.
What about BOB card? Should I try this with BOB also?

Ohh, So you still have Savings Account with them right? In that case, Transfer some specific amount every month, better in 1st Week. i.e. Between 1st to 7th.
No idea about BOB , Sorry!

Rajkotian wrote:
Ohh, So you still have Savings Account with them right? In that case, Transfer some specific amount every month, better in 1st Week. i.e. Between 1st to 7th.
No idea about BOB , Sorry!

Okay. Thank you for you suggestion.

Raman997 wrote:
I have been using this card for more than 2 years and kept utilization ratio between 60-80%. I am also getting card upgrade option. 

Then stop using it at all. Do no transaction for 3 months atleast.