ICICI Preapproved Coral CC vs Amazon CC (Advice Needed)

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Deal Newbie
dippy44

HI Guys,

I currently have a new diners privellage cc, and I do not have a credit score yet.

I am currently getting ICICI coral ltf pre-approved on my salary account.

However, I actually wanted an Amazon pay card.

My questions are:

1) If I take the coral card, will there be a hard check on my credit score (or not since its pre-approved)

2) WIll taking the coral card increase the chances of getting amazon pay?

3) Should I ignore coral and directly try applying for amazon pay despite not having a credit score

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23 Comments  |  
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Generous Generous
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Get the coral LTF now and you can get Amazon card instantly in future based on coral. For me, they didn't do any hard enquiry in CIBIL so might be the same for u.
Mobile Guru Mobile Guru
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1. No checks for pre-approved CCs

2. With any ICICI CC, you can get Apay via C2C (Someone got APay just a month after getting his first ICICI CC, so timelines might be different now.. for better)

3. You can opt for direct applications since you're salaried but since you're new to Credit Score and cards its best to opt for pre-approved / C2C options wherever available 

Deal Newbie Deal Newbie
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Where do I check for pre approved apay card?
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Deal Cadet Deal Cadet
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Dude how come you got Diner even without a CIBIL score ..?? 

Deal Cadet Deal Cadet
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1. Maybe it's a brand new card that will take a couple of months to show up on CIBIL.

2. Maybe it's an add-on card.

3. Maybe it's an FD-based card.
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Deal Subedar Deal Subedar
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I got AmazonPay credit card pre approved by C2C. On 6 May 2022, I got Coral pre-approved credit card which I hardly use due to rewardless card. Yesterday I got the banner generate your Apay card instantly by existing ICICI credit card. Just take the coral card & wait for the offer. 
Deal Newbie Deal Newbie
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Did ICICI do a hard check for coral?
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Deal Newbie Deal Newbie
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I have an Amazon Pay card and no other relationship with ICICI. What is the easiest way to get LTF Coral credit from ICICI?

Tech Guru Tech Guru
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No inquiry for preapproved ICICI cards

Tech Guru Tech Guru
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Take coral. for card based offers Apay is usually useless. You can get Apay later onwards. 🙂

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