Hot Deal

Icici insta credit card offer

359°
Deal Lieutenant
Alexios

I am getting a insta credit card offer from icici with 1.1 lakh limit. Never heard of this offer before. Is it preapproved one. Showing as approved in 3 steps where first step is showing various cards where only coral showning as nil joining and annual fees. Should i go for it? https://cdn0.desidime.com/attachments/photos/659449/medium/Screenshot_20210112-215829.jpg?1610469141
Edit: Yes this is preapproved offer. Got the card generated instantly and physical one dispatched.
Those looking for preapproved offer from icici I will mention what i did. But it is not sure shot to get but one can try.
1) Opened silver account with 25k mab.
2) Maintained 1 lakh above Mab.
3) Opened 3 fd, 1 money multiplier linked to account and 2 normal.
4) Transacted with my sbi and hdfc credit card and paid those bills from Mobikwik and dhani with icici debit card.
5) Got pre-qualified offer. Did not applied for that.
6) Received 3-4 calls from icici in around 8 or 9 month for applying for fd based card. Told them not interested in fd card.
7) Now finally got preapproved offer and card generated instantly in half of 11 months.

40 Comments  |  
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Deal Cadet Deal Cadet
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I think it’s pre approved go for it

Benevolent Benevolent
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Yes this is pre-approved.
Go for it if you need it ..having ICICI card means way better chance of getting Amazon pay card

Deal Lieutenant Deal Lieutenant
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Thanks for the info.

Benevolent Benevolent
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get it, next stop is Apay ICICI

Deal Lieutenant Deal Lieutenant
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Sure, finally reached this step.

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Deal Subedar Deal Subedar
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Iif you dont mind me asking how old is your account and what balance did you maintain to get the offer ?

Hunk Hunk
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+1

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Benevolent Benevolent
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If i remember correctly the credit card generates instantly…go ahead and apply.

Deal Lieutenant Deal Lieutenant
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Yes thanks, just completed all steps. Just asked basic details in first step and on second step after proceeding card generated instantly with 1.1 lakh limit. Virtual card with number and cvv showing.

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Benevolent Benevolent
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go ahead..just make sure your address is updated in the account first as bank will dispatch the card to saved address.

Deal Cadet Deal Cadet
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U maintained so much minimum balance money for credit card?
Do u think its worth?

Deal Lieutenant Deal Lieutenant
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Maintained just to be on safe side. Will not be maintaining anymore. 1 lifetime free icici cc is worth to have.

Deal Legend Deal Legend
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I am on the opposite road. Have apay icici need a normal icici cc stuck_out_tongue

Benevolent Benevolent
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why? ICICI cards are mostly one of the worst this days

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Post Emperor Post Emperor
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Guys my account is around 6 month old.. i have started seeing loan offers
Loans ss:



https://cdn0.desidime.com/attachments/photos/659514/medium/Screenshot_2021-01-08-09-13-34-91_9c5d58cccb392c7574a8ddacf7cdd307.jpg?1610525990



https://ibb.co/S...Rz



But no credit cards offer yet.. Last time applied online cc told my pincode is not showing in her system.. is it also a reason no cc offer yet.. 

Deal Subedar Deal Subedar
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^^Takes 9-10 month for CC to come , mostly 1st they pre approve those pos 2 wheeler offers

Post Emperor Post Emperor
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My question is last time while online applying cc told my pincode is not available in her system to proceed further..

So is there any such limitation while showing pre approved offers for cc..

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Post Emperor Post Emperor
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https://ibb.co/r...1m

Started seeing pre qualified cc offer…
smile

Waiting for pre-approved cc now..

Post Emperor Post Emperor
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Got the offer smile 

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