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ICICI Credit Cards are getting limit enhancement

1861°
Deal Lieutenant
vishusgh

Check your imobile app.

I got limit enhancement in both amazon icici credit card as well as platinum credit card (ltf).

Amazon icici  credit card: 1,30,000 to 2,10,000.

ICICI platinum card: 20,000 to 2,10,000.

This is the first time i am getting limit increment in platinum card

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Deal Cadet Deal Cadet
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4.9 to 5.9 pray🏻 raised_hands🏻

Deal Newbie Deal Newbie
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are limit enhancement sent out in batches?

Deal Cadet Deal Cadet
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Not for me.. May be user specific... Last time got offer .. from 80000 they enhanced it to 4.20 K...

The PostMighty The PostMighty
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I am getting enhancement from 2L to 4.2L on my Amazon pay card but not taking it because apay card not eligible for any bank offers in any site neutral_face

Finance Mentor Finance Mentor
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Take the CLE. It's a psychological support to have in case of an unforseen contingency. 

Deal Cadet Deal Cadet
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Limit enhancement is good thing. Credit card is best thing to have if you know when and how to use it. In case of medical emergency when you are short on cash CC is the best bet. I had a wonderful experience as I was short of money and my father needed angioplasty needed to be done. I paid by CC and didn't have to ask anyone for the money. This was around 15 years ago. And now you can fix limit for each kind of transaction which is great stuff.

Deal Newbie Deal Newbie
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Yes I got it enhance to 4.5 lac

Deal Cadet Deal Cadet
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I got an offer for limit enhancement on my Amazon CC 1.6 -> 4.4
But what if I dont utilize even 1% i.e, 4k every month after increasing the limit

Will this affect my credit score as the utilization will be too low?

Hunk Hunk
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No Bro grinning

Deal Cadet Deal Cadet
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Dont increase it untill you need it. Last year I increased to 2.5l for a big transaction,  now there is no option to reduce it. That option to increase it will be always be there in app. May be transaction/day wise and all i can fix the amt, but thats an hassle.

Commentator Commentator
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ICICI banks sent sms to me to send msg CRLIM on a number for credit increase should i proceed?

Hunk Hunk
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If the Sending Number is 5676766, then you can send the Message blush

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Deal Newbie Deal Newbie
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Just got limit enhanced 2 days back from 7L to 10L on both ICICI Platinum and ICICI Amazon Pay cards. 

Deal Newbie Deal Newbie
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Since their Credit Card database has been hacked, I am only getting phishing emails masked as ICICI credit card limit enhancement.

Finance Mentor Finance Mentor
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Only if their cards get feature enhancement..... 

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