https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278246
ICICI pre-approved Credit Card - how to trigger?
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I am having an ICICI Savings Account (~10 year old, Gold privilege) and ICICI Amazon Pay Credit card (~3 years) now. Till date under pre-approved offers I have not received a LTF CC offer. What puzzles me is I am eligible for a multitude of loan offers – home, car etc. but not CC offer. Hence wanted to know from Dimers regarding possible criteria to get a pre-approved LTF CC from ICICI. I should also add that the branch is semi-urban/rural in my case.
I tried reaching the RM and was told that they can give me a Coral LTF on submission of documents – I guess they might even need an income proof. Reached customer care on Twitter and phone call and both suggested getting a Platinum LTF through branch. They categorically stated that they can’t trigger a pre-approved offer from their end 
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278250
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278312
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PappuPager wrote:Akki bhai you are citizen of Canada, why collecting credit cards in india ?
Lgta hai tumko ghar bulake coffee pilani padegi.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278316
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278326
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prem4998 wrote:Don’t ever do manual upgrades. They will charge you for non-maintenance. There is no worthy benefits in it. Let it upgrade itself.
Currently I am in Titanium auto upgraded and my account being a zero balance no charges so far.
how does Auto upgrade works ?
mine is salary account , would it get auto upgraded ?
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278332
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Tanmayyy wrote:If you aren’t sure if you can maintain the MAB then stick with privilege account I’d say.
I am getting option to upgrade to ONE account and Gold Salary Account. Should I upgrade ?
also if i ever change my salary account from icici , would they charge me for non maintenance of Gold account if upgraded ?
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278585
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PappuPager wrote:
please don’t use my pictures without my consent. otherwise I’ll do strike on your id.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278606
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chotabaxxa800 wrote:how does Auto upgrade works ?
mine is salary account , would it get auto upgraded ?
No idea bro. They won’t intimate you unless you ask them the current variant of your savings account.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278673
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278697
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PappuPager wrote:canadian copywright laws dont work in india
read chapter 5 para 9 carefully
Dear Pappu,
koi kaam dhanda dhundo aur apni energy ko shi direction pe lgao.
Zruri nhi agr naam pappu ho to harkate bhi pappu jaise krni chahiye
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278707
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8278788
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8280295
Snapz wrote:@prem4998 @decideaim @shraaj;@akki.akki @Mufasa
Bhai.. I have 6 months old Icici instant platinum card. Icici account is also 6 months old. I want to get Amazon icici card as well as one other icici card. What should I do? Close fd based platinum card and wait for pre approved offer or apply for amazon card, as I don’t have any other rewarding card right now?
I had closed platinum card but not received pre approved offer from ICICI. You are maintaining a good bank balance ICICI, try to talk with the branch employees.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8280300
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8280474
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8280902
ICICI cards are all pretty meh, at least the entry level ones are. Very poor reward structure. Just get one ICICI CC just for bank offers, I don’t think there is a must have card from ICICI, at least not to my knowledge. I don’t understand why people are opening savings account and keeping MAB for Coral LTF when Platinum LTF is almost as good.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8280918
Do ICICI block card for non usage ?
Can we use it just once a year ?
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281001
PappuPager wrote:Do ICICI block card for non usage ?
Can we use it just once a year ?
no issue, they won’t block your card.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281012
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281033
PappuPager wrote:Do ICICI block card for non usage ?
Can we use it just once a year ?
That is the right kind of usage for an ICICI card, so they won’t block
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281047
Right now, have 2 lacs in ICICI will make it 3 lacs at the end of the month.
Aims:
1) Account upgrade, so that I can get Trading cum Demat account free
And 2) Sapphiro LTF 
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281072
A_J wrote:ICICI cards are all pretty meh, at least the entry level ones are. Very poor reward structure. Just get one ICICI CC just for bank offers, I don’t think there is a must have card from ICICI, at least not to my knowledge. I don’t understand why people are opening savings account and keeping MAB for Coral LTF when Platinum LTF is almost as good.
True that . No icici cc is worthy to go go through all this hassle.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281075
decideaim wrote:Right now, have 2 lacs in ICICI will make it 3 lacs at the end of the month.
Aims:
1) Account upgrade, so that I can get Trading cum Demat account free
And 2) Sapphiro LTF
Trading account is free for first year only if i am correct.
https://www.desidime.com/discussions/icici-pre-approved-credit-card-how-to-trigger?page=3#post_8281080
A_J wrote:ICICI cards are all pretty meh, at least the entry level ones are. Very poor reward structure. Just get one ICICI CC just for bank offers, I don’t think there is a must have card from ICICI, at least not to my knowledge. I don’t understand why people are opening savings account and keeping MAB for Coral LTF when Platinum LTF is almost as good.
For me there are other reasons, privelege banking and 3 in 1 demat trading account, building a relationship with ICICI, a premium LTF is just the cherry on the top.
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