ICICI Credit card upgrade

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chiraggyl170
Hi,

I have been using ICICI platinum credit card for 3-4 years and am using it a lot..
The reward ratio on this card is almost 0.

They are offering me an upgrade but that  is chargeableScreenshot2022-11-16-17-54-06-879c5d58cccb392c7574a8ddacf7cdd307
Screenshot2022-11-16-17-54-00-529c5d58cccb392c7574a8ddacf7cdd307
any way to get a good free and LTF upgrade from ICICI?
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Benevolent Benevolent
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Dont upgrade. ICICI Amz + ICICI Platinum LTF is the best combination. Use the Plat card during sale. For everything else, use Amz card

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Deal Subedar Deal Subedar
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Non of the icici cards have good rewards system don't keep any paid icici cards
Deal Subedar Deal Subedar
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take icici amazon card

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myfungang829 wrote:

take icici amazon card

Already have that.. but amazon ICICI doesn't work on any sales..
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ddstar wrote:
Non of the icici cards have good rewards system don't keep any paid icici cards
The Platinum card i have is LTF.. I was thinking if any other card they can upgrade for LTF
Deal Cadet Deal Cadet
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chiraggyl170 wrote:
The Platinum card i have is LTF.. I was thinking if any other card they can upgrade for LTF
All their credit cards have shit reward rate. No use upgrading
Deal Lieutenant Deal Lieutenant
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don't upgrade.
Deal Subedar Deal Subedar
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Same opinion from everyone grinning dnt upgrade to any icici card which is not ltf !! For me , other than apay card, the last good card from them was jetairways cards..!! They should definitely look at axis on reward programs !
Deal Newbie Deal Newbie
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Don't upgrade! Keep that platinum only for sales

Benevolent Benevolent
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Dont upgrade. ICICI Amz + ICICI Platinum LTF is the best combination. Use the Plat card during sale. For everything else, use Amz card

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Great.. Thanks everyone.. won't upgrade this card
Deal Subedar Deal Subedar
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Also, it is not any user-specific upgrade; It was visible to me from the first day of platinum issuance. 

Technically, it's a degradation from the customers' POV.

Deal Cadet Deal Cadet
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I took the mmt card, its basically ltf with one time fee of 2500, which gives 1500 mmt coupon. Got it just for booking flight tickets and theres also dreamfolks International longue access. Total fee is 2500+500gst less 1500 vouchers
Deal Cadet Deal Cadet
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legend101 wrote:
I took the mmt card, its basically ltf with one time fee of 2500, which gives 1500 mmt coupon. Got it just for booking flight tickets and theres also dreamfolks International longue access. Total fee is 2500+500gst less 1500 vouchers
+ 2500 MMT Holiday voucher
Deal Cadet Deal Cadet
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urmila.contact wrote:
+ 2500 MMT Holiday voucher
Thats pretty useless tbh, buying a holiday package will be way more expensive that its not worth the 2.5k voucher
Mine is still unused if you have a way to use it let me know
Deal Cadet Deal Cadet
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chiraggyl170 wrote:
The Platinum card i have is LTF.. I was thinking if any other card they can upgrade for LTF
They are not giving LTF upgrade. Only new card u get LTF directly. Thru mobile app If u are holding icici account, check with RM for LTF upgrade or additional LTF card.
Deal Subedar Deal Subedar
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Similiar upgrade option I saw in one of friend's account. Not worth
Cool Cool
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I have all this option for 500 instead of 2500 stuck_out_tongue
Deal Cadet Deal Cadet
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legend101 wrote:
I took the mmt card, its basically ltf with one time fee of 2500, which gives 1500 mmt coupon. Got it just for booking flight tickets and theres also dreamfolks International longue access. Total fee is 2500+500gst less 1500 vouchers
Didn't you get lemon tree vouchers worth 2500rs?
Deal Cadet Deal Cadet
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--AJ-- wrote:
Didn't you get lemon tree vouchers worth 2500rs?
No they changed it to mmy holiday voucher few months ago i think
Deal Cadet Deal Cadet
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legend101 wrote:
No they changed it to mmy holiday voucher few months ago i think
Applied 3 days back, in app and website shows 2500 lemon tree vouchers. Confirmed the same with cs yesterday. 
Deal Cadet Deal Cadet
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--AJ-- wrote:
Applied 3 days back, in app and website shows 2500 lemon tree vouchers. Confirmed the same with cs yesterday. 
It used to be lemon tree vouchers, then they changed to mmt holiday.  Now they seem to be back on lemon tree
Deal Cadet Deal Cadet
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legend101 wrote:
It used to be lemon tree vouchers, then they changed to mmt holiday.  Now they seem to be back on lemon tree
Checked the tnc page in icici Lemon tree is not mentioned. Did they instantly added 1500 mmt cash ?
Deal Cadet Deal Cadet
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@chiraggyl170 Go for ICICI Expression CC. (499+GST, Waived off on 1.5L). You can get your own image printed on the card face.

You can apply through imobile app. Reward Ratio 0.75% - Better than most of the so called Gemstone ICICI CC's.

Critic Critic
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--AJ-- wrote:
Checked the tnc page in icici Lemon tree is not mentioned. Did they instantly added 1500 mmt cash ?
MMT wallet cash is added a few days after payment of first ever bill statement on MMT card.
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