Hot Deal

Icici insta credit card offer

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Deal Lieutenant
Alexios

I am getting a insta credit card offer from icici with 1.1 lakh limit. Never heard of this offer before. Is it preapproved one. Showing as approved in 3 steps where first step is showing various cards where only coral showning as nil joining and annual fees. Should i go for it? https://cdn0.desidime.com/attachments/photos/659449/medium/Screenshot_20210112-215829.jpg?1610469141
Edit: Yes this is preapproved offer. Got the card generated instantly and physical one dispatched.
Those looking for preapproved offer from icici I will mention what i did. But it is not sure shot to get but one can try.
1) Opened silver account with 25k mab.
2) Maintained 1 lakh above Mab.
3) Opened 3 fd, 1 money multiplier linked to account and 2 normal.
4) Transacted with my sbi and hdfc credit card and paid those bills from Mobikwik and dhani with icici debit card.
5) Got pre-qualified offer. Did not applied for that.
6) Received 3-4 calls from icici in around 8 or 9 month for applying for fd based card. Told them not interested in fd card.
7) Now finally got preapproved offer and card generated instantly in half of 11 months.

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Shopping Friend Shopping Friend
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I am on the opposite road. Have apay icici need a normal icici cc stuck_out_tongue

Deal Subedar Deal Subedar
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adrishya wrote:

I am on the opposite road. Have apay icici need a normal icici cc stuck_out_tongue

why? ICICI cards are mostly one of the worst this days

Shopping Friend Shopping Friend
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Sudarshan61 wrote:

why? ICICI cards are mostly one of the worst this days

need LTF one. already have apay which is not being accpeted for 10% discount offers. So will take an add on to go with it for the offers

Deal Cadet Deal Cadet
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Guys my account is around 6 month old.. i have started seeing loan offers
Loans ss:



https://cdn0.desidime.com/attachments/photos/659514/medium/Screenshot_2021-01-08-09-13-34-91_9c5d58cccb392c7574a8ddacf7cdd307.jpg?1610525990



https://ibb.co/S...Rz



But no credit cards offer yet.. Last time applied online cc told my pincode is not showing in her system.. is it also a reason no cc offer yet.. 

Deal Subedar Deal Subedar
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^^Takes 9-10 month for CC to come , mostly 1st they pre approve those pos 2 wheeler offers

Deal Cadet Deal Cadet
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SastaRaju wrote:

^^Takes 9-10 month for CC to come , mostly 1st they pre approve those pos 2 wheeler offers

My question is last time while online applying cc told my pincode is not available in her system to proceed further..

So is there any such limitation while showing pre approved offers for cc..

Deal Lieutenant Deal Lieutenant
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dark.demon wrote:

My question is last time while online applying cc told my pincode is not available in her system to proceed further..

So is there any such limitation while showing pre approved offers for cc..

Yes certain offers will not come if you are out of their service area.

Deal Newbie Deal Newbie
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dark.demon wrote:

Got the offer smile 

Have never got any pre-approved CC from Icici, they gave me LTF world debit card 10 years back but never even gave any basic CC

Deal Cadet Deal Cadet
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ashmail123957 wrote:

Have never got any pre-approved CC from Icici, they gave me LTF world debit card 10 years back but never even gave any basic CC

Do you hold any cc from icici, if yes they won’t give any pre approved offer ,
I got the offer in 7months ,
Had fd based cc ,got it closed then i got the offer .

I did around 20 lacs transaction in jan and starting of feb(using cheque). Used atm frequently for.shopping.. got the offer in feb.

Missing