I am getting a insta credit card offer from icici with 1.1 lakh limit. Never heard of this offer before. Is it preapproved one. Showing as approved in 3 steps where first step is showing various cards where only coral showning as nil joining and annual fees. Should i go for it?
Edit: Yes this is preapproved offer. Got the card generated instantly and physical one dispatched.
Those looking for preapproved offer from icici I will mention what i did. But it is not sure shot to get but one can try.
1) Opened silver account with 25k mab.
2) Maintained 1 lakh above Mab.
3) Opened 3 fd, 1 money multiplier linked to account and 2 normal.
4) Transacted with my sbi and hdfc credit card and paid those bills from Mobikwik and dhani with icici debit card.
5) Got pre-qualified offer. Did not applied for that.
6) Received 3-4 calls from icici in around 8 or 9 month for applying for fd based card. Told them not interested in fd card.
7) Now finally got preapproved offer and card generated instantly in half of 11 months.
I think it’s pre approved go for it