ICICI Wealth Banking.

106°
Benevolent
akki.akki
hello dimers..

Last year my ICICI account was converted to Wealth Management from Privileged account.

At first I got excited, but TBH I find no difference between these two now.

The only benefit I see was free CIBIL report every month which is not working anymore.

I have LTF Coral and they are dont upgrade it to Rubux or Saphario as LTF.

Niether they give any spend based offers.

on the otherhand ICICI assigned me a RM which keeps on calling me if I transfer >30k from it and tells ke sirr mt nikaalo paise isme hi rhne do

Now my question is there any real benefits if it or just a sudo program.
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18 Comments  |  
9 Dimers
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Deal Lieutenant Deal Lieutenant
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Rm acting as your guardian😅, Are you underage or look underage?

Benevolent Benevolent
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ha yr nazar lgaye baitha baaki underage wala to kuch scene nhi hai smile
mere se na sunaya ni jata...nhi to jb usne pehli baar call kia tha tbhi mai bol deta ke tujhe kya to tik jata.. bs ab mai uska call hi ni uthata
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Deal Cadet Deal Cadet
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Most of these bank programs are to give you sense of entitlement without any material financial benefit. You may get some amc waived off etc. 

Exception idfc wealth

Helpful Helpful
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whats the benefit of idfc wealth?
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Benevolent Benevolent
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No benefit. 

Only tangible benefit that I see is they offer some waivers on locker rental if you have that..

Deal Cadet Deal Cadet
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You get services like signature attestation for free. SBI charges 150+gst for the same.

Deal Lieutenant Deal Lieutenant
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I have my primary account in SBI with PPF and several FDs.

They told me about charges when I wanted to change my signature. 

I told Manager to close my account and transfer the PPF and closing my FDs asap.

He did it for free joy

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Helpful Helpful
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The one benefit I've just recently discovered, you become eligible for a free mc world debit card. This gives you lounge access without any spend thresholds (AFAIK). Any other mc world benefits might also be applicable, but I haven't had a chance to check yet. 

Benevolent Benevolent
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thanks.. for they did not send any kit or wallet.. may be I need request the same.
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