ICICI Preapproved Coral CC vs Amazon CC (Advice Needed)

@prem4998 @getready 

Get the coral LTF now and you can get Amazon card instantly in future based on coral. For me, they didn't do any hard enquiry in CIBIL so might be the same for u.

1. No checks for pre-approved CCs

2. With any ICICI CC, you can get Apay via C2C (Someone got APay just a month after getting his first ICICI CC, so timelines might be different now.. for better)

3. You can opt for direct applications since you're salaried but since you're new to Credit Score and cards its best to opt for pre-approved / C2C options wherever available 

getready wrote:

1. No checks for pre-approved CCs

2. With any ICICI CC, you can get Apay via C2C (Someone got APay just a month after getting his first ICICI CC, so timelines might be different now.. for better)

3. You can opt for direct applications since you're salaried but since you're new to Credit Score and cards its best to opt for pre-approved / C2C options wherever available 

Where do I check for pre approved apay card?

dippy44 wrote:
Where do I check for pre approved apay card?

Check Amazon App for paperless approval / pre-approved cc offer. Even if there isn't one, you can follow the regular application procedure (3/6 months wait period from 1st card issuance ) and u can get the Apay card approved instantly (If eligible, you will have to just feed the existing ICICI CC number .. instead of filling the application)

Dude how come you got Diner even without a CIBIL score ..?? 

TINYY wrote:

Dude how come you got Diner even without a CIBIL score ..?? 

1. Maybe it's a brand new card that will take a couple of months to show up on CIBIL.

2. Maybe it's an add-on card.

3. Maybe it's an FD-based card.

Spiderguy252 wrote:
1. Maybe it's a brand new card that will take a couple of months to show up on CIBIL.

2. Maybe it's an add-on card.

3. Maybe it's an FD-based card.

no that is fine but even without CIBIL SCORE he got offer for diner ..?

TINYY wrote:

Dude how come you got Diner even without a CIBIL score ..?? 

I am from a B School that was eligible for the Diners Alumni offer. So I was able to get the card based on my post-grad certificate 

I got AmazonPay credit card pre approved by C2C. On 6 May 2022, I got Coral pre-approved credit card which I hardly use due to rewardless card. Yesterday I got the banner generate your Apay card instantly by existing ICICI credit card. Just take the coral card & wait for the offer. 

Mufasa wrote:
I got AmazonPay credit card pre approved by C2C. On 6 May 2002, I got Coral pre-approved credit card which I hardly use due to rewardless card. Yesterday I got the banner generate your Apay card instantly by existing ICICI credit card. Just take the coral card & wait for the offer.

Did ICICI do a hard check for coral?

dippy44 wrote:
Did ICICI do a hard check for coral?

In my case NO, I didn't saw any hard enquiry by ICICI.

Mufasa wrote:
In my case NO, I didn't saw any hard enquiry by ICICI.

For both coral as well as Amazon pay?

dippy44 wrote:
For both coral as well as Amazon pay?

Yes

I have an Amazon Pay card and no other relationship with ICICI. What is the easiest way to get LTF Coral credit from ICICI?

No inquiry for preapproved ICICI cards

Take coral. for card based offers Apay is usually useless. You can get Apay later onwards. 🙂

Mufasa wrote:
I got AmazonPay credit card pre approved by C2C. On 6 May 2002, I got Coral pre-approved credit card which I hardly use due to rewardless card. Yesterday I got the banner generate your Apay card instantly by existing ICICI credit card. Just take the coral card & wait for the offer.

6 May 2002 ?

TrueAdvisor wrote:
6 May 2002 ?

It's 6,May, 2022 . Thanks for highlighting the mistake. I made the correction.

Mufasa wrote:
I got AmazonPay credit card pre approved by C2C. On 6 May 2022, I got Coral pre-approved credit card which I hardly use due to rewardless card. Yesterday I got the banner generate your Apay card instantly by existing ICICI credit card. Just take the coral card & wait for the offer. 

Btw what did the banner say/looks like?

dippy44 wrote:
Btw what did the banner say/looks like?

It was like You are eligible for card upgrade, 100% paperless no income proof required. When I tap the banner it took me to ICICI page where I was asked to to enter my exist icici credit card number. I entered the card & Apay card waa generated instantly.

Mufasa wrote:
It was like You are eligible for card upgrade, 100% paperless no income proof required. When I tap the banner it took me to ICICI page where I was asked to to enter my exist icici credit card number. I entered the card & Apay card waa generated instantly.

Is Credit Limit shared OR got new limit?

satraghav wrote:
Is Credit Limit shared OR got new limit?

Shared with with your existing ICICI credit card.