ICICI credit card
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I am using ICICI HPCL credit card from past 2 years but haven't received any credit limit increase. I requested CC for LE and they increased it from 50k to 70k. I have other cards with better limit. Should I close this card reapply c2c basis for better limit?
Other cards-
- AMEX MRCC- 2.31 lac
- SBI SC- 1.15 lac
- Axis Ace - 84k
Same issue with BOB select card. They provided me 10k limit and after LE request, they increased to 13k.
Any suggestion?
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https://www.desidime.com/discussions/icici-credit-card-e3126b52-473c-4aab-9650-e86601b945aa?page=1#post_8992513
I have been using this card for more than 2 years and kept utilization ratio between 60-80%. I am also getting card upgrade option.
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https://www.desidime.com/discussions/icici-credit-card-e3126b52-473c-4aab-9650-e86601b945aa?page=1#post_8992511
How much are you utilizing the limit? ICICI perhaps gives very good LE every year.
Any other relation with ICICI apart the CC?
https://www.desidime.com/discussions/icici-credit-card-e3126b52-473c-4aab-9650-e86601b945aa?page=1#post_8992515
Kept utilization between 60-80%. Had salary account with them. Now changed to HDFC.
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don't close, then you will be again starting from the scratch. They will increase it eventually.
I was given pre approved LTF Coral with 60K limit last year in march.
In sept, 2022 my limit was increased from 60k to 5.10 lakhs.
Keep doing transactions, utilising atleast 30% limit will help.